SlideShare une entreprise Scribd logo
1  sur  46
BANK & LEMBAGA KEUANGAN NON BANK 1 P rovided By:Irfal Irwant.SE
Asal Muasal ,[object Object],[object Object],[object Object],[object Object]
Sejarah ,[object Object],[object Object]
Bank vs non bank   Penghimpunan dana ,[object Object],[object Object],[object Object]
Bank vs non bank   Penyaluran dana ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Jenis Lemb Keu ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Klasifikasi uang ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Fungsi Bank ,[object Object],[object Object],[object Object]
Financial Intermediaries Unit Defisit Borrowers Unit  Surplus Lenders Bank &  Non Bank Fund Fund Income Income
Otoritas Moneter ,[object Object],[object Object],[object Object],[object Object],[object Object]
Kesehatan Bank ,[object Object],[object Object],[object Object],[object Object]
Kesehatan Bank ,[object Object],[object Object]
Regulasi ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Regulasi ,[object Object],[object Object],[object Object],[object Object]
Regulasi ,[object Object],[object Object]
Regulasi ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Regulasi ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Jenis Bank ,[object Object],[object Object],[object Object]
Bank Umum ,[object Object],[object Object]
BPR ,[object Object],[object Object]
MICROFINANCE  IN  INDONESIA MFIs Bank Non Bank Rural Banks (BPR/BPRS) Act =  The Banking Act No.7/1992 as amended by the Act No.10/1998 License =  Bank Indonesia, the Central Bank Supervision =  The Central Bank Act No.23/1999 BRI Unit  Act =  The Banking Act No.10/1998 License =  Bank Indonesia, the Central Bank Supervision = * BRI Branches   * Bank Indonesia for BRI as a Whole (Commercial Bank) Village Credit Agency (Badan Kredit Desa/BKD) Act =  Banking Act No.10/1998 License =  Based on Decree of Ministry of Finance Supervision =  BRI on behalf of Bank Indonesia Cooperatives (KOSIPA) Act =  Cooperative Act No.25/1992 License =  State Ministry of cooperative & SME Supervision =  State Ministry of cooperative & SME Non Formal Formal LDKP (Village Fund and Credit Institutions)  Act =  --------- License =  Governor of each Province Supervision =  Local Government Level I ,[object Object],[object Object],[object Object],Pawnshop: Owned by the government  Supervision : Ministry of Finance
I. MICROFINANCE PROFILE *) Not including BPR under Syariah principles 4 2 , 199 1,756 1,756 970  Na 970  Na 39, 4 7 3 460 6, 707 3 0 , 090   No. Depositors (thousand) 4 7 ,7 43 549 549 4,286 2,789 966 531 42 ,9 08 23 7 20 , 434 2 7 ,78 9 Total Loan ( Billion Rp) 8,8 97 5 6 , 183 7 4 , 055 17, 564 TOTAL 1,680 567 Na 3,043 SUB TOTAL 1,680  567 Na 3,043 Cooperatives under Syariah Principles (BMT) (Sept-04) B. NON FORMAL 972 1,202 4,996 3,243 SUB TOTAL Na Na 3,474 850 Pawnshop (Dec-04) 317 1,117 1,437 1,296 Village Credit Institution in Bali (LPD) (Dec-04) 655 85 85 1,097 Saving and Loan Coop. (Apr-00) ,[object Object],NON BANK 6, 245 5 4 , 414 6 9,059 11, 278 SUB TOTAL 383   71 3 72 5,345 BKD  (Aug- -0 7 ) 2 ,578   1 7 , 690 2 6 , 080 1.8 23 Rural Bank (BPR)  (Sep -0 7) 3,4 43   44 , 389 4 8 , 535 4,  2 2 9 BRI Unit ( Mar -0 7 ) BANK No. of Debtors (thousand) Total Saving (Billion Rp ) Total Asset ( Billion Rp ) No. of Unit Institution
II. THE HISTORY OF RURAL BANKS ,[object Object],[object Object],[object Object],[object Object],[object Object]
II. THE HISTORY OF RURAL BANKS ,[object Object],[object Object],[object Object],[object Object]
III. RURAL BANK PERFORMANCES . (in billion Rp)   6.5% 9.9% 14.3% 69.3% 2.96% 87,37% 6.83 9.73% 509 365 11,190 6,555 4,581 15,771 2,471 16,948 23,045 1,880 2006 4,8% 11,2% 14,4% 69.6% 2.62% 84.26% 5.06% 8.49% 513 371 12,315 6,336 5,375 17,690 2,578 20,434 26,080 1,823 Sep 2007 10% 9% 16% 65%   3.72% 77% 5.9 8.7% 338 438 4,124   4,891 2,002   6,126 1,825 6,683   9,080 2,141  2002 7% 8% 8% -    Unsound   9% 8% 8% -    Less sound   13% 16% 17% -    Fairly sound   71% 68% 67% -    Sound       Rural Bank Soundness 10 3.0% 3.2% 3.4% Return on Asset (RoA) 8 82% 80.7% 74.5% Loan to Deposit Ratio (LDR) 8 5.8 5.3 5.6 Non Performing Loan (NPL) Net 7 7.98% 7.59% 8,0% Non Performing Loan (NPL) Gross 6 604 539 429 Current year profit/ loss 5 332 322 489 - No. of accounts (in thousands) 9,421 7,860 6,251 - Total     b. Time Deposit   5,672 5,439 5,046 - No. of accounts (in thousands) 3,757 3,301 2,617 - Total     a. Saving Deposit   13,178 11,161 8,868 Third party fund 4 2,478 2,167 1,993 - no. of accounts (in thousands) 14,654 12,149 8,985 - total     Loan:  3 20,393 16,707 12,635 Total Asset 2 2,009 2,158  2,141  No. of  Rural Banks 1 2005 2004 2003 Accounts No.
RURAL BANK PERFORMANCES
RURAL BANK CHARACTERISTICS  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
RURAL BANK CREDIT BASED ON ECONOMIC SECTORS - Sep 2007
Jenis Bank ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Aktiva Bank ,[object Object],[object Object],[object Object]
Aktiva Bank ,[object Object],[object Object]
Aktiva Bank ,[object Object],[object Object]
Aktiva Bank ,[object Object],[object Object],[object Object]
Aktiva bank ,[object Object],[object Object],[object Object],[object Object]
Aktiva bank ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Jenis Kredit ,[object Object],[object Object],[object Object]
Jasa-jasa Bank ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Mekanisme LC Bank di Indonesia Bank Asing PT Ekspor PT Asing 1 2 2 3 4 5 5 5 6 6 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object]
Bank Umum Syariah ,[object Object],[object Object]
Prinsip Kegiatan usaha ,[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object]
 

