The document summarizes a family preventive healthcare investment program offered by Health2Wealth in partnership with Royale Business Club Int'l. The program provides regular health screenings and products to help families stay healthy while also growing an investment to cover medical costs. Participants are expected to earn a 913% return within 6 months by referring 2 people. The program offers various package levels starting at ₦39,980 and provides bonuses, incentives, and income opportunities for referrals.

1. @Health2WealthNG
http://www.health2wealth.com.ng
@Health2WealthNG
CONTACT US
For Couples and Families
Adeniyi Jones Avenue, Ikeja, Lagos
FAMILY PREVENTIVE HEALTHCARE INVESTMENT
PROPOSAL FOR
08073102012, 07066999466

2. INSERT LOGO HERE www.health2wealth.com.ng
The Family Preventive Healthcare
Investment is a disease prevention
healthcare investment with our partner
direct sales company – Royale Business
Club Int’l - designed to secure couples or
family health care financial needs.
The FPHI is systematically design as a
health diagnosis and diseases prevention
program for couples and families while
providing an insurance platform for
emergency medical expenses.
INTRODUCTION

3. No one plans to get sick or hurt, but most people need medical care at some point. Having health
insurance is important for several reasons. Uninsured people receive less medical care and less timely
care, they have worse health outcomes, and lack of insurance is a fiscal burden for them and their
families.
A typical health insurance scheme is design to cover cost of healthcare when the beneficiary falls ill.
Take for instance the National Health Insurance Scheme (NHIS). Like many others, the program is
design to facilitate fair financing of health care costs through pooling and judicious use of financial
resources through various repayment program/products prior to their falling ill.
The problem with this type of health insurance scheme is that most applicants fall ill before they
apply for the benefit of the program. While it is advisable to have a health insurance cover that take
care of your emergency expenses, PREVENTIVE HEALTHCARE INSURANCE is surely the way to go. The
Family Preventive Healthcare Investment covers preventive and primary healthcare costs and offers
many other important benefits. It is design to help family safe expenses on health care cost.
THE NEED FOR FPHI
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4. HOW IT WORKS
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Join the program on behalf
of your family
Qualify for Quarterly Preventive
healthcare diagnosis with QMRA
Receive regular news updates on
topics relating to your family health
Order wellness products from our
website & have it deliver to you
Watch as your investment grow
to cover medical expenses
As
A
Recap
The FPHI is organized by Health2Wealth with support from Royale Business
Club International and various expert partners.
We provide regular healthy living news through workshops, seminar, website,
social media and SMS to help your family stay healthy.
We focus on growing your investment to yield high ROI to
cover wellness products and emergency medical expenses
while you focus on improving the health of your family by
staying up-to-date.

5. HOW IT WORKS (CON’T)
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The FPHI is a referral program expected to yield at least 913% return
on investment after 6 months of registration. For instance, if you invest
₦40,000 you are expected to earn at least ₦365,400 after 6 months
which is expected to run into millions in your first year.
The monthly bonus and incentives will henceforth be used for
preventive healthcare and emergency medical bills while working and
long into retirement years.
This program is for families who are willing to invest at least ₦40, 000
for their family healthcare. For the program to continue to pay for your
preventive healthcare, you must invite 2 persons into any of our
investment program online or offline.
The table to the right illustrate the minimum you can earn after 6
months of registration provided you refer your first 2 persons in your
first month if you choose the Family Starter Package.
Month No of Referral Earnings (₦)
1st 2 5,800
2nd Nil 11,600
3rd Nil 23,200
4th Nil 46,400
5th Nil 92,800
6th Nil 185,600
In the illustration above, we assume you only invite 2
persons in the first month of the 6 months under
review. However, for every other person(s) you refer
after the first 2, you get additional bonus of at least
₦2,300 depending on their package.
NOTE: You cannot refer more than 2 persons
directly under yourself. Every other referral must
be placed under your downline to earn more from
the system.
Month No of Referral Earnings (₦)
1st 2 5,800
2nd Nil 11,600
3rd Nil 23,200
4th Nil 46,400
5th Nil 92,800
6th Nil 185,600

6. Free Supplements,
Beverages, Skin
Care, Cosmetics &
Beauty Products.
Free Referral
All Expense Paid
International Travel
Retail Profit
Commission
Free Health
Education
Ongoing
Support
Earn Unilevel,
Multilevel,
Powerline &
Royalty Bonus
Investment
Management
Match Sales
Commission
Earn
Retirement
Income
Car
Incentive
Quarterly
Diagnosis
.
.
. .
.
.
.
.
. .
.
.

7. YOUR RESPONSIBILITY
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Use at least some of the
products in your package
Pay the investment cost
in one installment
Talk to friends, family, acquaintances
about our investment opportunities
Share the products with those who
don’t want the investment but are
interested in using the products
100%
Attend training & workshops on
products usage, family health care
and investment management
100%
80%
50%
50%
50%
50%
Refer 2 persons preferably in
your fist month of registration

8. OUR RESPONSIBILITY
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Support you and your
downline to reach income
target provided you have
referred 2 persons.
Ensure you are duly
registered with Royale
Provide regular information on
healthy living as it relates to your
family preventive health care.Get free access to business
development tools such as videos,
graphics, banner, infographs,
presentations, brochures, flyers to
maximize your ROI
100%
Receive free /discounted training on
direct sales digital marketing
promotion to maximize your ROI.
100%
100%
80%
100%
100%
50%
Assist in explaining how the
system work to your
prospects and referrals

