Online Payments Using Information Cards

Online Payments using Information Cards Your Questions Answered Sid Sidner, ACI Worldwide

Who the heck is ACI? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Why is Sid Sidner talking about this? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What’s in it for ACI? ,[object Object],[object Object],[object Object],[object Object],[object Object]

What are the problems with e-commerce? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How do the payment networks work? Consumer Merchant Payment Networks Issuer Authorization flow Settlement flow Acquirer

Who are the real players? * ACI provides software * * * * * * * * * * * * * * * * Visa – 2006

What’s the history of e-commerce? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How about the 3D-Secure architecture?

What’s wrong with 3D-Secure? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How do Information Cards work? Identity Provider Relying Party User User Identity Selector Identity Selector Get a Card Use a Card

What’s your big idea, ACI? Bank Merchant User User Identity Selector Identity Selector Get a Card Use a Card

Isn’t this just like authentication? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What does a Payment Information Card look like? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What changes are required to the protocol? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

How does this rate, privacy-wise? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Why is this better than 3D-Secure? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Anything else you’d like to say? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Is there an identity metasystem here? IdP RP

Can you show me this live? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What does it take to make this happen? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Deputy Dawg

How do I find out more? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Online Payments Using Information Cards

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Online Payments Using Information Cards