Contenu connexe

Tendances

Institusi pendukung-lembaga-keuangan-syariah
Institusi pendukung-lembaga-keuangan-syariahInstitusi pendukung-lembaga-keuangan-syariah
Institusi pendukung-lembaga-keuangan-syariah
masids
 
Bank sentral (bi), sistem pembayaran, dan alat pembayaran
Bank sentral (bi), sistem pembayaran, dan alat pembayaranBank sentral (bi), sistem pembayaran, dan alat pembayaran
Bank sentral (bi), sistem pembayaran, dan alat pembayaran
Dolores Silvia
 
Bab 4-akuntansi-koperasi-simpan-pinjam
Bab 4-akuntansi-koperasi-simpan-pinjamBab 4-akuntansi-koperasi-simpan-pinjam
Bab 4-akuntansi-koperasi-simpan-pinjam
vikingsyara
 

Tendances (20)

BANK PERKREDITAN RAKYAT
BANK PERKREDITAN RAKYATBANK PERKREDITAN RAKYAT
BANK PERKREDITAN RAKYAT
 
Kebijakan Makroprudensial (Kebanksentralan BAB 2)
Kebijakan Makroprudensial (Kebanksentralan BAB 2)Kebijakan Makroprudensial (Kebanksentralan BAB 2)
Kebijakan Makroprudensial (Kebanksentralan BAB 2)
 
Institusi pendukung-lembaga-keuangan-syariah
Institusi pendukung-lembaga-keuangan-syariahInstitusi pendukung-lembaga-keuangan-syariah
Institusi pendukung-lembaga-keuangan-syariah
 
Badan Usaha Milik Desa
Badan Usaha Milik DesaBadan Usaha Milik Desa
Badan Usaha Milik Desa
 
Bank sentral (bi), sistem pembayaran, dan alat pembayaran
Bank sentral (bi), sistem pembayaran, dan alat pembayaranBank sentral (bi), sistem pembayaran, dan alat pembayaran
Bank sentral (bi), sistem pembayaran, dan alat pembayaran
 
Lembaga Keuangan Mikro Syariah
Lembaga Keuangan Mikro  SyariahLembaga Keuangan Mikro  Syariah
Lembaga Keuangan Mikro Syariah
 
