1. Generix Solutions

2. Generix Solutions
TOCAboutPresentation
"No one can remember more
than three points."
-- Philip Crosby
About Generix Solutions
Smart Micro Credit Business Suite
Loaning System
of Smart Micro Credit Business Suite
Financial System
of Smart Micro Credit Business Suite
Proposal
of Smart Micro Credit Business Suite

3. Generix Solutions

4. Generix Solutions
AboutGenerixSolutions
 10+ Years of Working Experience
 Serving 1000+ clients
 Highly Experienced Staff
 State of the Art Technology
 Effective, Efficient & Quality
Solutions
 Focus Our Attention & Resources
On Our Customers & Their Own
Customers.

5. Generix Solutions
MicroCreditOrganizationClientsofGenerixSolutions
 Collaboration with PPAF
 4+ Years of Working Experience in
field of Micro Credit
 Implemented MIS/FIS at more then
21 Organization all over the Pakistan
 Introduce Product line - Smart Micro
Credit Business Suite
 Experienced & Specialized Technical
Professional in field of Micro Credit
 Exposure of Analysis, Training &
Implementation
 Continues Working on New
Modules & Reporting

6. Generix Solutions
AboutGenerixSolutions
 Product Line
 Smart Business Suite
 Smart Micro Credit Business Suite
 Smart HR, Payroll & Attendance
System
 Smart e-POS System
(Electronic Point of Sales)
 Smart Restaurant Management
System
 Group Activity
 Generix Solutions
 Generix Host
 Generix IT Audit
 Generix tech

7. Generix Solutions
AboutGenerixSolutions
 Achievements
 25000+ Installation of SMAP
Software all over the Pakistan
Joint hands with SMEDA
 1000+ Generix Solutions Clients
all over the world
 Maintaining Support Call Center
for 1000’s of Companies for all
over the world
 Introducing “Computerized
Accounting Course ” for Inter,
Graduate level with SMEDA

9. Generix Solutions
SmartMicroCreditBusinessSuite
 Web based Loaning System - MIS
 Complete Financial Suite - FIS
 HR, Payroll & Attendance System
 Web & Client /Server Based
Environment
 Integrated Solutions
 System running on all the branches
live over internet connected with
Head office
 Highly User Friendly
 Multi Branch System
 Flexible System – Users can
Customize the features of the system
as per Management Requirements

10. MultiBranchSystem
liveconnectivityoverInternet
Head
Office -
System
Exist
Internet
Head Office
Data & System
Exist
Area
Office
Branch
Office

11. Generix Solutions
SmartMicroCreditBusinessSuite
 3 Tier Architecture
New Technology being used
(.NET Architecture , Microsoft Solutions,
MS SQL Server)
 Standards Being Adopted
Benefits
 Servers Family
Data Warehouse, Information Server &
Domain Server Architecture

13. Generix Solutions
LoaningSystemofSmartMicroCreditBusinessSuite
 Centralized Application
 Globally Accessibility
 Ready Analysis on day to day
bases
 Global Tracking of Clients
between Branches
 Web Based Solution – Run over
Internet
 Centralized Technical Support
as well as End User Support
 No Installation & Other IT
Procedures Required

14. Business
Process
Client
Info
Client
Grouping
& Product
Selection
Case
Approval/
Rejection
Loan
Disburse
ment
Recovery
System
MIS
Reporting
BusinessProcess LoaningSystem

15. For more info . . .
List location or contact for specification (or other related documents)
Client
CSC
Office
Client
Record Verify
Check Previous
Loan History
Input Client
Data Loan already in
progress
Update Client
Data
Loan Request
No
Client Info
Record exists (Yes)
Yes
Product is MC (yes)
Input
Household
Family&
Business Info
Sales / Purchases
Product is EDF / MIOP (yes)
Center
&
Groups
make
Disbursement
&
Product Identification
Input
Center no.
Group and
Checque No.
Details
Area / branch
Wise Pending
Disbursement
report
Input
Previous Loan
EDF Loan Info
Guarantorand
Recommendations
MC
Ledger
Client Ledger
StationaryA/C
Insurance A/C
Input client
Detail
i.e. CO, Group
Submitcase for
approval
Client Info
EDF / MIOP
ClientInformation/DisbursementProcess
2nd Loan is
not allowed
Client info
Submitcase to
Area office

16. CaseApproval&RecoveryProcess
Recovery List
Client/
Credit Officer
Bank
Disbursement
Branch wise
Member wise
CHECQUE entry
View pending
Cases for
for Approval
Input
Recovery
Update
Client Ledger
Ledger
Ledger
Client
Case
pending
Approved
(No)
MER Approval
Area Manager
Approval
Area
Branch
Credit officer
Date to Date
recovery list
Accountant
enters
Installment
&
Fine info client
wise
Accountant
Deposit CashBank Receipt
Approved
(yes)
Finance
Department
Submitcase to
Area office

