What a Supermodel can teach a college student undergrad about credit card credit scores is meant to be funny yet informational. If its not funny to you, it is still extremely informative. This is the same material that I, Larry Chiang, presented to Congress.

1. What a Super ModelCan Teach an Undergrad About Credit The EconomistConference on “Human Potential”

2. LARRY CHIANGCEO Duck9

3. Photo Credit:Kris Krug/Getty If this presentation was one slide, this would be it

4. I documented over a dozen cases in Chapter 11 of my book. It’s all about “Falling Forward” Plot spoiler: all 3 models are still in the business & thriving after their falls

5. MoreThings A Super ModelCan Teach

6. Can be prepared for…Like the SAT

7. A FICO credit score of 723 puts you on a level playing field with a regular adult

8. TheFICO grid consists of Equifax, Experian, TransUnion

9. Avoid or Duck 9s (9s are charge-offs. Charge-off are bad debt) 1s are on-time payments 24 1s is is FICO over 700 $20 paid on a zero balance is on-time

11. Can use debit data as a basisfor credit system but you can’t

12. In case you were wondering if my title slide was incongruent with my title, “What a Super Model Can Teach a Harvard MBA About CREDIT”

13. Larry ChiangSupermodelPhoto Collage(removed)

14. Take a bow vs. re-experiencing agony

15. OwnYourExperiences

16. Stay pleasant during strenuous situations & make everything look easy

17. I yield the balance ofmy time to questions

18. What a Super ModelCan Teach an Undergrad About Credit Larry ChiangRegister for Duck9 by emailing him“LarryChiang@facebook.com”