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What is a
Blockchain ?
A new way of managing data. It introduces a
distributed model whereby a network of participants
replicate and share a database, eliminating the need to
reconcile between disparate datasets.
Part A : Fundamentals
What is not
Blockchain ?
A centralised database
A high volume low value transaction engine
A trusted third party
A centralised automation engine
A centralised reporting tool
A centralised analytics tool
Blockchain and Databases
Questions & Answers
Time to Think !
PART B - Value Proposition Design
Business Value of
Blockchain
Key Enablers
Key Segments
EnterpriseAreas
What are the advantage layers of
Blockchain Technology ?
Blockchain Technology enables more open, inclusive, and secure business networks, shared operating
models, more efficient processes, reduced costs, and new products and services in banking and finance.
Different Models of Blockchain
Public, Private, Permissioned, Permission-less, Federated, Hybrid Models
Features of Blockchain
Security
Scalability
Stability
Simplicity
Blockchain is a
Trust Machine
Exchange ofAssets
Common Repository
Complex Value Chain
Guaranteed Security
Guaranteed Traceability
Instant Transactions
Shared Ledger
Auditability
Business ProcessAutomation
Blockchain Evolution
Digitisation of Money
Digitisation of Ledger
Digitisation of Records
Digitisation of Contracts
Digitisation of Trust
Digitisation of Value
Questions & Answers
Time to Think !
PART C - Global References
Blockchain for Business
Finance
Agriculture
Healthcare
Automotive
Government
Adoption Best Practices
Business Models
Strategic Roadmap
SWOTAnalysis
Questions & Answers
Time to Think !
PART D - Architecture and Design
Blockchain Architecture
TransactionArchitecture
Tamperproof Design
Why do we say Blockchain is tamper
proof and tamper evident ?
Once recorded, the data in any given block cannot be altered retroactively without
alteration of all subsequent blocks, which requires consensus of the network majority
What is Blockchain Originally ?
The original blockchain is the decentralised ledger behind the digital currency bitcoin.
How is blockchain connected to bitcoin
protocol ?
The invention of the blockchain for bitcoin made it the first digital currency to solve
the double-spending problem without the need of a trusted authority or central server. 
What is the historic origin of
Blockchain Technology ?
The first work on a cryptographically secured chain of blocks was described in 1991 by Stuart Haber and W. Scott Stornetta. They wanted to
implement a system where document timestamps could not be tampered with. In 1992, Bayer, Haber and Stornetta incorporated Merkle
trees to the design, which improved its efficiency by allowing several document certificates to be collected into one block
Blockchain Data Model
Block Structure
Block Transactions
Block Time Stamping
What is a merkle tree ?
In cryptography and computer science, a hash tree or Merkle tree is a tree in which every leaf node is labelled with the
cryptographic hash of a data block, and every non-leaf node is labelled with the cryptographic hash in the labels of its child
nodes.
Questions & Answers
Time to Think !
PART E - Use Cases
KYC Verification on
Blockchain Technology
Business Needs
Stakeholder Mapping
Data Model
Business Benefits
Blockchain based KYC : Business Needs
Challenges in the current systems and processes
Lack of consistency across companies
High chances of fraud due to information silos
Onerous and time consuming process due to
manual activities
High cost due to paper intensive process
Blockchain based KYC : Stakeholders
• Customers,
• Regulators,
• Third Party Verifiers
• Government Agencies
• Banks,
• Insurance Agencies,
• Loan Providers
Blockchain based KYC : Data Model
Customer Records
Address Proofs
Identity Proofs
Onboarding Forms
Digital Signatures
Blockchain based KYC : Benefits
Automated Process resulting in time and cost
savings
Enhanced customer experience as customer will
have to submit KYC proofs & data only once
Tamper proof database provides security to the
data at rest and data in motion
Enhanced privacy from cryptographic controls
Greater transparency due to shared database
Mortgages on
Blockchain
Blockchain ReferenceArchitecture
Lending Chain
Appraiser Title Chain
Record Registry Chain
Questions & Answers
Time to Think !

