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ANTON TRSTENJAK INSTITUTE
         of Gerontology and Intergenerational Relations




  EXPOSURE TO RISK OF POVERTY AMONG
      ELDERLY WOMEN IN SLOVENIA


         Ksenija Saražin Klemenčič, PhD Econ
             Professor Jože Ramovš, PhD



11th Global Conference on Ageing, Prague, 28th May - 1st June 2012
ANTON TRSTENJAK INSTITUTE
       ANTON TRSTENJAK INSTITUTE
       of Gerontology and Intergenerational Relations
       of Gerontology and Intergenerational Relations



ANTON TRSTENJAK INSTITUTE OF GERONTOLOGY AND
   INTERGENERATIONAL RELATIONS (Since 1992)

… is national scientific and expert institution.
… was founded by few experts as private individuals in 1992 and
later cofounded by Slovenian Academy of Sciences and Art (1995)
and in 2004 by the Government of the Republic of Slovenia.
… its work is interdisciplinary and includes social and medical
sciences …
… has quite early realised the seriousness of demographic
changes in Slovenia and therefore carried out studies,
developed and implemented new social programmes in
this field.
… it focuses on development of new programmes for quality
ageing and good intergenerational relations.
ANTON TRSTENJAK INSTITUTE
of Gerontology and Intergenerational Relations


                         SLOVENIA AND EU
                                                                                               Year Slovenia EU

                                             Total area in 000 km2                             2009       20         …

                                             Population, 1st January (mio.)                    2010      2.0       501.1 p

                                             Share of EU-27 population in %                    2010      0.4       100.0 p

                                             Employment rate, 2nd quarter (%)                  2010      55.0       52.1

                                             Unemployment rate, 2nd quarter (%)                2010      7.1        9.6

                                             GDP/capita in PPP (EU-27=100)                     2010       86        100

                                             Life expectancy at birth                          2009      78.5      78.81
                                             p
                                               provisional value
                                             Sources: SORS, Eurostat (http://ec.europa.eu/eurostat, 14. 10. 2011
ANTON TRSTENJAK INSTITUTE
       of Gerontology and Intergenerational Relations




    Risk of poverty among the elderly and
           in total population, 2008

                                                  65+               Total
                                        Women                Men population


Slovenia                                                28    12            21
EU-27                                                   22    16            17
Sources:

-    SORS (online code: novica_prikazi.aspx?id=3356)
-    EIGE (online data code: EIGE-100-inequalities-Factsheet.pdf)
ANTON TRSTENJAK INSTITUTE
     of Gerontology and Intergenerational Relations



RISK OF POVERTY AMONG ELDERLY WOMEN


The share of people below the poverty line
or socially excluded is in Slovenia higher
among the elderly than in the rest of the
population. Especially women are affected.
ANTON TRSTENJAK INSTITUTE
                of Gerontology and Intergenerational Relations




                      WOMEN LIVE LONGER THAN MEN
Table 1. Life expectancy at selected ages by gender
                                                                                             Years

                            Year1             Gender                           Age
                                                                  0      1     15     45       65


EU-27                       2008                   M             76.4   75.7   61.9   33.4    17.2
                                                   F             82.4   81.7   67.8   38.5    20.7
Slovenia                    2009                   M             75.8   74.9   61.1   32.5    16.2
                                                   F             82.3   81.5   67.6   38.2    20.1
EU-27                       2008                 F-M             6.0    6.0    5.9    5.1      3.5
Slovenia                    2009                 F-M             6.5    6.6    6.5    5.7      3.9
Sources: SORS, Eurostat (http://ec.europa.eu/eurostat, 14. 10. 2011)
1   Last available year
ANTON TRSTENJAK INSTITUTE
           of Gerontology and Intergenerational Relations



      WOMEN HAVE LOWER INCOME THAN MEN

  Table 2. Share of pensioners with pension below the average
          income after taxes by gender, Slovenia, 2010
                                                            in %
        Percent                       Men              Women
          ≤ 40                        5.8                 9.5
          ≤ 50                        16.2               36.6
          ≤ 60                        30.9               56.5
          ≤ 70                        49.2               71.3
         ≤ 100                        81.8               92.7

Source: Institute for Economic Research, Ljubljana, Nov. 2010
ANTON TRSTENJAK INSTITUTE
     of Gerontology and Intergenerational Relations



WOMEN HAVE LOWER INCOME THAN MEN (CONTINUE)
ANTON TRSTENJAK INSTITUTE
     of Gerontology and Intergenerational Relations



WOMEN HAVE LOWER INCOME THAN MEN (CONTINUE)
ANTON TRSTENJAK INSTITUTE
     of Gerontology and Intergenerational Relations



WOMEN HAVE LOWER EDUCATION THAN MEN

Study results show that


 64 % of women in Slovenia, old 50 and
  more have vocational school or less (59
  % of men)

 36 % of women have high school or more
  (41 % men)
ANTON TRSTENJAK INSTITUTE
     of Gerontology and Intergenerational Relations



WOMEN HAVE LOWER EDUCATION THAN MEN (CONT.)
ANTON TRSTENJAK INSTITUTE
     of Gerontology and Intergenerational Relations



WOMEN LEAVE LABOUR MARKET EARLIER THAN MEN


  Years of work and length of retirement


   Women have on average 29 years of
    work (men: 35 years) and

   Women are on average retired 15
    years (men: 13 years)
ANTON TRSTENJAK INSTITUTE
      of Gerontology and Intergenerational Relations



                                CONCLUSIONS
The exposure to poverty is highest among elderly
women

 not included in labour force                         (31.8 %)
 older than 64 years (24.9 %)
 and lesees (24.0 %)

Social transfers try to alleviate this, but the risk
still exists. Generally, the posts are not adapted to
older workers and it is difficult to fulfil UN Madrid
International Plan of Action on Ageing (MIPAA),
referring to enhancing the employability of older
workers through appropriate measures.

