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Indonesia Internet
                                   Payment Gateway




                              Main Presentation

                              Introducing Internet Payment Gateway for
                              Indonesia E-Commerce Business


                              PT. Nusa Satu Inti Artha

Tuesday, September 28, 2010
Tuesday, September 28, 2010
About NSIAPay
                              Our profile




Tuesday, September 28, 2010
Company Facts




Tuesday, September 28, 2010
Company Facts
        Founded in 2007

        Local Integrated Internet Payment
         Gateway Provider

        An Internet Business Enabler

        Industrial strength security (PCI DSS
         Compliance)

        Build & operate by specialists with
         “payment” domain expertise

        Strong relationship with financial
         acquirers and regulators

        Experienced and knowledgeable in
         local e-commerce needs and
         requirements


                              Established & Trusted Payment Service


Tuesday, September 28, 2010
What is NSIAPay




Tuesday, September 28, 2010
What is NSIAPay
        An Internet Payment Gateway for Payment Processing :
            Support Credit Cards VISA & MASTERCARD (Also others depends on the
             Acquiring)
            Internet Banking : KlikBCA, Internet Debit Mandiri
            Private Labels
            Wallet Systems

        Multiple Merchants and Multiple Acquirers System

        Proven & Reliable E-Commerce Technology

        Powerful, Flexible, Scalable and High Rate of Availability

        Enhanced Security :
            3DSecure Merchant Plugin Interface for VBV, MSC, J/Secure
            Versign SSL with Extended Validation
            Hashed Merchant Identification

        Additional authentication method available



Tuesday, September 28, 2010
Tuesday, September 28, 2010
Our Business
                              NSIAPay Business Scheme & Services




Tuesday, September 28, 2010
Connection to the
     Acquiring Banks




Tuesday, September 28, 2010
Connection to the
     Acquiring Banks                                                                           New Other
                                                                                               Acquiring Banks
                                                                                               & Wallet Provider


                                                                                                 Acquiring Bank
       Merchant E-commerce
                    System
                                                                             Direct
                                                                        Leased Line

                                    INTERNET with
                                        SSL



                                                                               Direct            Acquiring Bank
                                                                          Leased Line
                          Mobile
   Mobile Shopper        Operator


                                                                            Direct
                                                                            Leased Line

                                                         Direct
                                                    Leased Line
                                                                                          Acquiring Bank

             E-Shopper




                                                                  Internet Banking


Tuesday, September 28, 2010
Authorization Process




Tuesday, September 28, 2010
Authorization Process                    Merchant's
                                              Business




                                                                                    8



                                                                          INTERNET
                               Customer

                                                                            1
                                                                                              Payment
                                                                                              Gateway
                                                           Merchant's
                                                           Bank
                                                           Account
                                                                                2
                      Credit Card
                                                       9
                           Issuer
                                                                                          7
                                          4
                                                                  3

                                                                                Merchat
                                                                                Bank Acquirer
                                    5                                           or Processor
                                                                      6
                                              Credit Card
                                              Interchange

Tuesday, September 28, 2010
Core Services




Tuesday, September 28, 2010
Core Services

                       Internet Payment       Multi Payment Brands – All Credit Cards,
                             Processing         Internet Banking, Wallets, Private
                                                Labels.
               NEW

                              Recur Billing   Capture and protect more subscription
                                Processing      annually, Retain more revenue with
                                                reduced billing failures, Billing
                                                scheduler, Flat or dynamic amount
                NEW
                          Early Detection     Fraud management Team verification,
                                  System         Record verification and transaction
                                                 analysis, Call Centre Support capability



                              Merchant        Merchant Account Application, Merchant
                          Management &          Suppor t, Business Policies, Risk
                                                Management Advisory
                            Consultancy




Tuesday, September 28, 2010
The Growth               .




Tuesday, September 28, 2010
The Growth                            .

