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A  Kancil contains around 1800 of spare parts…..
spare parts spareparts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts
Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge
Estimated cost = RM 10,000 ONLY !!!
But
Actual Market Price
Is
W-H-Y ?? W-H-Y?? W-H-Y?? W-H-Y??
Who are the benefactors in THE END?????
The ANSWER is……
The gap between total cost and market  price of Kancil is the interest chargeby… Total Cost RM10,000 Actual Market Price RM28,277
When people cannot afford to pay  for their loan….
This will HAPPEN…
This will HAPPEN…
Interest Payment(RM) (Principal and interest)
Compound  Interest Payment(RM) (Principal and interest)
SO, PLEASE
Kancil
Kancil
Kancil
Kancil

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Kancil

  • 1. A Kancil contains around 1800 of spare parts…..
  • 2. spare parts spareparts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts spare parts
  • 3. Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge Interest charge
  • 4. Estimated cost = RM 10,000 ONLY !!!
  • 5. But
  • 7. Is
  • 8.
  • 9. W-H-Y ?? W-H-Y?? W-H-Y?? W-H-Y??
  • 10. Who are the benefactors in THE END?????
  • 12. The gap between total cost and market price of Kancil is the interest chargeby… Total Cost RM10,000 Actual Market Price RM28,277
  • 13.
  • 14. When people cannot afford to pay for their loan….
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 26. Compound Interest Payment(RM) (Principal and interest)