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4 klemencic-presentation id983

  • 1. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations EXPOSURE TO RISK OF POVERTY AMONG ELDERLY WOMEN IN SLOVENIA Ksenija Saražin Klemenčič, PhD Econ Professor Jože Ramovš, PhD 11th Global Conference on Ageing, Prague, 28th May - 1st June 2012
  • 2. ANTON TRSTENJAK INSTITUTE ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations of Gerontology and Intergenerational Relations ANTON TRSTENJAK INSTITUTE OF GERONTOLOGY AND INTERGENERATIONAL RELATIONS (Since 1992) … is national scientific and expert institution. … was founded by few experts as private individuals in 1992 and later cofounded by Slovenian Academy of Sciences and Art (1995) and in 2004 by the Government of the Republic of Slovenia. … its work is interdisciplinary and includes social and medical sciences … … has quite early realised the seriousness of demographic changes in Slovenia and therefore carried out studies, developed and implemented new social programmes in this field. … it focuses on development of new programmes for quality ageing and good intergenerational relations.
  • 3. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations SLOVENIA AND EU Year Slovenia EU Total area in 000 km2 2009 20 … Population, 1st January (mio.) 2010 2.0 501.1 p Share of EU-27 population in % 2010 0.4 100.0 p Employment rate, 2nd quarter (%) 2010 55.0 52.1 Unemployment rate, 2nd quarter (%) 2010 7.1 9.6 GDP/capita in PPP (EU-27=100) 2010 86 100 Life expectancy at birth 2009 78.5 78.81 p provisional value Sources: SORS, Eurostat (http://ec.europa.eu/eurostat, 14. 10. 2011
  • 4. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations Risk of poverty among the elderly and in total population, 2008 65+ Total Women Men population Slovenia 28 12 21 EU-27 22 16 17 Sources: - SORS (online code: novica_prikazi.aspx?id=3356) - EIGE (online data code: EIGE-100-inequalities-Factsheet.pdf)
  • 5. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations RISK OF POVERTY AMONG ELDERLY WOMEN The share of people below the poverty line or socially excluded is in Slovenia higher among the elderly than in the rest of the population. Especially women are affected.
  • 6. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN LIVE LONGER THAN MEN Table 1. Life expectancy at selected ages by gender Years Year1 Gender Age 0 1 15 45 65 EU-27 2008 M 76.4 75.7 61.9 33.4 17.2 F 82.4 81.7 67.8 38.5 20.7 Slovenia 2009 M 75.8 74.9 61.1 32.5 16.2 F 82.3 81.5 67.6 38.2 20.1 EU-27 2008 F-M 6.0 6.0 5.9 5.1 3.5 Slovenia 2009 F-M 6.5 6.6 6.5 5.7 3.9 Sources: SORS, Eurostat (http://ec.europa.eu/eurostat, 14. 10. 2011) 1 Last available year
  • 7. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN HAVE LOWER INCOME THAN MEN Table 2. Share of pensioners with pension below the average income after taxes by gender, Slovenia, 2010 in % Percent Men Women ≤ 40 5.8 9.5 ≤ 50 16.2 36.6 ≤ 60 30.9 56.5 ≤ 70 49.2 71.3 ≤ 100 81.8 92.7 Source: Institute for Economic Research, Ljubljana, Nov. 2010
  • 8. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN HAVE LOWER INCOME THAN MEN (CONTINUE)
  • 9. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN HAVE LOWER INCOME THAN MEN (CONTINUE)
  • 10. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN HAVE LOWER EDUCATION THAN MEN Study results show that  64 % of women in Slovenia, old 50 and more have vocational school or less (59 % of men)  36 % of women have high school or more (41 % men)
  • 11. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN HAVE LOWER EDUCATION THAN MEN (CONT.)
  • 12. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations WOMEN LEAVE LABOUR MARKET EARLIER THAN MEN Years of work and length of retirement  Women have on average 29 years of work (men: 35 years) and  Women are on average retired 15 years (men: 13 years)
  • 13. ANTON TRSTENJAK INSTITUTE of Gerontology and Intergenerational Relations CONCLUSIONS The exposure to poverty is highest among elderly women  not included in labour force (31.8 %)  older than 64 years (24.9 %)  and lesees (24.0 %) Social transfers try to alleviate this, but the risk still exists. Generally, the posts are not adapted to older workers and it is difficult to fulfil UN Madrid International Plan of Action on Ageing (MIPAA), referring to enhancing the employability of older workers through appropriate measures.