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Electronic meal vouchers for NFC phones<br />Gerd Thys<br />Head of Technology Test Tools<br />Clear2Pay / Integri <br />0...
General Overview<br />2<br />
Overview<br />Project Scope<br />What is NFC?<br />The current paper voucher system<br />Towards an NFC voucher system<br ...
Near Field Communication<br />4<br />
Near Field Communication <br />What is NFC (Near Field Communication)?<br />Short range (max. 10 cm) contactless communica...
Near Field Communication<br />2 categories<br />NFC enabled devices (Mobile Phone, PDA, PC,Consumer appliances)<br />NFC T...
Near Field Communication<br />NFC Use Cases / Possible areas of application<br />Transport (electronic ticketing)<br />Ret...
Near Field Communication<br />Current Status of NFC - Early phase<br />Pilots all over the world <br />Up to now limited n...
PaPer Voucher Systems<br />9<br />
Paper voucher system<br />Paper meal voucher scheme in Belgium<br />Prepaid payment system for food<br />Attractive as par...
Paper voucher system<br />Apart from meal vouchers<br />Gift vouchers<br />On us vouchers<br />Eco-cheque<br />Couponing<b...
Paper voucher system<br />12<br />Voucher Issuer<br />Affiliate (Merchant)<br />Customer (Employer)<br />Beneficiary (Empl...
Paper voucher system<br />13<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Empl...
Paper voucher system<br />14<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />C...
Paper voucher system<br />15<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />C...
Paper voucher system<br />16<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />C...
Paper voucher system<br />17<br />Collect<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Mer...
Paper voucher system<br />18<br />Collect<br />Deliver<br />Voucher Issuer<br />Reimburse<br />Pay, Order<br />Manage<br /...
Paper voucher system<br />Disadvantages<br />Handling (logistics)<br />Delivery of vouchers, collection at Merchant<br />A...
Approach<br />20<br />
NFC Voucher system<br />21<br />Voucher Issuer<br />affiliate<br />beneficiary<br />beneficiary<br />
NFC Voucher Flow<br />22<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />affiliate<br />beneficiary<br />beneficia...
NFC Voucher Flow<br />23<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />affiliate<br />beneficiary<br />beneficia...
NFC Voucher Flow<br />24<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />TCP/IP<br />Clearing<br />affiliate<br />...
NFC Voucher Flow<br />25<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />affiliate<br />beneficiary<br />beneficia...
Multi-disciplinary approach<br />26<br />
Multi-disciplinary approach<br />27<br />
objectives<br />28<br />
29<br />Objectives<br />Objectives at start of project in 2008<br />Check how NFC can be used in Belgium	<br />Clear Case ...
30<br />Innovation<br />NFC as new technology<br />First project to investigate offline vouchering in NFC<br />Security re...
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Electronic meal vouchers for NFC phones . An overview of the IBBT/NFC-Voucher project - Gerd Thys (Clear2Pay / Integri)

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Electronic meal vouchers for NFC phones . An overview of the IBBT/NFC-Voucher project - Gerd Thys (Clear2Pay / Integri)

