This document discusses the idea of a crowdlending platform called Gandengtangan.org that would provide 0% interest loans without collateral to social enterprises and non-profits in Indonesia. Currently, many organizations rely on donations and grants to survive but are not self-sustaining. The platform would allow lenders to loan money to borrowers working on social and environmental projects, with the goal of creating independence rather than relying on donations. A survey found that many potential lenders are interested in supporting communities in this way rather than just for financial returns. The document outlines the business model and milestones for launching the platform.

1. 65.000+ LSM
45 New Foundations per day
10,000+ Communities
https://www.flickr.com/photos/pyeomans/8603048565/sizes/h/
INDONESIA

2. HOW THEY SURVIVE?
N O W

3. Donor & Grants
Not Self Sustaining
https://www.flickr.com/photos/toomuchfire/5737917539

4. MEANWHILE
N O W

5. 2012 #7
2013 #17
WORLD GIVING INDEX
INDONESIA’S RANKING
https://www.unsplash.com
2014 #13

6. Global trend of
donors retention rate
Source: Bloomerang
source: http://www.slideshare.net/bloomerang/donor-retention-education-w-amy-sermersheim-scanpo-2014

7. SOLUTION?
N O W

8. SOCIAL ENTREPRENEUR
SUSTAINABLE
https://www.unsplash.com

9. 1.000+ Social Entrepreneur
How about FUNDING?
https://www.unsplash.com

10. • High Interest Rate
• Need Collateral
BANK
• Small chance (only
cover < 5%)
• Share investment
INCUBATOR /
COMPETITION

11. SOLUTION?
N O W

13. CROWDLENDING Platform
https://www.flickr.com

14. • 0% interest loan
• No Collateral
• Character and
Networking is a KEY
http://flickr.com

15. HOW IT WORKS?
DAFTAR
PILIH PROYEK
DEPOSIT
DANAI

16. Borrower’s Project

17. HOW ABOUT MARKET?
N O W

18. BORROWERS
1.000+ Social Enterprise
Income Generating NGOs
No Startup
https://www.unsplash.com

19. LENDERS
74m Middle-Up Peoples
> 5m/m Salary
25-40 years of Ages
Institutions
https://www.flickr.com

20. SURVEY TO 250 PEOPLE
N O W

21. 85%Interest and Very Interest
https://www.flickr.com

22. 40% prioritizes the information of business
continuity and its impact
30% expects the principal
Only 7% needs financial return

23. 78%Want to be useful to the community

24. Benefits of the Idea
Solving social & environmental
problems, not by giving donation,
but by developing empowerment and
independence through
entrepreneurship.
1
Business growth gives multiplier
effect.
2
Create sustainability.3
Public involvement.4
Access to alternative financing, 0%
interest loan, no collateral (for
borrowers).
5

25. INDUSTRY PLAYER?
N O W

26. CrowdFunding:
Donation/Reward Based
Project Type:
Movement & Startup
Funders Get: Rewards
CrowdFunding:
Lending Based
Project Type:
Sustainopreneurs, Social-eco-issue
based business
Funders Get:
Principal + Rewards
gandengtangan.orgkitabisa.com

27. BUSINESS MODEL
G A N D E N G T A N G A N

28. Near Term (1-2 years)
Mid Term (3-4 years)
Long Term (5+ years)
• 5% operational fee charged
from fully-funded projects
• Additional fee for creative works
• Advertisement
• Premium membership for
borrowers
BUSINESS MODEL

29. MILESTONES
G A N D E N G T A N G A N

30. Startup Phase (months 0-12)
Growth
Phase
Setup Phase
(0-4) Aug-Nov
Pilot Projects
(5-7) Des-Feb
Launch
(8-12) Mar-Jul
Month 13-24
Products
• Homepage • Pre-Launching
(Des)
• Launching (Jan)
• Full website
(Feb)
• Transfer by
Paypal & CC
• Additional
features
Gamification
Business
• R&D (survey)
• Branding
• Create
workflow
• Legal Entity
• R&D (FGD)
• Marketing B2B
• Partner, borrower
• Marketing B2C
(retail)
• R&D
gamification
MILESTONE

31. "We need to use the power of technology and the
creative power of young people. By combining these
together you can solve these problems. It’s possible!"
– Muhammad Yunus

32. Contact Us
Website: www.gandengtangan.org
Email: kontak@gandengtangan.org
Phone: +62 8138178 8435 (Jezzie)