Figtech Limited is developing a customer-focused platform to connect customers of life insurance, investment, and pension companies to improve their financial experience, literacy, savings, and well-being by making financial products more affordable and accessible through digital tools and education. The platform aims to address problems in Ghana such as low insurance and pension coverage, financial illiteracy, and lack of digitization by empowering customers to make informed financial decisions for their future.

1. Figtech Limited is an innovative CUSTOMER FIRST platform
design to connect customers of Life Insurance, Investment, and
Pension companies to improve the customers' experience,
financial literacy, enhance savings/retirements and general
economic well-being.
Theplatform is to improve affordability and accessibility to
SAVINGS/INVESTMENTPRODUCTSto empowerCUSTOMERS
to make informed decisions about the future
@2022 Proprietary and Confidential. All Rights Reserved

2. • Low Life Insurance Penetration Rate (Less than 0.5% ofGDP)
• Low/Lack ofdigitisation in the sector. (Agents ->7,000 (61% market share)
• Inadequate data toinfluence productdevelopment by companies
• Low profitability ofmany Life Insurance companies
0.00%
2.00%
4.00%
6.00%
8.00%
10.00%
12.00%
South Africa Namibia Mauritius Kenya Morocco Ghana
SELECTED AFRICA COUNTRIES LIFE INSURANCE
PENETRATION ANALYSIS 2016
LIFE INSURANCE
PENSIONSAND INVESTMENT
300.00
354.60
M I N I M U M P E N S I O N M I N I I M U M W A G E
MINIMUM WAGE AND PENSION
• Inadequate information on PENSIONSand INVESTMENT products (low
financial literacy)
• Low Retirement Benefits (BELOW MINWAGE)
• Morethan 80% ofActive Labour Force (8-9MILLION) not on pension
• Low use ofDIGITISATION toimprove uptake ofPension andInvestment
products
THE PROBLEM

3. LIFE INSURANCE
The CUSTOMER get information, buy new or upgrade their existing life insurance
policies
INVESTMENT
The CUSTOMER is able to view, track and analyse existing and new investment
portfoliosfromdifferentLicensedinvestmentcompanies.
PENSION
The CUSTOMER gets timely information on the status of the Pensions and get to
gripswithhowitworkandmanageeverythingeffortlessly.
SETAN INVESMMENTGOAL (+)
The CUSTOMER picks an investment plan from our range of recommended
diversifiedinvestmentproducts
THE PRODUCTS
THE PRODUCT

4. USER INTERFACE
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5. THE MARKET SIZE AND TARGET
CUSTOMERS
Current Market
(2019) –
GHS35Bn
(~US$400m)
Market Potential
(2025):GHS100Bn
–US$12Bn))
@2022 Proprietary and Confidential. All Rights Reserved
11million
Active
Workforce
25 – 60yrs
Current Est. # of Pension Contributors – 2.6million