Manajemen Bank Umum
Manajemen Bank UmumManajemen Bank Umum
Manajemen Bank Umum
 
Sesi 1 kelembagaan bank sentral -tegal (candra-pres)
Sesi 1  kelembagaan bank sentral -tegal (candra-pres)Sesi 1  kelembagaan bank sentral -tegal (candra-pres)
Sesi 1 kelembagaan bank sentral -tegal (candra-pres)
 
Bank Sentral (Bank Indonesia)
Bank Sentral (Bank Indonesia)Bank Sentral (Bank Indonesia)
Bank Sentral (Bank Indonesia)
 
Sejarah Perbankan
Sejarah PerbankanSejarah Perbankan
Sejarah Perbankan
 
Sosialisasi OJK - Lembaga Keuangan Mikro
Sosialisasi OJK - Lembaga Keuangan MikroSosialisasi OJK - Lembaga Keuangan Mikro
Sosialisasi OJK - Lembaga Keuangan Mikro
 
Bab 4-akuntansi-koperasi-simpan-pinjam
Bab 4-akuntansi-koperasi-simpan-pinjamBab 4-akuntansi-koperasi-simpan-pinjam
Bab 4-akuntansi-koperasi-simpan-pinjam
 
BANK SENTRAL ( BANK INDONESIA )
BANK SENTRAL ( BANK INDONESIA )BANK SENTRAL ( BANK INDONESIA )
BANK SENTRAL ( BANK INDONESIA )
 
Pengelolaan Keuangan Negara
Pengelolaan Keuangan NegaraPengelolaan Keuangan Negara
Pengelolaan Keuangan Negara
 
Manajemen risiko dan tingkat kesehatan bank.ppt
Manajemen risiko dan tingkat kesehatan bank.pptManajemen risiko dan tingkat kesehatan bank.ppt
Manajemen risiko dan tingkat kesehatan bank.ppt
 
PRESENTASI BANK UMUM
PRESENTASI BANK UMUMPRESENTASI BANK UMUM
PRESENTASI BANK UMUM
 
Bank Sentral
Bank SentralBank Sentral
Bank Sentral
 
Proposal lab bank mini
Proposal lab bank miniProposal lab bank mini
Proposal lab bank mini
 
Menggerakkan ekonomi desa Melalui BUMDes
Menggerakkan ekonomi desa Melalui BUMDesMenggerakkan ekonomi desa Melalui BUMDes
Menggerakkan ekonomi desa Melalui BUMDes
 
Manajemen Bank Umum
Manajemen Bank UmumManajemen Bank Umum
Manajemen Bank Umum
 

En vedette

Materi dasar dasar pengupahan
Materi dasar dasar pengupahanMateri dasar dasar pengupahan
Materi dasar dasar pengupahan
Mohammad Mustaqim
 
Serving The Community By Using The Private Sector
Serving The Community By Using The Private SectorServing The Community By Using The Private Sector
Serving The Community By Using The Private Sector
euweben01
 
Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)
Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)
Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)
RAZORDJ
 
Sydney 2050 | twenty minutes city | biocity studio
Sydney 2050 | twenty minutes city | biocity studioSydney 2050 | twenty minutes city | biocity studio
Sydney 2050 | twenty minutes city | biocity studio
Biocity Studio
 
藍色之美
藍色之美藍色之美
藍色之美
ariesckf
 

En vedette (20)

Materi dasar dasar pengupahan
Materi dasar dasar pengupahanMateri dasar dasar pengupahan
Materi dasar dasar pengupahan
 
10.Local Database & LINQ
10.Local Database & LINQ10.Local Database & LINQ
10.Local Database & LINQ
 
Tecnica de Ermiro de Lima
Tecnica de Ermiro de LimaTecnica de Ermiro de Lima
Tecnica de Ermiro de Lima
 
Masterclasss Digitaal Toetsen 2009
Masterclasss Digitaal Toetsen 2009Masterclasss Digitaal Toetsen 2009
Masterclasss Digitaal Toetsen 2009
 
Midterm Question 1
Midterm Question 1Midterm Question 1
Midterm Question 1
 
Gap
GapGap
Gap
 
Serving The Community By Using The Private Sector
Serving The Community By Using The Private SectorServing The Community By Using The Private Sector
Serving The Community By Using The Private Sector
 
Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)
Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)
Powerpoint fiesta bachatta (hasta siempre) @ sala versus (26 05-2012)
 
Sydney 2050 | twenty minutes city | biocity studio
Sydney 2050 | twenty minutes city | biocity studioSydney 2050 | twenty minutes city | biocity studio
Sydney 2050 | twenty minutes city | biocity studio
 