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Blockchain Essentials for Business Leaders - Value Propositions and Advantage Layers

  • 1. What is a Blockchain ? A new way of managing data. It introduces a distributed model whereby a network of participants replicate and share a database, eliminating the need to reconcile between disparate datasets.
  • 2.
  • 3. Part A : Fundamentals
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  • 6. What is not Blockchain ? A centralised database A high volume low value transaction engine A trusted third party A centralised automation engine A centralised reporting tool A centralised analytics tool
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  • 13. PART B - Value Proposition Design
  • 14. Business Value of Blockchain Key Enablers Key Segments EnterpriseAreas
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  • 19. What are the advantage layers of Blockchain Technology ? Blockchain Technology enables more open, inclusive, and secure business networks, shared operating models, more efficient processes, reduced costs, and new products and services in banking and finance.
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  • 23. Different Models of Blockchain Public, Private, Permissioned, Permission-less, Federated, Hybrid Models
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  • 31. Blockchain is a Trust Machine Exchange ofAssets Common Repository Complex Value Chain Guaranteed Security Guaranteed Traceability Instant Transactions Shared Ledger Auditability Business ProcessAutomation
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  • 34. Blockchain Evolution Digitisation of Money Digitisation of Ledger Digitisation of Records Digitisation of Contracts Digitisation of Trust Digitisation of Value
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  • 39. PART C - Global References
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  • 53. Adoption Best Practices Business Models Strategic Roadmap SWOTAnalysis
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  • 64. PART D - Architecture and Design
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  • 70. Why do we say Blockchain is tamper proof and tamper evident ? Once recorded, the data in any given block cannot be altered retroactively without alteration of all subsequent blocks, which requires consensus of the network majority
  • 71.
  • 72. What is Blockchain Originally ? The original blockchain is the decentralised ledger behind the digital currency bitcoin.
  • 73. How is blockchain connected to bitcoin protocol ? The invention of the blockchain for bitcoin made it the first digital currency to solve the double-spending problem without the need of a trusted authority or central server. 
  • 74. What is the historic origin of Blockchain Technology ? The first work on a cryptographically secured chain of blocks was described in 1991 by Stuart Haber and W. Scott Stornetta. They wanted to implement a system where document timestamps could not be tampered with. In 1992, Bayer, Haber and Stornetta incorporated Merkle trees to the design, which improved its efficiency by allowing several document certificates to be collected into one block
  • 75.
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  • 77. Blockchain Data Model Block Structure Block Transactions Block Time Stamping
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  • 80. What is a merkle tree ? In cryptography and computer science, a hash tree or Merkle tree is a tree in which every leaf node is labelled with the cryptographic hash of a data block, and every non-leaf node is labelled with the cryptographic hash in the labels of its child nodes.
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  • 88. PART E - Use Cases
  • 89. KYC Verification on Blockchain Technology Business Needs Stakeholder Mapping Data Model Business Benefits
  • 90. Blockchain based KYC : Business Needs Challenges in the current systems and processes Lack of consistency across companies High chances of fraud due to information silos Onerous and time consuming process due to manual activities High cost due to paper intensive process
  • 91. Blockchain based KYC : Stakeholders • Customers, • Regulators, • Third Party Verifiers • Government Agencies • Banks, • Insurance Agencies, • Loan Providers
  • 92. Blockchain based KYC : Data Model Customer Records Address Proofs Identity Proofs Onboarding Forms Digital Signatures
  • 93.
  • 94. Blockchain based KYC : Benefits Automated Process resulting in time and cost savings Enhanced customer experience as customer will have to submit KYC proofs & data only once Tamper proof database provides security to the data at rest and data in motion Enhanced privacy from cryptographic controls Greater transparency due to shared database
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