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Microloan PowerPoint Presentation

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PPT focuses on the key elements to submitting a business loan application to eDev.

1  sur  21
MicroLoan Workshop Junction City, September 23rd eDev
About eDev (formerly Lane MicroBusiness) ,[object Object],[object Object],[object Object]
Agenda ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What is a microloan? ,[object Object],[object Object],[object Object],[object Object],[object Object]
Why eDev is offering microloans ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Five C’s of credit for a business loan ,[object Object],[object Object],[object Object],[object Object],[object Object]
Character ,[object Object]
Capacity ,[object Object]
Capital ,[object Object]
Collateral Collateral represents assets that the company pledges as an alternate repayment source for the loan. Hard assets. Most collateral is in the form of real estate and office or manufacturing equipment. Your accounts receivable and inventory can also be pledged as collateral. Unless you're a business with a proven payments track record, you will almost always be required to pledge collateral.
Conditions ,[object Object]
Elements of a business plan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Key question to ask yourself ,[object Object]
Types of loans that we prefer ,[object Object],[object Object]
Examples of requests for loans that will rank poorly ,[object Object],[object Object],[object Object],[object Object]
Types of start up businesses that will likely rank poorly ,[object Object],[object Object]
Interest rates ,[object Object],[object Object]
How to apply for a business loan ,[object Object],[object Object]
Elements of a microloan application ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Importance of persistence ,[object Object],[object Object],[object Object]
Contact information ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Microloan PowerPoint Presentation

  • 1. MicroLoan Workshop Junction City, September 23rd eDev
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  • 10. Collateral Collateral represents assets that the company pledges as an alternate repayment source for the loan. Hard assets. Most collateral is in the form of real estate and office or manufacturing equipment. Your accounts receivable and inventory can also be pledged as collateral. Unless you're a business with a proven payments track record, you will almost always be required to pledge collateral.
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