Unit 3d Job interviews
Unit 3d Job interviewsUnit 3d Job interviews
Unit 3d Job interviews
 
SharePoint 2010: Whats new
SharePoint 2010: Whats newSharePoint 2010: Whats new
SharePoint 2010: Whats new
 
Windows PowerShell
Windows PowerShellWindows PowerShell
Windows PowerShell
 
Fun at Camp Kweebec
Fun at Camp KweebecFun at Camp Kweebec
Fun at Camp Kweebec
 
Webquest Project
Webquest ProjectWebquest Project
Webquest Project
 
Game Design Document
Game Design DocumentGame Design Document
Game Design Document
 
TWTRCON SF 10 Case Study: Tweet for Delivery
TWTRCON SF 10 Case Study: Tweet for DeliveryTWTRCON SF 10 Case Study: Tweet for Delivery
TWTRCON SF 10 Case Study: Tweet for Delivery
 
NTTデータグループウェブサイトのマルチデバイス対応
NTTデータグループウェブサイトのマルチデバイス対応NTTデータグループウェブサイトのマルチデバイス対応
NTTデータグループウェブサイトのマルチデバイス対応
 
Suicide Risk Prediction Using Social Media and Cassandra
Suicide Risk Prediction Using Social Media and CassandraSuicide Risk Prediction Using Social Media and Cassandra
Suicide Risk Prediction Using Social Media and Cassandra
 
藍色之美
藍色之美藍色之美
藍色之美
 
London's Digital Neighbourhoods Preview
London's Digital Neighbourhoods PreviewLondon's Digital Neighbourhoods Preview
London's Digital Neighbourhoods Preview
 

Similaire à Lembaga Keuangan 1

6stars indian banking-mbfi
6stars indian banking-mbfi6stars indian banking-mbfi
6stars indian banking-mbfi
haripada
 
Project about banking
Project about bankingProject about banking
Project about banking
parthiban40
 
Indian financial system
Indian financial systemIndian financial system
Indian financial system
Jayat Rathore
 
Indian financial system
Indian financial systemIndian financial system
Indian financial system
Ujjwal 'Shanu'
 
This is the document which contain all the information for banking.
This is the document which contain all the  information for banking.This is the document which contain all the  information for banking.
This is the document which contain all the information for banking.
MayurJoshi90
 
jaiib_presentation2_nov08.ppt banking details ppt for knowledge
jaiib_presentation2_nov08.ppt banking details ppt for knowledgejaiib_presentation2_nov08.ppt banking details ppt for knowledge
jaiib_presentation2_nov08.ppt banking details ppt for knowledge
mayurpol1
 
Indian financial sector
Indian financial sectorIndian financial sector
Indian financial sector
meghana Badhya
 

Similaire à Lembaga Keuangan 1 (20)

Overview of Banking & fs in india 12022020
Overview of Banking & fs in india 12022020Overview of Banking & fs in india 12022020
Overview of Banking & fs in india 12022020
 
Retail banking
Retail bankingRetail banking
Retail banking
 
6stars indian banking-mbfi
6stars indian banking-mbfi6stars indian banking-mbfi
6stars indian banking-mbfi
 
Project about banking
Project about bankingProject about banking
Project about banking
 
Reserve Bank of India
Reserve Bank of IndiaReserve Bank of India
Reserve Bank of India
 
BANK MANAGEMENT
BANK MANAGEMENTBANK MANAGEMENT
BANK MANAGEMENT
 
Reserve Bank of India ppt
Reserve Bank of India pptReserve Bank of India ppt
Reserve Bank of India ppt
 
Joseph taradyna project about banking
Joseph taradyna project about bankingJoseph taradyna project about banking
Joseph taradyna project about banking
 
Indian financial system
Indian financial systemIndian financial system
Indian financial system
 
Banking in India
Banking in IndiaBanking in India
Banking in India
 
Indian financial system
Indian financial systemIndian financial system
Indian financial system
 
jaiib_presentation2_nov08.ppt india finance system
jaiib_presentation2_nov08.ppt india finance systemjaiib_presentation2_nov08.ppt india finance system
jaiib_presentation2_nov08.ppt india finance system
 
This is the document which contain all the information for banking.
This is the document which contain all the  information for banking.This is the document which contain all the  information for banking.
This is the document which contain all the information for banking.
 
