Kelly C. Ruggles is a financial planner and retirement investment expert with years of experience in the field of financial planning for retirees and preretirees

1. Kelly C. Ruggles: Fee-based Financial Planner

2. Kelly C. Ruggles is a financial planner and retirement investment expert with years of experience in the field of financial planning for retirees and preretirees. Kelly C. Ruggles also founded American Reliance Group Inc. to help those near retirement years to plan their finances and invest money profitably.

3. Planning for retirement is essential for senior citizens because living debt- free typically is a top priority in their lives. Being financially secure gives senior citizens a sense of confidence because they have money in reserve to pay emergency medical bills or other unexpected expenses that might arise.

4. Based in Spokane, Washington, Kelly C. Ruggles provides fee-based financial planning for senior citizens who want to live their retirement years devoid of economic stress.

5. Kelly C. Ruggles believes that financial planning for each individual needs to be done according to the person's budget and expectations for their retirement years. Trends in the financial market rarely are helpful because they are based on economic conditions in the market, not on long-term goals of clients.

6. By creating a personalized retirement financial plan, a person can be confident their finances are secure and will benefit them during their retirement years.

7. Kelly C. Ruggles is an accomplished speaker on the subject of financial retirement planning, and regularly conducts workshops and delivers lectures in the Spokane area. By being educated and knowledgeable about retirement investment processes, a retiree can make better decisions about investment options and save additional money for their retirement years.

8. According to Kelly C. Ruggles, planning for retirement in advance is essential. He makes that statement because a retiree might be without a regular source of income, a situation where the retiree could be dependent on someone else for sustenance, which contradicts the goal of retirement planning.

9. Find out more about Kelly C. Ruggles and retirement financial planning by browsing through www.kellyruggles.com

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