9. YOU CAN JOIN THE FAMILY PREVENTIVE HEALTHCARE INVESTMENT PROGRAM WITH THE STEPS BELOW.
THE FOURTH STEP IS HIGHLY RECOMMENDED TO FAST TRACK YOUR SUCCESS IN THE PROGRAM.
HOW TO JOIN THE FPHI PROGRAM
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Fill an application form in
our office or any workshop
venues or online
Attend a FPHI workshop and a
Royale Business Presentation in
our office if you live in Lagos or
other workshop venues or
watch an online presentation in
Video or WhatsApp Group
Make payment in cash, POS or
through online bank transfer or
bank deposit and choose one of
Royale Starter Package based
on your family healthcare need. Refer 2 persons in your
first month (optional)

10. FPHI PACKAGES
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THERE ARE THREE ENTRY LEVEL PACKAGES FOR OUR ROYALE FAMILY PREVENTIVE HEALTHCARE INVESTMENT
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FAMILY STARTER
You can choose a Family Starter Package
(1 account) for ₦39,980.
It is ideal for:
• Single individual
• Couple without children
• Family with children on tight budget
FAMILY BUSINESS FAMILY ELITE
You can choose a Family Business Package
(3 accounts) for ₦120,980.
It is ideal for:
• Couple expecting a child
• Family of one child
• Family of two children
You can choose a Family Elite Package
(7 accounts) for ₦280,980.
It is ideal for:
• Family with more than two children
• Family on fat budget
• Royal family

11. FREQUENTLY ASKED QUESTIONS
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Q1. How much do I need to get started?
Ans: The program requires a minimum of ₦39,980.00
Q2. Must I get involved in the business of networking?
Ans: No. The success of the program depends largely on you inviting
others. Once you refer 2 persons, the system will take care of
the rest. But if you want to fast track your earnings, to quickly
raise enough money to cover your medical bills and health
expenses, you may refer more people as your time and skill
permit.
Q3. What happen if I don't meet my target of 2 referrals in my first
month?
Ans: If you fail to refer 2 persons in your first month, your 6 months
target earning of ₦365,400 will be disrupted. If we happen to
put referrals under you, you will not earn the Package Rebates
for referrals although you will earn matching bonus. Besides,
your investment will not grow fast. If you want quicker result,
you can treat this more like a business other than investment.
This you can do by continuing to invite others to pass on to
your downline.
Q4. Will it affect my work or business?
Ans: No. The program is design to work with minimal input from
you. All order is processed through our site and deliver through
our network of independent distributors or courier in rare
circumstances.
Q5. How much can I earn if I invest in FPHI?
Ans: There is no standard return on investment. Earnings levels
achieved are dependent upon your business skills, personal
ambition, time, commitment, activity, and demographic
factors. However, when you reach certain level in the business,
you qualify for regular DAILY income of ₦92,800 as Starter
Package Holder, incentive, bonuses, all-expense paid travels
and special recognition.
Q6. Can I Quit Anytime?
Ans: Once you refer your 2 persons, in time you will only need to
focus on using the products from the bonuses and incentive
you are paid with. In essence, there is not much to quit about.
Rather than quit, you may choose to pass your account to a
next of kin and leave a Royale legacy for your children

12. HEALTH 2 WEALTH IS A TEAM OF EXPERT HEALTH EDUCATORS AND INVESTORS COMMITTED TO THE
DELIVERY OF HIGH QUALITY INFORMATION ON HOW TO LIVE IN HEALTH, WEALTH AND TOTAL WELL-BEING.
ABOUT HEALTH 2 WEALTH
www.health2wealth.com.ng
JETRO OLOWOLE
FOUNDER
Recent studies by the World Health Organization shows that chronic diseases, such as
Influenza and Pneumonia, HIV/AIDS, Stroke, Coronary Heart Disease, Diarrheal, Malaria,
Diabetes Mellitus, Cancer, Liver Disease and Tuberculosis are major leading causes of high
mortality rate in Nigeria. Our organization looks at new research and evidences highlighting
the global trends. But here comes the good news, all these can be prevented through health
education that lays emphasis on lifestyle changes and diet improvement. It is safe, simple,
cheap and efficient.
At HEALTH 2 WEALTH, together with ROYALE BUSINESS CLUB INTERNATIONAL we have
formulated a SOLID NUTRITIONAL FOUNDATION for preventive healthcare which we
believe is the essential key tool required in the pursuit of Health, Vitality and Functional
longevity and in fighting chronic diseases.
Our mission is to fulfill such needs by giving you free EYE OPENING HEALTH
EDUCATION , COMPREHENSIVE DIAGNOSIS & HEALTH INSURANCE INVESTMENT
in our Family Preventive Healthcare Investment program.

13. ABOUT ROYALE BUSINESS CLUB
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MR. RICARDO S. CASTANEDA
FOUNDER / CEO
Royale Business Club International Incorporated is a world-class institution, passionate and
committed in uplifting the lives of people in providing them a profitable business opportunity
and training them to be successful entrepreneurs. It is license to market and distribute drugs,
foods and cosmetics. Royale wide arrays of top products ranging from food supplements,
beverages, skin care, cosmetics and personal care have been extensively researched,
formulated and engineered with unique technology (stem cell technology) specifically for
Royale. Product specifically develop to ensure safety, purity, phenomenal efficacy and world
class quality making Royale as one of the top company to take good health globally.
To learn more about Royale Business Club Compensation Plan, schedule to attend one of
Royale Business Presentation or request an online Video Presentation
Royale Hybrid Marketing Plan gives you the chance to propel your Investment in
unprecedented height that you can earn your income and rewards in eleven different
ways moving you and your family on the part of financial success for optimal health.

14. BOOK NOW!
LET’S GET STARTED
Whether you want to attend a workshop in our
office or you want to watch an online Royale
Business Club Presentation, book a space today!
Let’s get started today.
Call/WhatsApp: 08073102012