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Shopping for a used car? How to establish a realistic budget
1. Shopping for a used car? How to establish a realistic budget
Beinga firsttime car buyerisnevereasy.Youfeel intimidatedwhenaskedquestionsbythe usedcar
dealerbecause youcan’t have straightforwardanswerstosome of them.
Buying a used car
Sometimesyoudon’tevenknow the type of caryouwant to buy.If you are more inclinedtobuying
usedcars, we’ll give yousome tipsonhow tosetthe right budget.
How much can you afford per month?
Thiswill dependonyourcostof living.Youneedtodeductyourexpensessuchasfood,shelter,
insurance andothercosts andfigure outif muchis lefttopay fora car. Anddon’tjustconsidercar
payments,there are othercostsof owninga car suchas fuel,maintenance andcarinsurance thatyou
alsoneedto take intoaccount.
How to cut down on car costs
Firstthingsfirst,you’ll needtotake anaffordable carloan. You can take lowermonthlypayments;the
onlydownside isthatyoumayendup payinga higherinterestrate.The otherthingistochoose a car
that ischeap to own.
A car that doesn’trequire lotsof repairs,maintenance demandsare low andconsumesareasonable
amountof fuel ismostideal.