monthly newsletter june 2022

1. Trending Mutual
Fund Themes
01 Investment Gyan
02 Inspiring
Investment Story
03
Investment Knowledge Center
A MONTHLY NEWSLETTER TO MANAGE YOUR PERSONAL FINANCE
June '22 was an action packed month....
Both SENSEX & NIFTY were highly volatile through out the month.
On the Global front, they observed that, the global economy continues to grapple with multi-
decade high inflation and slowing growth, persisting geopolitical tensions and sanctions,
elevated prices of crude oil and other commodities and lingering COVID-19 related supply chain
bottlenecks. Global financial markets have been roiled by turbulence amidst growing stagflation
concerns, leading to a tightening of global financial conditions and risks to the growth outlook
and financial stability.
On the Domestic Front, they observed that, data indicates a broadening of the recovery in
economic activity. Urban demand is recovering and rural demand is gradually improving.
Merchandise exports posted robust double-digit growth for the fifteenth month in a row during
May while non-oil non-gold imports continued to expand at a healthy pace, pointing to recovery
of domestic demand.
The Key reason for this sudden correction is said to be the rise in interest rates across world,
including India. Our central Bank also raised interest rates to control rising inflation on following
observations by RBI MPC’s (Monetary Policy Committee) :
1.
2.
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2. The stake of foreign portfolio investors (FPIs)—often looked at
as the primary driver of bull runs and rallies in Indian stock
markets. This stake has consistently fallen over the past few
quarters with the December quarter witnessing a fall of 81
basis points (bps) to 19.7 per cent in NSE-listed companies.
Among the top 500 listed firms, FPIs stake fell by 65 bps to
20.9 per cent. This was the fourth consecutive quarter that
saw a dip in the stake held by foreign investors—now at its
lowest level in nine years. In terms of net flows, 2022 has seen
FPIs make net sales of nearly $17 billion till May 22. And they
have been net sellers since October 2021.
Foreign institutional investors share of Indian equities has
hit a multi-year low of 20% . The last time the Indian market
witnessed such exodus was in 2008, during the U.S. sub-prime
crisis, when FIIs kept selling for 7 consecutive months.
While the global stock markets and the pack of emerging
markets have seen heightened volatility with a clear
downward bias—on the back of a mix of macroeconomic and
geopolitical concerns (with foreign investors offloading shares
in huge quantities across markets)—the Indian markets have
stayed resilient. Analyzing the data reveals that this resilience
is ‘Made in India’, with domestic financial institutions and retail
investors emerging as a strong counter-force to foreign
investors.
I know, its not easy to ride the market volatility but luckily we
have SIP (systematic Investment Plan) in Mutual Fund,
which converts such volatility into opportunity . Read more
about such opportunities in this special issue of our
Newsletter
Domestic Institutional Investor's buying overpowered the selling of
FIIs and FPIs. Current resilience in the Equity Market is only on the
back of domestic institutional investors and also the average retail
investor.....read more about this new strength of Indian Equity
Market !
Mr. Khalid Ali
Managing Director
Multigain Financial Services (P) Ltd
WWW.MULTIGAIN.IN
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Month Ending, June 2022