                                                                          40000



                                                                         30000                             Retail
                                                                                  230.0

                                                                         20000
                                                                                  172.5


                                                                                  115.0
                                                                      10000

         Jan                                                                       57.5
               Feb   Mar
                           Apr                                       0
    Airlines                     May
                                           Jun                                         0
                                                       Jul                                 Jan Feb Mar Apr May Jun       Jul Aug
                                                              Aug

           Electronic & Hardwares                            Transportation                            Digital Content
   400                                     10.0                                        20

   300                                         7.5                                     15

   200                                         5.0                                     10

   100                                         2.5                                         5
     0                                           0
         Jan Feb Mar Apr May Jun Jul Aug             Jan Feb Mar Apr May Jun Jul Aug       0
                                                                                               Jan Feb Mar Apr May Jun Jul Aug



Tuesday, September 28, 2010
Tuesday, September 28, 2010
The Products




Tuesday, September 28, 2010
Sample Payment Page




Tuesday, September 28, 2010
Sample Payment Page


                              Default layout of
                               Payment Page




Tuesday, September 28, 2010
Sample Payment Page




Tuesday, September 28, 2010
Sample Payment Page


                                                Debit Payment Page




                              Token Challenge




Tuesday, September 28, 2010
Strength




Tuesday, September 28, 2010
Strength

        24 / 7 System Reliability
         Enterprise system manage to handle full services throughout the years non-
         stop
        24 h Automatic Monitoring
         Automated system monitoring alerting immediately if found any possibility
         of system failures directly to IT through SMS Alert.

        High Traffic capability
         Up to 20,000 transactions per hour, and increasing on upgrade system
         routine

        Best Hardwares Utilization
         Using the best hardware in the market to support system reliability.

        IIX Connectivity
         Best speed connection to local content
        Reliable Uplink Connection
         Ability to support international connection

Tuesday, September 28, 2010
Tuesday, September 28, 2010
Business Review
                              Merchant’s perspective of E-Commerce Business




Tuesday, September 28, 2010
Requirements




Tuesday, September 28, 2010
Requirements

        Websites using any language, frameworks, etc
        Shopping Cart. NSIAPay currently support e-commerce
         frameworks :
            MAGENTO
            OSCOMMERCE
            JOOMLA (Virtuemart)
            PRESTASHOP
            DRUPAL
            more to come such as Wordpress, etc

        Administrations
            Legal requirements for Banks

        Bank Account
            For transferring the

Tuesday, September 28, 2010
Payment Driving Factors




Tuesday, September 28, 2010
Payment Driving Factors
     CHOICE
    • allows customer to use the payment
    option that suits them best



                              EASE
                              • helps customers find products and
                              services quickly and have fewer steps in
                              check outs



                                             DEPENDABILITY
                                             • that the payment process is robust and
                                             secure




Tuesday, September 28, 2010
Tuesday, September 28, 2010
LIVE Merchants
                              List of Merchants




Tuesday, September 28, 2010
Our Merchants




Tuesday, September 28, 2010
Our Merchants




Tuesday, September 28, 2010
Tuesday, September 28, 2010
Thank you very much




Tuesday, September 28, 2010

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Startups Media Release Nsiapay