17. MainUsers
• AnalyzeAll Area’s &
Branches
• All Products
• All Clients
Head Office
• Analyze Branches
• Details of Credit
Officers
• Products & Clients
details
Area
• AnalyzeCredit
Officers
• ClientsAnalysis
Branch

18. Generix Solutions
MajorFeatures
 Basic Definition
(Area, Branch, District, Village, Business
Type, Loan Donors, Education & Institution)
 Product Definition
(Interest Ratio, Monthly Installment , Risk
Coverage, Loaning Period, Min Max Loan
Amount)
 Individual Loaning OR Group
Loaning
(Min Max Groups Members & Sub Grouping
like Center and Groups)
 Approval Required OR Not
(Complete Approval Mechanism)
 User Definition
(Credit Officers Targets, Branch Manager,
Rights of Every Screen & Option)

19. Generix Solutions
MajorFeatures
 Client Definition
(Unique Client Database, Old, New NIC,
Personnel & Business Information)
 Case Submission
(Approval Mechanism, Submission, Approval
Non Approval Tracking & Branch Manager,
Area Manger and then MER Approval
Required)
 Disbursement Module
(LDF Generation, Group Disbursement &
Single Client Disbursement, Postings, Un
Posting, LDF Client Rejection )
 Recovery Module
(Individual & Group Analysis, Simple Two
Clicks Recovery Solution)
 Other Modules
(Death Case, Portfolio Transfer, Backups &
Management Tools)
 Reporting
(Up to 30 Reports Covering Client, CO, Branch,
Area, Management Analysis)

21. Generix Solutions
FinancialSystemofSmartMicroCreditBusinessSuite
 Centralized Application
 Ready Analysis on day to day
bases
 Branch Level Accounting with
User Rights
 Integrated with Loaning
System
 Cost Centers Analysis
Chart Of Accounts
Comprehensive 4 Level
Cost Centers
Donors, Branches, Phases,
Projects / Products
Branch Level
Accounting
IntegratedWith
Loaning System

22. Accounts Department
( Chart of Accounts )
Draw all Financial Statements
• Balance sheet
• Profit & Lose
• Cash flow etc.
( 1st Level )
• Fixed Asset
• Current Asset
• Current Liabilities
• Long-term Liabilities
• Capital Revere
( 2nd Level )
• Building
• Furniture & Fixture
• Vehicles
• ---------------------
• ------------------------
( 4th Level )
• MCB Bank 4094
• Standard Charted
• Citi Bank
• Askari Bank
Analysis code optional
Transaction Level
• Cash Payment Voucher
• Bank Payment Voucher
Branch/ Donor/ Phases/ Projects
• Head Office
• Branch 1
• Branch 2
• Shop Lahore
• Donor - PPAF Phase 1
Cost Center
Branch/ Donor/ Phases/ Projects
wise Reports
• Departmental
• Trial Balance
• Departmental
• Financial Statement
• Departmental
• Profit & Lose
• - - - - - - - -- - - - - - -
( 3rd Level )
• Building 1
• Building 2
• Office Furniture
• Van LXE 0719
• Cash in hand
• Banks
Cash Payment Voucher
Voucher Entry Level
( 4th Level )( 3rd Level ) ( Debit )
( Credit )

23. Generix Solutions
MajorFeatures
 Basic Definition
(Area, Branch, Donor, Phases, Products,
Departments, Users & Defaults)
 Chart Of Accounts Definition
(4 level, Comprehensive, Flexible Chart, No
Coding for First 2 Levels, Unlimited 4th Level
Accounts)
 Cost Centers Analysis
(Donor, Phases, Products, Departments &
Branches wise Analysis)
 Accounts Receivables
 Accounts Payable

24. Generix Solutions
MajorFeatures
 Branch wise voucher entries &
Tracking
 Sub Ledger Analysis &
budgeting.
 Type & Monthly Voucher
Entries.
 Journal Voucher & General
Ledger.
 Trial Balance & Audit Trail.
 General Journal & Day Books.
 Expense Analysis & Banks
Reports.
 Budgets estimation period
wise and Comparisons.

25. Generix Solutions
MajorFeatures
 Income & Expenditure
Accounts, Balance Sheet
 Accounts level wise
Extensive Reports.
 Cash/Bank Payments.
 Supplier Payments.
 Cash/Bank Receipts.
 Cash / Bank Accounts
detailed activity.

27. Generix Solutions
ProposalofSmartMicroCreditBusinessSuite
 Financial Costing Variables
with Respect to Organization
(Change Analysis, Customizations, New
Reporting, Change of Business Structure,
Implementation, Training Work & Size of
Organization)