3. Move # 1 : Add Units in SIP Folio
Get greedy to accumulate more units in your SIP folios. Add funds to your
existing SIP folios - whatever amount you can afford ! Minimum Rs 500/-
only.
Say you are running an SIP of Rs 2000/- per month in xyz fund; then you
should add Rs 2000/- or more into same scheme to get the benefit of cost
averaging.
As you know, you will get higher units when NAV / Price is down . Generally
investors become fearful when they need to act greedy - and vice a versa.
Month Ending, June 2022
3 SMART MOVES to take in this Market !!!
Chapter
01
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Move # 2 : Invest in Old Hero's
Follow the wisdom statement - Old is Gold !
Pull out the list of India's 20-25 Years old Flagship Equity Funds and invest some funds in the name of your
choice. These funds had always been a great performer but generally investors ignored these funds in rising
market due to their higher valuation. Now is the time to grab the units of such schemes at good discount, look
at the list of few of these Good, Old and premium schemes :
Move # 3 : Invest in Business Cycle Funds
Grab the unit of most beaten up sector which is expected to recover faster with the change in
cycle. As a layman you can find many such sectors like- IT, Banking etc, which have been
corrected by more than 10% . Thus it becomes difficult for a retail investor to select the most
promising funds out of these lots.
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4. Market Indicators
FOR MONTH ENDING JUNE 2022
Month Ending, June 2022
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-1.56%
-6.71%
-5.68%
-1.75%
-3.86%
-5.65%
-5.55%
-8.39%
1.10%
-5.13% 0.08%
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6. Month Ending, June 2022
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7. This is a true testimony of Mr Suresh Kumar, aged 69 Yrs. Around 10 Years back when we met him, Mutual
Fund was never in his list of preferred investment choice. Today when you will meet him, he will appear as
a greatest fan of Mutual Funds. At his age, he is actually so excited about Mutual Funds that he has
become an unofficial Brand Ambassador for our company .......what changed the opinion of Mr Suresh
Kumar ? The great returns in Mutual Funds or anything else ?
Of Course , Returns is one of the key factor in this scenario, but there are many other factors which
converted Mr Suresh Kumar from an anti MF investor to pro MF !
Around 10 Yrs ago when we met Mr Suresh Kumar, he was looking to invest around Rs 10 Lakhs as a gift to
his Grand daughter aged 3 Yrs that time. He was pre decided to invest these funds in some Fixed Income
traditional products like Fixed Deposits or Bonds etc. After several round of discussion and detailings by
us, he finally agreed to invest half the amount in Mutual Funds; rest amount was invested by him in Bank
FDs and Golds etc. I am just sharing his Investment snapshot as on date ( around 10 Years later) :
Month Ending, June 2022
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Inspiring
Investment
StoryOf Mr. Suresh Kumar
As you can see in the table above, the investment of Rs 5 Lakhs in MF is more than double of all other
traditional investments like- FDs, Gold and PPF. This performance of Mutual Fund schemes completely
changed the though process of Mr Suresh. He learnt the biggest lesson of his life , which he is preaching
others too - " Volatility is not harmful, if you have adequate risk appetite and tenure on your side".
During his last 10 Yrs of investment journey, Mr Suresh Kumar learnt about the strong regulation which
governs Mutual Funds, he learnt about the transparency and professional fund management within a
pre-defined expense ratio. Most importantly, he learnt that - VOLATILITY is the OPPORTUNITY, if you are
a disciplined investor
As a MF Distributor, we also train all our investors to pick the investment product according to your Risk
appetite and investment tenure. Mutual Fund offers products for all type of Risk appetite - Low to very
High . Just discuss your plan with us and invest in the most suitable product for your Goals.
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8. Month Ending, June 2022
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Disclaimer : Mutual Fund investments are subject to market risks. Read all scheme related documents
carefully. The NAVs of the schemes may go up or down depending upon the factors and forces
affecting the securities market including the fluctuations in the interest rates. The past performance of
the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is
not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the
availability and adequacy of distributable surplus.
Note : We are an AMFI registered Mutual Fund Distributors. We work closely with our customers to
help them achieve their Financial dreams by way of savings motivation, correct estimations and quick
investment execution. We help you select the SIP according to your risk profile and investment tenure.
Helpline : 9997721103
MEMBER : BSE, NSE, MSEI, CDSL, MCX, NCDEX, ICEX, CIRL
+91-9917462501/507/513/515/519/520
Happy to help
info@multigain.in
www.multigain.in / www.multigain.co.in
Head Office:
H-50, Lajpat Nagar, Moradabad
Corporate Office:
126, Pocket-1, Jasola vihar, New Delhi

9. SME Solution, Insurance (Life, General & Mediclaim)
Month Ending, June 2022
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