  • 1. Indonesia Internet Payment Gateway Main Presentation Introducing Internet Payment Gateway for Indonesia E-Commerce Business PT. Nusa Satu Inti Artha Tuesday, September 28, 2010
  • 3. About NSIAPay Our profile Tuesday, September 28, 2010
  • 5. Company Facts  Founded in 2007  Local Integrated Internet Payment Gateway Provider  An Internet Business Enabler  Industrial strength security (PCI DSS Compliance)  Build & operate by specialists with “payment” domain expertise  Strong relationship with financial acquirers and regulators  Experienced and knowledgeable in local e-commerce needs and requirements Established & Trusted Payment Service Tuesday, September 28, 2010
  • 6. What is NSIAPay Tuesday, September 28, 2010
  • 7. What is NSIAPay  An Internet Payment Gateway for Payment Processing :  Support Credit Cards VISA & MASTERCARD (Also others depends on the Acquiring)  Internet Banking : KlikBCA, Internet Debit Mandiri  Private Labels  Wallet Systems  Multiple Merchants and Multiple Acquirers System  Proven & Reliable E-Commerce Technology  Powerful, Flexible, Scalable and High Rate of Availability  Enhanced Security :  3DSecure Merchant Plugin Interface for VBV, MSC, J/Secure  Versign SSL with Extended Validation  Hashed Merchant Identification  Additional authentication method available Tuesday, September 28, 2010
  • 9. Our Business NSIAPay Business Scheme & Services Tuesday, September 28, 2010
  • 10. Connection to the Acquiring Banks Tuesday, September 28, 2010
  • 11. Connection to the Acquiring Banks New Other Acquiring Banks & Wallet Provider Acquiring Bank Merchant E-commerce System Direct Leased Line INTERNET with SSL Direct Acquiring Bank Leased Line Mobile Mobile Shopper Operator Direct Leased Line Direct Leased Line Acquiring Bank E-Shopper Internet Banking Tuesday, September 28, 2010
  • 13. Authorization Process Merchant's Business 8 INTERNET Customer 1 Payment Gateway Merchant's Bank Account 2 Credit Card 9 Issuer 7 4 3 Merchat Bank Acquirer 5 or Processor 6 Credit Card Interchange Tuesday, September 28, 2010
  • 15. Core Services Internet Payment Multi Payment Brands – All Credit Cards, Processing Internet Banking, Wallets, Private Labels. NEW Recur Billing Capture and protect more subscription Processing annually, Retain more revenue with reduced billing failures, Billing scheduler, Flat or dynamic amount NEW Early Detection Fraud management Team verification, System Record verification and transaction analysis, Call Centre Support capability Merchant Merchant Account Application, Merchant Management & Suppor t, Business Policies, Risk Management Advisory Consultancy Tuesday, September 28, 2010
  • 16. The Growth . Tuesday, September 28, 2010
  • 17. The Growth . 40000 30000 Retail 230.0 20000 172.5 115.0 10000 Jan 57.5 Feb Mar Apr 0 Airlines May Jun 0 Jul Jan Feb Mar Apr May Jun Jul Aug Aug Electronic & Hardwares Transportation Digital Content 400 10.0 20 300 7.5 15 200 5.0 10 100 2.5 5 0 0 Jan Feb Mar Apr May Jun Jul Aug Jan Feb Mar Apr May Jun Jul Aug 0 Jan Feb Mar Apr May Jun Jul Aug Tuesday, September 28, 2010
  • 20. Sample Payment Page Tuesday, September 28, 2010
  • 21. Sample Payment Page Default layout of Payment Page Tuesday, September 28, 2010
  • 22. Sample Payment Page Tuesday, September 28, 2010
  • 23. Sample Payment Page Debit Payment Page Token Challenge Tuesday, September 28, 2010
  • 25. Strength  24 / 7 System Reliability Enterprise system manage to handle full services throughout the years non- stop  24 h Automatic Monitoring Automated system monitoring alerting immediately if found any possibility of system failures directly to IT through SMS Alert.  High Traffic capability Up to 20,000 transactions per hour, and increasing on upgrade system routine  Best Hardwares Utilization Using the best hardware in the market to support system reliability.  IIX Connectivity Best speed connection to local content  Reliable Uplink Connection Ability to support international connection Tuesday, September 28, 2010
  • 27. Business Review Merchant’s perspective of E-Commerce Business Tuesday, September 28, 2010
  • 29. Requirements  Websites using any language, frameworks, etc  Shopping Cart. NSIAPay currently support e-commerce frameworks :  MAGENTO  OSCOMMERCE  JOOMLA (Virtuemart)  PRESTASHOP  DRUPAL  more to come such as Wordpress, etc  Administrations  Legal requirements for Banks  Bank Account  For transferring the Tuesday, September 28, 2010
  • 30. Payment Driving Factors Tuesday, September 28, 2010
  • 31. Payment Driving Factors CHOICE • allows customer to use the payment option that suits them best EASE • helps customers find products and services quickly and have fewer steps in check outs DEPENDABILITY • that the payment process is robust and secure Tuesday, September 28, 2010
  • 33. LIVE Merchants List of Merchants Tuesday, September 28, 2010
  • 37. Thank you very much Tuesday, September 28, 2010