mobile banking in bangladesh

3. ??????????

4. A ROMANTIC TALE

5. Barter
Coins
Paper
currency
Plastic
money
Mobile
money
Currency Evolution

6. CAPT ALAUL
Roster 7
OBC 82
MOBILE BANKING : A
GREAT IMPROVEMENT IN
NATIONAL ECONOMY

7. The Aim of this presentation is to
discuss how Mobile Banking is
improving our national economy.
AIM

8. SCOPE
1) What is mobile banking?
2)The history of mobile banking.
3)Mobile banking conceptual model.
4)History of Mobile Banking in Bangladesh.

9. 5) How does Mobile Banking works.
6)Present condition of Mobile Banking.
7)Advantage & Concerns.
8)Mobile Banking and Economic
Development in Bangladesh.

10. 9) Choose the best.
10) Recommendation.
11) Conclusion.

11. Mobile banking is a system that allows
customers of a financial institution to
conduct a number of financial transactions
through a mobile device such as mobile
phone or personal digital assistance.
What is mobile
banking?

12. First in Europe and came
into service on 1999.
HISTORY

13. A mobile banking conceptual
model
Mobile
accounting
Mobile
financial
information
services
Mobile
brokerage

14. Mobile Banking
in Bangladesh
Mobile banking was first introduced in
Bangladesh on May 2011 by “Dutch-Bangla
Bank Limited”.
Bangladesh Bank has already allowed 19
banks to initiate mobile banking.

15. Popular Mobile Banking Services In
Bangladesh

17. What required to Open a
Mobile Bank Account?
• National
ID
• Passport
Size
Photo
•Mobile
Phone

18. Population - 160 mn
Mobile User-
116.23 mn
MFS
user-
16.7
mn
The huge mobile penetration makes
mobile banking as the biggest alternative
financial channel
Only 14.37% of
telecom base
Still there is a potential ready
base of 99.53 mn telecom
customers

19. Mobile Banking Snapshot
(Feb 2017)
Bank with mobile banking license: 28
No of Bank launched the service : 19
No of customer: 49.8 million
Active customer: 23.9 million
Total number of transaction: 13.40
million
Total transaction in amount: BDT
22,327 Core
Data Source: Bangladesh Bank

20. SOME FACTS
Rural people are
the potential
customer
35% of m-banking
customer are
highly satisfied
Some village
people do not
trust mobile
banking

21. TRANSACTION PATTERN
Cash in, 43%
Cash out, 37%
P2P, 17%
Salary, 1%
Utility, 2%
Others, 1%
After 3 years of evolution mobile banking in
Bangladesh is still concentrated on the money
transfer part.
Still there is an opportunity of introducing new and
innovative lifestyle products.

22. ASPECTS OF IMPROVEMENT
Mcommerce
ecosystem
Top up
M-payment
Ticketing
M-bill pay
M-salary
Promotional
Campaign
M-gifting
Government
payment
Inter
operability
Insurance
Loyalty
program
M-wallet
Local
remittance
International
remittance

23. DO YOU WANT
HASSLE???

24. GO EASY & SAFE

25. Safety has been one of
the major critical
points for mobile
banking. Concern has
always been expressed
by various stakeholders
regarding safety of this
system.
Concerns

27. Govt should easier the process to lunch
mobile banking service.
Employees of customer service’s co-
operation.
User guide.
Security.
Recommendation

28. CONCLUSION

29. Don’t call it Dream
Call it A Plan.

30. THANK YOU

31. Any Questions ???