Having experienced frustration while implementating available third party loan management information systems, FBA Software recognised a need to develop a fast and efficient loan information management system LIMS that could be intergrated with existing industry recognised ERP and CRM systems.

1. Sage CRM
Loan Pre-Approval
Case Collections
Web
Browser
Client
LIMS
GENERAL LEDGER
Sage X3
Accpac ERP
Other

2. Sage CRM
Manage Loan Pre-Approval
•
Customer Application Forms and Templates
•
Means Test
•
Credit Check (ITC / Experian / Other)
•
Credit Approval Work-flows
Manage Customer Interaction
•
Telephonic Balance Enquiries
•
Change in Demographic Information or Contact Details
•
Marketing Opportunities
•
Email / SMS
Manage Customer Collections
•
Overdue Accounts Work-flow Collection Processes
•
Outbound Call Cycles Email / SMS
•
Tracking, PTP Management Pre-Legal Notices

3. Manage Loans
•
Single Debtor, Multiple Open Item Accounts
•
Import Debtors, Banking Details, Accounts, Transactions
•
Interest Fixed or Linked with Prime Rate Offset
•
Interest Bearing or Non Interest Bearing Payment Priority
•
Interest Bearing & Non-Interest Bearing Transactions
•
Single & Batch Transaction Entry
•
Account Payment Dashboard
•
Statements and Returns
•
Settlements Restructures Write-Offs
LIMS

4. Manage Payments
•
Payments – Debit order, Cash Receipt
•
Debit Order Processing
•
Bank Statement Import – Multi-format
•
Multiple Allocation References
•
Multiple Account Allocation “Split” Management
LIMS
Reporting & Information
•
Excel / PDF reporting
•
Account Dashboard
•
Statements, Age Analysis
•
NCA / NCR Returns
•
ODBC Compliant for External Reporting Tools

5. GENERAL LEDGER
Sage X3
Accpac ERP
Other
Manage Accounting
•
Interface
•
Periodic Uploads – On User Request
•
Interim Bank Statement Reconciliation

6. Application
Custom Configuration
•
LIMS Interface for your Payments from Bank Statement Download
•
CRM Interface for your Credit Check Service Provider
•
CRM Work-flows for Pre-Approval and Case Collections
•
CRM Optional fields
•
ERP General Ledger Interface

10. Example Application Process

11. Example Collection Process

13. LIMS

18. FBA Software Partners
Carrington Steyl
•
NTD Analytical Chemistry
•
25 Years Development Experience
•
Developed NSFAS Debtors System R8Bn Loan Book / 1M Debtors
•
Software Apps in SA, Middle East, French North Africa and Europe
David Bryant
•
B Com, B Compt (Hons) C.A.(S.A.)
•
Broad Financial & Commercial Experience
•
Former CFO Fruit & Veg City
•
Executive Member Astraia Technology