jaiib_presentation2_nov08.ppt banking details ppt for knowledge
jaiib_presentation2_nov08.ppt banking details ppt for knowledgejaiib_presentation2_nov08.ppt banking details ppt for knowledge
jaiib_presentation2_nov08.ppt banking details ppt for knowledge
 
jaiib_presentation2_nov08.ppt
jaiib_presentation2_nov08.pptjaiib_presentation2_nov08.ppt
jaiib_presentation2_nov08.ppt
 
Projectaboutbanking 130309111408-phpapp02
Projectaboutbanking 130309111408-phpapp02Projectaboutbanking 130309111408-phpapp02
Projectaboutbanking 130309111408-phpapp02
 
Current banking scenario and Job opportunities in banking
Current banking scenario and Job opportunities in bankingCurrent banking scenario and Job opportunities in banking
Current banking scenario and Job opportunities in banking
 
financial intermediares
financial intermediaresfinancial intermediares
financial intermediares
 
Final year project-Customer Awareness Towards SBI E Banking Services
Final year project-Customer Awareness Towards SBI E Banking ServicesFinal year project-Customer Awareness Towards SBI E Banking Services
Final year project-Customer Awareness Towards SBI E Banking Services
 
Indian financial sector
Indian financial sectorIndian financial sector
Indian financial sector
 

Plus de RILFA DIRWANTO (6)

Audit siklus pembayaran beban dibayar di muka
Audit siklus pembayaran beban dibayar di mukaAudit siklus pembayaran beban dibayar di muka
Audit siklus pembayaran beban dibayar di muka
 
Study Kelayakan Bisnis1
Study Kelayakan Bisnis1Study Kelayakan Bisnis1
Study Kelayakan Bisnis1
 
Bab8 100208132938 Phpapp02
Bab8 100208132938 Phpapp02Bab8 100208132938 Phpapp02
Bab8 100208132938 Phpapp02
 
Pendanaan 2
Pendanaan 2Pendanaan 2
Pendanaan 2
 
Lembaga Keuangan
Lembaga KeuanganLembaga Keuangan
Lembaga Keuangan
 
Management Accounting
Management AccountingManagement Accounting
Management Accounting
 

Lembaga Keuangan 1

  • 1. BANK & LEMBAGA KEUANGAN NON BANK 1 P rovided By:Irfal Irwant.SE
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9. Financial Intermediaries Unit Defisit Borrowers Unit Surplus Lenders Bank & Non Bank Fund Fund Income Income
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 25. III. RURAL BANK PERFORMANCES . (in billion Rp) 6.5% 9.9% 14.3% 69.3% 2.96% 87,37% 6.83 9.73% 509 365 11,190 6,555 4,581 15,771 2,471 16,948 23,045 1,880 2006 4,8% 11,2% 14,4% 69.6% 2.62% 84.26% 5.06% 8.49% 513 371 12,315 6,336 5,375 17,690 2,578 20,434 26,080 1,823 Sep 2007 10% 9% 16% 65%   3.72% 77% 5.9 8.7% 338 438 4,124   4,891 2,002   6,126 1,825 6,683   9,080 2,141 2002 7% 8% 8% -    Unsound   9% 8% 8% -    Less sound   13% 16% 17% -    Fairly sound   71% 68% 67% -    Sound       Rural Bank Soundness 10 3.0% 3.2% 3.4% Return on Asset (RoA) 8 82% 80.7% 74.5% Loan to Deposit Ratio (LDR) 8 5.8 5.3 5.6 Non Performing Loan (NPL) Net 7 7.98% 7.59% 8,0% Non Performing Loan (NPL) Gross 6 604 539 429 Current year profit/ loss 5 332 322 489 - No. of accounts (in thousands) 9,421 7,860 6,251 - Total     b. Time Deposit   5,672 5,439 5,046 - No. of accounts (in thousands) 3,757 3,301 2,617 - Total     a. Saving Deposit   13,178 11,161 8,868 Third party fund 4 2,478 2,167 1,993 - no. of accounts (in thousands) 14,654 12,149 8,985 - total     Loan: 3 20,393 16,707 12,635 Total Asset 2 2,009 2,158 2,141 No. of Rural Banks 1 2005 2004 2003 Accounts No.
  • 27.
  • 28. RURAL BANK CREDIT BASED ON ECONOMIC SECTORS - Sep 2007
  • 29.
  • 30.
  • 31.
  • 32.
  • 33.
  • 34.
  • 35.
  • 36.
  • 37.
  • 38.
  • 39.
  • 40.
  • 41.
  • 42.
  • 43.
  • 44.
  • 45.
  • 46.