  1. 1. Electronic meal vouchers for NFC phones<br />Gerd Thys<br />Head of Technology Test Tools<br />Clear2Pay / Integri <br />05/03/2010 Leuven<br />An overview of the IBBT/NFC-Voucher project<br />
  2. 2. General Overview<br />2<br />
  3. 3. Overview<br />Project Scope<br />What is NFC?<br />The current paper voucher system<br />Towards an NFC voucher system<br />Approach and Objectives<br />3<br />
  4. 4. Near Field Communication<br />4<br />
  5. 5. Near Field Communication <br />What is NFC (Near Field Communication)?<br />Short range (max. 10 cm) contactless communication (up to 424 kbit/s) <br />Easy communication set-up<br />Intuitive in use - Data transfer by ‘touching’<br />Integrates most existing contactless card protocols - NFC works with existing contactless cards and terminals<br />5<br />
  6. 6. Near Field Communication<br />2 categories<br />NFC enabled devices (Mobile Phone, PDA, PC,Consumer appliances)<br />NFC Tags (Contactless smart cards , Smart Posters (tags included in posters) or smart objects)<br />3 modes of operation<br />Reader / Writer Mode – Interact with Tag <br />Peer-2-Peer Mode – Interact with Device<br />Card Emulation Mode – Act as Tag<br />6<br />
  7. 7. Near Field Communication<br />NFC Use Cases / Possible areas of application<br />Transport (electronic ticketing)<br />Retail (loyalty, coupons, product tagging, advertisement via smart posters,...)<br />Healthcare (social security card,..)<br />eGovernment (eID, driver’s license,...) <br />Access control and attendance tracking<br />Payment<br />NFC Forum is driving force. Industry association with 140 members (handset manufacturers, chip manufacturers, mobile operators, application developers, system integrators...)<br />7<br />
  8. 8. Near Field Communication<br />Current Status of NFC - Early phase<br />Pilots all over the world <br />Up to now limited number of devices available. <br />2010 expected to be keystone year<br />Manufacturers announced multiple models (e.g. Nokia in Q3 / Q4)<br />Deployment beyond pilot (Nice, ...)<br />Take off of the NFC Forum certification regime (‘FNC Forum Certified Device’)<br />8<br />
  9. 9. PaPer Voucher Systems<br />9<br />
  10. 10. Paper voucher system<br />Paper meal voucher scheme in Belgium<br />Prepaid payment system for food<br />Attractive as part of salary<br />Free from social security contribution<br />Tax benefits for employer and employee<br />Characteristics<br />Face value (typically € 5 to € 10) <br />Periodicity (number of vouchers according to worked days)<br />Expiration date (3 months)<br />250.000.000 meal vouchers issued/year <br />10<br />
  11. 11. Paper voucher system<br />Apart from meal vouchers<br />Gift vouchers<br />On us vouchers<br />Eco-cheque<br />Couponing<br />11<br />
  12. 12. Paper voucher system<br />12<br />Voucher Issuer<br />Affiliate (Merchant)<br />Customer (Employer)<br />Beneficiary (Employee)<br />
  13. 13. Paper voucher system<br />13<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Employer)<br />Beneficiary (Employee)<br />
  14. 14. Paper voucher system<br />14<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Employer)<br />Beneficiary (Employee)<br />
  15. 15. Paper voucher system<br />15<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Employer)<br />Distribute<br />Beneficiary (Employee)<br />
  16. 16. Paper voucher system<br />16<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Employer)<br />Distribute<br />Use<br />Beneficiary (Employee)<br />
  17. 17. Paper voucher system<br />17<br />Collect<br />Deliver<br />Voucher Issuer<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Employer)<br />Distribute<br />Use<br />Beneficiary (Employee)<br />
  18. 18. Paper voucher system<br />18<br />Collect<br />Deliver<br />Voucher Issuer<br />Reimburse<br />Pay, Order<br />Manage<br />Affiliate (Merchant)<br />Customer (Employer)<br />Distribute<br />Use<br />Beneficiary (Employee)<br />
  19. 19. Paper voucher system<br />Disadvantages<br />Handling (logistics)<br />Delivery of vouchers, collection at Merchant<br />A lot of manual processing (damaged, deteriorated vouchers,..)<br />Storage: archiving period of 4 years<br />In shop – speed of processing (large distribution!)<br />Lost vouchers: not reimbursed<br />19<br />
  20. 20. Approach<br />20<br />
  21. 21. NFC Voucher system<br />21<br />Voucher Issuer<br />affiliate<br />beneficiary<br />beneficiary<br />
  22. 22. NFC Voucher Flow<br />22<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />affiliate<br />beneficiary<br />beneficiary<br />
  23. 23. NFC Voucher Flow<br />23<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />affiliate<br />beneficiary<br />beneficiary<br />NFC<br />Payment<br />
  24. 24. NFC Voucher Flow<br />24<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />TCP/IP<br />Clearing<br />affiliate<br />beneficiary<br />beneficiary<br />NFC<br />Payment<br />
  25. 25. NFC Voucher Flow<br />25<br />NFC Voucher Push<br />Voucher Issuer<br />MMS<br />affiliate<br />beneficiary<br />beneficiary<br />NFC<br />Transfer<br />
  26. 26. Multi-disciplinary approach<br />26<br />
  27. 27. Multi-disciplinary approach<br />27<br />
  28. 28. objectives<br />28<br />
  29. 29. 29<br />Objectives<br />Objectives at start of project in 2008<br />Check how NFC can be used in Belgium <br />Clear Case : meal vouchers<br />Define a business case<br />Study the constraints : Usability, legal, technical <br />Develop an actual NFC application (one of the first in Belgium)<br />Explore new opportunities<br />
  30. 30. 30<br />Innovation<br />NFC as new technology<br />First project to investigate offline vouchering in NFC<br />Security requirements<br />Use of electronic vouchering<br />Privacy issues<br />eMoney<br />User experience<br />

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