We all know “health is wealth” but do we really care about it? Health insurance is the other way of taking care of your health, since it manages many things during critical health conditions. Health insurance looks after many issues like medicines, hospitalization and other medical expenses.

1. Health Insurance
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2. Some major steps while buying health
insurance policy
• First of all you have to decide the family member for
whom you want buy the health insurance policy
• Plan out the amount coverage that you require under a
certain policy, since the policy varies person to person.
• Check out if you can buy individual policy, for example
policies related to the critical health illness rather than
buying in the bunch of policies.
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3. Your checklist for buying health
insurance
• There is not much documents required for health
insurance, mostly you have to submit the bank
draft and premiums.
• In case policy holder is more than age of 45 years
than one has to present the medical certificates
and respective diagnostic tests.
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4. Awareness while buying health
insurance policy
Buying health insurance policy is a great responsibility
since you are going take care of your loved ones. If you
happen to have some family doctor or any doctor who
is looking after you in past, then please find out if the
policy covers same or not. Be aware! About claiming
on critical ailments right from the initial days and
about specific disease that are not covered by the
health insurance at all for instance AIDS, dental
surgery, cosmetic surgery and cancer.
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5. Important steps after buying health
insurance
Here is the health insurance in your hand, now
what’s next. After buying the health insurance plan,
its update is very important. Just like any other
insurance the timely renewal of health insurance is
compulsory to maintain the validity of your policy.
Hence, from beginning you have to be very
conscious about policy since the expenses would be
on your way annually. Gradually once you start
feeling the needs of making claims, try to understand
the entire procedure.
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6. Learn how to make claims for your
health insurance
1) Prepare the checklist: your checklist must enclose
the following original documents
a) Expenses of check-ups and treatments, with
complete enumeration of multiple bills that you have
gathered.
b) The original copy of the discharge card with
complete update certifying the duration of sickness
2) Make sure to claim for health insurance within a
month of the patient’s discharge.
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7. For More details on finance visit: http://www.onlyaboutfinance.com/
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