1. Using the Web and more.
MONEY SAVING TIPS FOR YOUR
HOUSEHOLD BUDGET

2. FUEL

3. NOT REALLY ALTERNATIVES:

4. CONT:

5. CONT:

6. CONT:

7. CONT:

8. FUEL
 Average American drives 12,000 miles a year
at 22 mpg:
 $3 - 1599
 3.30 - 1758
 3.45 - 1838
 $239 difference when paying even .45 more
a gallon.

9. SO HOW DO WE SAVE?
1.Avoid High Speeds
As your speed increases, your aerodynamic drag increases in an exponential fashion. Driving 62 mph (100 km/h) vs
75 mph (120 km/h) will reduce fuel consumption by about 15%.
2.Do Not Accelerate or Brake Hard
By anticipating the traffic and applying slow steady acceleration and braking, fuel economy may increase by as
much as 20%.
3.Keep Tires Properly Inflated
Keep tire air pressure at the level recommended by your vehicle manufacturer. A single tire under inflated by 2 PSI,
increases fuel consumption by 1%.
4.Use A/C Sparingly
When the air conditioner is on it puts extra load on the engine forcing more fuel to be used (by about 20%). The
defrost position on most vehicles also uses the air conditioner.
5.Keep Windows Closed
Windows open, especially at highway speeds, increase drag and result in decreased fuel economy of up to 10%.
6.Service Vehicle Regularly
Proper maintenance avoids poor fuel economy related to dirty air filters, old spark plugs or low fluid levels.
7.Use Cruise Control
Maintaining a constant speed over long distances often saves gas.
8.Avoid Heavy Loads
Remove the sand bags from your trunk in the spring and pack lightly for long trips.
9.Avoid Long Idles
If you anticipate being stopped for more than 1 minute, shut off the car. Restarting the car uses less fuel than
letting it idle for this time.
10.Purchase a Fuel Efficient Vehicle
When buying a new vehicle examine the vehicle's rated fuel efficiency. Usually choosing a small vehicle with a
manual transmission will provide you with great fuel economy.

10. ALSO:
 Gasbuddy.com – Gives you fuel saving tips, and
you can find the best prices on gas nearby.
 Apps- Look for fuel saving apps for your brand
of phone or service
 Fuel up between Tuesday morning and
Thursday Afternoon
 Take advantage of Promotions and partnerships
(Kroger gas savings, etc).
 Pick stations with large stores (but don’t buy
anything there!)

11.  SLOW DOWN!!!!!!!
Munis need revenue
Time saved?
Is it Safe?
Wear and tear
 Do you have $150 to
toss away?

12. HOME SWEET HOME

13. HOME
 Tech Services- Go a la carte or bundle
Could you do Internet Only?
Hulu.com atdhe.eu Justintv Veetle
 Phantom Power- Unplug when not in use
 Moolanomy.com - tips on how to get your
property taxes lowered
 Tech Toys- Are you keeping up with the
Jones’s?
data plans and service adds up!

14. USE THE INTERNET
 Free Software- freewarehome.com
 Buy and Sell Online
Craigslist.com ebay.com etsy.com you'd be
surprised who wants your junk.
 Get it for free- freecycle.org
 Discount codes- search for discount codes for
ANYTHING you buy online
 Do it yourself- Youtube tutorials

15. GROCERY
 Shop on Mondays or Tuesdays
 Go to more than one store- watch the
circulars
 Join Clubs or get the card
 Grocery Game.com
 Coupons Coupons Coupons!
Groupon.com Circulars

16. ENTERTAINMENT
 Library Card – movies galore as well as online
storybooks
 Ask for discounts- student, job, etc. Never Know
 Watch for special discount days
 Search free events on local event sites
Metromix.com cincinnati.com cincinnatiusa.com
 Go early
 Entertainment books- I love them and they help your
school
 Go to College- numerous free events, world class
 http://www.clicker.com/ online television

17. EXTRAS
 Set up a discount email account- Yahoo,
Gmail
 Stay away from vending machines and Stop
and Go’s
 Spending Triggers- find yours and be aware
 Waiting period for purchases over ______
 Use the envelope system for cash
 Account for all your dollars by preplanning

18. MANAGE YOUR MONEY
 http://www.squawkfox.com/
 http://andthenwesaved.com/
 http://www.thesimpledollar.com/2007/01/31/3
1-days-to-fix-your-finances-a-wrapup/
 http://www.retailmenot.com/
 http://www.mysurvey.com, free to sign up for
program (must have email address to receive
surveys), free surveys to take and get paid
for them (gift cards, money, charity
donations, etc)

19. GROCERY AND COUPONS
 http://www.bargainstobounty.com/store-matchups/
Matches coupons with weekly specials
 http://www.target.com, coupons to target (various
items)
 http://www.grocerymom.com, free to join, includes
coupons for various items
 http://www.coupons.com, various grocery coupons
 http://www.valpak.com/coupons/savings/groceries
 http://thepeacefulmom.com/

20. MISC.
- Groupon: http://www.groupon.com, It is a free website that you can receive
specials on various activities, restaurants and merchandise.
- http://www.BuyWithMe.com, similar to groupon deals
- http://www.Bookingbuddy.com, deals on travel
- http://www.livingsocial.com, similar to groupon and buywithme
- http://www.techbargains.com, deals on laptops, GPS devices, etc
- http://www.shesaved.com, links to various sites that tell you where to shop for
the best savings (site has daily deals, coupons, ways to get freebies, giveaways,
etc)
- http://www.billshrink.com, a 24 hour customer service that helps with usage on
credit cards, wireless service, tv, gas stations, etc
- http://www.goldstar.com, free website for activities such as comedy shows, sport
events, plays, etc
- http://www.mycoupons.com, various coupons (shoes, food, clothes, online
companies, auto, etc)
- http://www.valpak.com, various coupons

21. COOL, AND SAVES MONEY
 http://www.dinnertool.com/ lets you plug in
ingredients you’ve got on hand so you can whip
up a meal in a flash without wasting a thing.
 http://allrecipes.com/search/default.aspx?qt=i&rt
=r another supah-bad ingredient search
site, you’ll never waste another half-pound of
produce again.
 http://freebies4mom.com/ has about a bazillion
freebies every day.
 http://www.gazelle.com/ sell your old tech