Mohammad Ibrahim Fheili

operational risk risk risk culture risk management compliance aml compliance regulation banking risks leadership capacity building regulations tax evasion crs oecd governance credit risk cyber risk retail banking basel accord complexity cyber risk management cyber security risk governance ifrs9 business intelligence organizational effectiveness tax jurisdiction fatca performance banking challenges management mohammad fheili automation information technology values attitudes project management compliance de-risking sanction aml re-risking hr risk people risk hrm shadow banking board of directors cyber security challenges digital strategy trust digital transformation it governance mohammad ibrahim fheili strategic implications key risk indicators moral hazard adverse selection compliance failure human resources jobs career talent management cv workflow digitization data mining decision making portfolio management branch objectives branch targets loss given default exposure at default probability of default asset impairment ecl strategic planning sustainable development performance management oecd caa oecd aeoi reporting taxes tax central bank independence banking secrecy rcs customer relationship management risk-based objective setting risk-based performance consumer banking retail risks banking technology hr governance hr credit management loan data stress testing default credit basel 3 basel 2 banks risks isaca branch network hrm hr risk operational risk governance complexity ethics culture aml compliance de_risking re_risking performance review employees drive motivation incentives employee-incentives motivation mrm basel finance rating agencies