Chapter 6

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Business Technologie

The Standard Normal Distribution ,[object Object],[object Object],[object Object]

Example ,[object Object],[object Object]

Example: Quick Start Battery Company ,[object Object]

Distribution of Sample Means ,[object Object],[object Object]

Properties of the Distribution of Sample Means ,[object Object],[object Object],[object Object]

Example: Trout Lengths ,[object Object],[object Object]

Example: Height of Hospital Workers ,[object Object]

The Normal Approximation to the Binomial Distribution

Continuity Correction Factor ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Mean and Standard Deviation ,[object Object],[object Object],[object Object],[object Object]

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Question Which of the following data sets is most likely to be normally distributed? For other choices, explain why you believe they would not follow a normal distribution. The hand span (measured from the tip of the thumb to the tip of the extended 5th finger) of a random sample of high school seniors. The annual salaries of all employees of a large shipping company The annual salaries of a random sample of 50 CEOs of major companies (25 men and 25 women) The dates of 100 pennies taken from a cash drawer in a convenience store Question Assume than the mean weight of 1 year old girls in the US is normally distributed with a mean value of 9.5 kg and standard deviation of 1.1. Without using a calculator (use the empirical rule 68 %, 95 %, 99%), estimate the percentage of 1 year old girls in the US that meet the following conditions. Draw a sketch and shade the proper region for each problem… Less than 8.1 kg Between 7.3 and 11.7 kg. More than 12.8 kg. Question The grades on a marketing research course midterm are normally distributed with a mean (81) and standard deviation (6.3) . Calculate the z score for each of the following exam grades. Draw and label a sketch for each example. 65 83 93 100 Question The grades on a marketing research course midterm are normally distributed with a mean (81) and standard deviation (6.3) . Calculate the z score for each of the following exam grades. Draw and label a sketch for each example. 65 83 93 100 Question… What is the relative frequency of observations below 1.18? That is, find the relative frequency of the event Z < 1.18. z .00 .01 ... .08 .09 0.0 .5000 .5040 ... .5319 .5359 0.1 .5398 .5438 ... .5714 .5753 ... ... ... ... ... ... 1.0 .8413 .8438 ... .8599 .8621 1.1 .8643 .8665 ... .8810 8830 1.2 .8849 .8869 ... .8997 .9015 ... ... ... ... ... ... Question Find the value z such that the event Z > z has relative frequency 0.80. Question For borrowers with good credits the mean debt for revolving and installment accounts is $ 15, 015. Assume the standard deviation is $3,540 and that debt amounts are normally distributed. What is the probability that the debt for a borrower with good credit is more than $ 18,000. Question The average stock price for companies making up the S&P 500 is $30, and the standard deviation is $ 8.20. Assume the stock prices are normally distributed. How high does a stock price have to be to put a company in the top 10 % … ? Question The scores on a statewide geometry exam were normally distributed with μ=72 and σ=8. What fraction of test-takers had a grade between 70 and 72 on the exam? Use the cumulative z-table provided below. z. 00 .01 .02. 03. 04. 05. 06. 07 .08 .09 0.00. 50000 .50400 .50800 .51200 .51600 .51990 .52390 .52790 .53190 .5359 0.10. 53980 .54380 .54780 .55170 .55570 .55960 .56360 .56750 .57140 .5753 0.20. 57930 .58320 .58710 .59100 .59480 .59870 .60260 .60640 .61 ...

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Insurance IoT is a social good! Because: 🔵 Expected losses can be reduced structured programs with both real-time mitigation actions to solve a specific situation, and behavioral change mechanisms to promote safer behaviors (both in personal and commercial lines) 🔵 Rate can be matched to risks better: - Smaller and more accurate pricing clusters allow a large part of profiles to receive a lower rate - Even with the ability to price the individual probability of loss (cluster of one) the insurance foundation isn’t canceled (The risk of each policy will contribute to the expected losses of the portfolio; The premiums paid by many lucky policyholders will be used to pay the claims of the few unlucky policyholders who had an accident in a period of coverage) 🔵 IoT data can be used to increase the effectiveness and efficiency of the claim process, so improving the combined ratio ceteris paribus ⏩ Large part of the policyholders will pay less (and portfolios currently difficult to insure will become more insurable) Insurance IoT (and telematics) is not about providing a discount Insurance IoT (and telematics) is about creating economic value using the data and sharing part of this value with policyholders (and agents & brokers) An integrated holistic adoption of the IoT paradigm is a game changer for your insurance business and a social good: ◾ it allows to improve the availability and affordability of insurance coverages ◾while allowing the sector to write a profitable business Below you can enjoy a selection of best practices in both personal and commercial lines - written with some of the IoT Insurance Observatory members - that have already started to obtain results from their IoT business transformation journeys

Insurers' journeys to build a mastery in the IoT usage

Matteo Carbone

Famous Olympic Siblings from the 21st Century

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amitlee9823

Organisational success today depends on effective communication and collaboration with individuals from cultures with varying beliefs and practices. Indeed, with the workforce increasingly comprised of people of varying cultural backgrounds, leaders must now prioritise the significance of cultural competence in the workplace. Ensuring cultural competence at every level of your organisation cannot be understated. While cultural disparities can manifest in different ways, as a leader, you must build deep and nuanced cultural competence skills and education to accurately spot, address and alleviate the various scenarios that can arise. Failing to recognise the importance of cultural competence or not acting to improve it can lead to cultural negligence. There are a few things to consider to ensure your organisation is on the right track. In this deck, you'll understand the importance of building cultural competence in the workplace. You'll also learn • The three (3) dimensions of Cultural Competence in the workplace • Key strategies to build a culturally competent workforce • Major benefits you stand to gain by having a culturally competent team.

Cracking the Cultural Competence Code.pptx

Workforce Group

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