6. THE TEAM
Nayram Mensah
Chief Technology Officer/Co-Founder
Education
• Over 8 years of experience in Software
Engineering Education
• BSC (Hons) in Computer – KNUST
Festus William Amoyaw
Chief Excecutive Officer/Co-Founder
Education
• Over 15years experience in Investment Banking
• Certified Expert in Digital Finance
• EMBA – Finance - UGBS
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7. BUSINESS MODEL –
REVENUE
MS and Email Marketing
Sending commercial emails
(promotions on behalf of other
companies
Free & Premium
Commission from making referrals
Subscription to Setting Investment goals
(Premium Service). Annual ad Semi-
Annual options
In-app Advertising
Placing advertisements within the
application.
Examine Internal issue
Lorem Ipsum is simply dummy text of the
printing and typesetting industry.
In-App Purchases
Extra content or subscriptions that you
buy inside an app.
Commission
Insurers paying a commission of
between 10-25% on the sale of policies
generated on the platform.
Additional Commissions from Investment
and Pensions
Sponsorship Apps
Ads from any other products or services.
Data Monetization
Using data to increase revenue..
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8. PROJECTEDINCOMESTATEMENT
FY22 FY23 FY24 FY25 FY26 FY27 FY28
Projected Projected Projected Projected Projected Projected Projected
Revenues
Income from Life Insurance 73,512.28 788,423.79 1,518,654.33 2,223,461.80 3,255,370.42 6,978,175.60 10,216,746.90
Income from Premium Service 10,435.54 45,838.51 243,418.04 356,388.35 521,788.18 1,118,499.30 1,637,594.83
Income from Advertising 30,532.53 83,196.61 90,744.25 110,300.20 134,070.59 198,083.32 240,771.51
Total Revenue 114,480.35 917,458.91 1,852,816.61 2,690,150.35 3,911,229.19 8,294,758.23 12,095,113.24
Direct Cost
Total Direct Cost 0 0 0 0 0 0 0
Gross Profit 114,480.35 917,458.91 1,852,816.61 2,690,150.35 3,911,229.19 8,294,758.23 12,095,113.24
Gross Margin (%) 100% 100% 100% 100% 100% 100% 100%
Operating Expenses
Salaries 264,600.00 897,899.52 1,184,775.78 1,751,666.93 1,969,480.28 2,298,666.53 2,529,939.17
Travel Costs 26,460.00 89,789.95 118,477.58 153,819.39 175,166.69 196,948.03 229,866.65
Licence Fee - NIC 22,400.00 25,088.00 28,098.56 31,470.39 35,246.83 39,476.45 44,213.63
Licence Fee - SEC - - - - - - -
Licence Fee - BOG - - - - - - -
Professional & Consultancy Charges 33,600.00 37,632.00 42,147.84 47,205.58 52,870.25 59,214.68 66,320.44
Rent 40,320.00 45,158.40 50,577.41 56,646.70 63,444.30 71,057.62 79,584.53
IT Maintenance & Support 33,600.00 37,632.00 42,147.84 47,205.58 52,870.25 59,214.68 66,320.44
Transaction Charges (Digital Payments) 16,800.00 18,816.00 21,073.92 23,602.79 26,435.13 29,607.34 33,160.22
Communications 11,200.00 12,544.00 14,049.28 15,735.19 17,623.42 19,738.23 22,106.81
Server Maintenance 11,200.00 12,544.00 14,049.28 15,735.19 17,623.42 19,738.23 22,106.81
Utilities 28,000.00 31,360.00 35,123.20 39,337.98 44,058.54 49,345.57 55,267.04
Other Costs* 12,859.00 17,409.82 20,394.64 23,898.22 26,910.45 30,177.78 34,263.35
Total Operating Costs 501,039.00 1,225,873.69 1,570,915.33 2,206,323.94 2,481,729.56 2,873,185.12 3,183,149.11
Marketing Costs 33,600.00 37,632.00 42,147.84 47,205.58 52,870.25 59,214.68 66,320.44
EBITDA (420,158.65) (346,046.78) 239,753.45 436,620.83 1,376,629.38 5,362,358.42 8,845,643.70
Depreciation 25,417 42,583 73,667 96,167 107,833 107,833 0
PBIT (445,575.32) (388,630.11) 166,086.78 340,454.16 1,268,796.04 5,254,525.09 8,845,643.70
Interest Charges
Taxes 0 0 0 0 (235,283) (1,313,631) (2,211,411)
Net Income (445,575.32) (388,630.11) 166,086.78 340,454.16 1,033,513.16 3,940,893.82 6,634,232.77
@2022 Proprietary and Confidential. All Rights Reserved

9. THE ASK
We are looking to raise
US$500,000 of funds as a
Pre-Seed
To develop and finish product,
licence, launch marketing campaign
and
hire a team
34%
11%
33%
23%
Working Capital
Marketing, Legal, Accounting,
Rent and other OPEX
Technology
Support future
development of the
platform
Team Dev’t
Recruit additional
Engineering and
Management Team
Licensing
Acquire License from the
NIC
May be lower with sand
box license
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10. ACHIEVEMENTS
@2022 Proprietary and Confidential.
Selected as ONE of three winners for the
Innolab Insuretech Accelerator Program in
Ghana inn April 2022
Cohort Member of the NEXTGEN Ghana Fintech
Accelerator Program in Ghana

11. @2022 Proprietary and Confidential. All Rights Reserved
Reach larger audienceof customers untapped by the existing Investment/Pension infrastructure
Increases financialinclusion
Increase efficiency of delivery
Improve quality of service
Revenue growth
Reaching new market segments
Offering new products and services enabled by technology
Cost reduction to companies and customers
Operational cost by reducing marketing and other costs
Reducing transactionalcosts
IMPACTONINDUSTRYANDCUSTOMERS

12. @2022 Proprietary and Confidential.
Get in touch!
festus.amoyaw@myfigtech.com
www.myfigtech.com
+233572950966