The document outlines policy initiatives taken by the Ethiopian government since the early 1990s to improve financial services and access to rural areas. Key policies include maintaining macroeconomic stability, developing the legal and regulatory framework, expanding telecommunications infrastructure, and programs to provide loans for agricultural inputs to mitigate market failures. Moving forward, challenges include stabilizing inflation, modernizing payment systems, developing missing laws and regulations, and further expanding telecommunications.
Policy initiatives to improve rural financial access in Ethiopia
1. POLICY INITATIVES FOR IMPROVED FINANCIAL SERVICE PROVISION IN THE RURAL AREAS: THE CASE OF ETHIOPIA By Getahun Nana National Bank of Ethiopia July 2008
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11. Number and distribution of Bank Branches 100 562 Total 6.6 37 Others (6 of them) 6.8 38 Tigray 9.8 55 SNNP* 15 84 Amhara 24 135 Oromia 37.9 213 Addis Ababa Share in total (%) # of branches Region
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13. Facts on mainstream banking: Loans 54,900 (# of A/C) Birr 39,973 million Total 9.62 83.01 Over Birr 1 million 90.38 16.99 Birr 1 million & less # of A/c (%) Amount (%) Loan range
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