As a mother I am always trying to find new ways to save money. I created this video with some quirky little tips in mind that i think most mothers would be suprised at. ...and if you find these tips useful you should take a look here at some of the amazing ways friends of mine are saving money, its hilarious! http://blog.cashdoctors.com.au/

2. 'Savings' seems to be the thing on
everybody's mind...
 For mothers and in particular, single mothers this can
be a very tricky task to manage. Between feeding the
family, managing a full time job and the family finances
things can get a little tricky.
 Of course there's the standard do's and dont's like
setting goals and creating a budget but... what are some
of the things that mums can do to lighten the work
load and save at the same time?

3. Well, its called being
'financial happy‘
and here's how to do it...

4. Step 1.
 Don’t use credit.
You will only have to deal with the expenses later in the
month and it won't be pretty when it comes time to
pay your bills.
 Of course at some point in time we all fall short of
cash, so as an alternative to using a credit card opt for a
payday loan, within a matter of minutes you get cash in
your hand. And the money you borrow is simply direct
debited from you bank account on your next pay. Too
easy!

5.  Only go out on the weekends.
Part of the reason to do this is that it will keep you
healthy during the week and save you money on
petrol.
 The other part is that your kids will most likely want to
do something fun on the weekend anyway. So save
yourself for a fun and where possible free, outing with
the kids on the weekend instead.
Step 2.

6.  Say no to dining out!
Psychologically, this is a really difficult one, because as
single parents, mothers, need friends and company.
But if you can't afford it, you can't afford it!
So politely decline those dinners and brunches with
friends and invite them out to coffee instead.
...It will be much easier on your bank account.
Step 3.

7.  Share the shampoo!
I know it sounds strange but I have recently started
doing this, and it makes a huge difference financially.
 Kids' soaps and shampoos are mostly all marketing
ploys to get you to buy more. You can either use what
you buy for them, if you are concerned, or buy a brand
known for being mild and inexpensive so both you and
the kids can share.
Step 4.

8.  Donating is good, but selling is better!
Kids shoes, clothing and toys have great resale value.
 These days kids grow out of there clothes before they
even get a decent wear out of them. So check out sites
like eBay and gumtree where you can sell their clothing
or old toys and make a little profit in the process.
 So in order to be financially happy I'm OK with eating
spaghetti a couple of nights per week, since it's
something the kids will eat too.
Step 5.

9.  Feed your kids what they like!
If you are busy making big meals with foods that your
kids don't like, it is only going to waste your time and
money.
 I've found I save a lot of money by feeding my kids the
foods that they enjoy. It means there plate is clean,
there tummies are full and my wallet stays healthy
each week.
Step 6.

10.  Changing clothes, save yourself the stress!
Washing and drying clothing using standard washers
and dryers is not only financially expensive but it
consumes a ton of energy which you pay for in the end.
 Frequently changing clothing throughout the day
unnecessarily fills up your laundry basket quicker and
requires more time and effort spent washing.
Step 7.

11. The answer to ‘financial happiness’ isn't always a bigger
salary or the amount of money in a mother's bank
account.
Sometimes it's in the everyday tasks and activities that
we seem to overlook.
So there you have it...

12. By following these steps you will find yourself living
happily and saving at the same time.
After all, you have to learn to do the best with what you've
got before you can handle more, right?