If you would like to apply for instant payday loans UK, then please visit www.handycash.co.uk.

1. www.HandyCash.co.uk
Office Address:
116 Leavesden Road, Watford, Hertfordshire, WD24 5DL
Email: info@handycash.co.uk
Phone: 0800 652 4003
Fax: 0800 652 4005

2.  The cost of living has increased significantly
since the financial crisis of 2008/2009.
Economists estimate that the cost of living has
risen by up to 25%. We have seen a 67%
increase in the cost of car insurance, 37%
increase in gas prices, 25% for electricity and
25% for rent. Coupled with the stagnation in
wages, many people are facing their own
financial crisis. We can no longer afford to
live, and this is becoming increasingly true for
an increasing number of people.

4.  As a solution for short-term money
problems, people are turning increasingly to
Instant Payday Loans UK. A payday loan can
really help in some instances. However, it is
important to understand a little about the loans
before applying for one. People who take out
the loans without understanding how they
work can fall further into debt. Nobody wants
this. Below, we weigh up the pros and cons of
the payday loans. Our guide will help you to
understand whether they are right for you.

5.  They have a very fast turnaround:
 it takes a few minutes to apply for a payday
loan. As soon as the application is
complete, the lender will let you know
immediately whether you are successful. Once
you have been accepted for the loan, the money
can be in your account within a couple of hours
– sometimes even faster.

6.  It only takes a few minutes to apply, and you
can do it from the comfort of your own home.
Wherever you have internet connection, you
can apply for a loan. This means no long-
winded trips into town, no navigating the high
streets, and no hunting for that much-valued
parking space.

7.  There are many options available to people
applying to a payday loan. You can choose
between a range of loan amounts and interest
rates. Simply browse the market to find the
best rate for you. There is also greater choice in
loan amounts. At a traditional bank, you can
usually get a loan of £1000, but they tend not to
lend smaller amounts. However, the payday
lenders are willing to lend as little as
£75, which is a lot more suitable in some
instances.

8.  The cost of borrowing:
 In comparison to the high street banks, the
APR is higher on a payday loan. However, they
are intended for use over the short term
only, and so the APR is not a true
representation of the cost of the loan. Often, the
payday lenders charge £30 per £100
borrowed, which sounds a lot, but actually
reflects the fact that they are short term and
that they are taking a greater risk in lending to
people with a poor, or no, credit record.

9.  As with any loan, you will incur a charge if you
miss the repayment schedule. The charge is not
strictly a charge, but rather is an extension of
the original cost of the loan.

11.  The important thing to remember with a
payday loan is to make sure that you are able
to meet the repayment amounts. As long as
you know that you can, then a payday loan
will work for you.

12.  If you would like to apply for payday loans
UK, then please visit Handy Cash.
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