2. on some of the decisions you have made in the past. You made these decisions based on the information you had at the time. Therefore… Sharing more information with you will only help you make better decisions, providing you greater clarity, balance, focus, and confidence. Congratulations
3. A growing group of professional from across the country who are deeply concerned about the direction we are headed and the impact today’s decisions will have on everyone’s financial future. Ogan Financial Group, Inc. We Joined
4.
5.
6. Phases of Retirement Planning Why does traditional financial planning advise you to take as much of today’s money as you can, throw it as far into the future as you can, so that it will have less buying power while being taxed as higher rates? Traditional IRAs and 401(k)s
7. Your Money WILL NEVER BE WORTH MORE Than It Is Today. Defining Moment 1
8. This May Be The LOWEST TAX BRACKET You Will Ever Be In. Defining Moment 2
9. If something you Thought to be True WASN’T TRUE When would you WANT TO KNOW?
10. It’s difficult to get to the RIGHT SOULUTION when you start with the WRONG PREMISE.
READ MISSION STATEMENT INTRODUCE KEN, JIM, AND ROBERT CLARITY GIVES CLIENTS ENERGY TO ACHIEVING GOALS TAKE WOBBLE OUT OF LIVES TO GIVE BALANCE WHICH INCREASES VELOCITY OF OBTAINING THEIR GOALS FOCUS INCREASES THE ACCURACY OF ACHIEVING GOALS TOGETHER CLARITY, BALANCE AND FOCUS GIVE CLIENTS CONFIDENCE WHICH ATTRACTS OPPORTUNITIES MFA MEANS OFG COMPLETED SPECIALIZED TRAINING, PASSED A PROFICIENCY EXAM, FOLLOW A CODE OF ETHICS AND HAVE OUR MF CASES AUDITED READ MORE ON THE “ABOUT US” TAB ON OUR WEBSITE
IF YOU WERE TO ADD UP YOUR VARIOUS INVESTMENTS AND SAVINGS, AND COMPARE THAT TO THE AMOUNT OF EQUITY TRAPPED IN YOUR HOME, 9 TIMES OUT OF 10 THERE IS MORE EQUITY NOW EQUITY IS DOWN 30% AND RETIREMENT ACCOUNTS ARE DOWN 40-50% OUR MESSAGE IS PROTECT YOUR EQUITY AND SECURE YOUR RETIREMENT
MUCH OF TRADITIONAL FINANCIAL PLANNING IN BASED ON THE MYTH-CONCEPTION THAT YOU WILL BE IN A LOWER TAX BRACKET WHEN YOU RETIRE, BUT WHEN ASKED A SIMPLE QUESTION... WHY DO WE FEEL THIS WAY? TO FIGHT THE WAR ON TERROR INFLATION THE NATIONAL DEBT ENTITLEMENT PROGRAMS THAT’S BEEN THE “ TRADITION ”...
READ MISSION STATEMENT INTRODUCE KEN, JIM, AND ROBERT CLARITY GIVES CLIENTS ENERGY TO ACHIEVING GOALS TAKE WOBBLE OUT OF LIVES TO GIVE BALANCE WHICH INCREASES VELOCITY OF OBTAINING THEIR GOALS FOCUS INCREASES THE ACCURACY OF ACHIEVING GOALS TOGETHER CLARITY, BALANCE AND FOCUS GIVE CLIENTS CONFIDENCE WHICH ATTRACTS OPPORTUNITIES MFA MEANS OFG COMPLETED SPECIALIZED TRAINING, PASSED A PROFICIENCY EXAM, FOLLOW A CODE OF ETHICS AND HAVE OUR MF CASES AUDITED READ MORE ON THE “ABOUT US” TAB ON OUR WEBSITE
IF YOU WERE A FARMER , WOULD YOU RATHER BUY SEED IN THE SPRINGTIME, THEN GIVE UP A THIRD OF THE HARVEST OR PAY TAX ON THE SEED AND KEEP YOUR ENTIRE HARVEST? I’LL SHOW YOU TONIGHT HOW YOU CAN KEEP ALL THE “FRUITS” OF YOUR LABOR UTILIZING A NON-QUAL ALTERNATIVE LIKE THE ROTH BUT WITHOUT THE LIMITATIONS…ROTH FOR THE RICH OFG ADDRESSES ALL 4 PHASES OF RETIREMENT STRUCTURE PLANS THAT WILL EARN YOU 50% MORE NET SPENDABLE RETIREMENT INCOME THAT WILL LAST TO FUTURE GENERATIONS WE RECOMMEND INVESTMENTS THAT GENERATE THE MOST INCOME DURING THE TIME IN LIFE THAT YOU WILL USE IT THE MOST
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
READ MISSION STATEMENT INTRODUCE KEN, JIM, AND ROBERT CLARITY GIVES CLIENTS ENERGY TO ACHIEVING GOALS TAKE WOBBLE OUT OF LIVES TO GIVE BALANCE WHICH INCREASES VELOCITY OF OBTAINING THEIR GOALS FOCUS INCREASES THE ACCURACY OF ACHIEVING GOALS TOGETHER CLARITY, BALANCE AND FOCUS GIVE CLIENTS CONFIDENCE WHICH ATTRACTS OPPORTUNITIES MFA MEANS OFG COMPLETED SPECIALIZED TRAINING, PASSED A PROFICIENCY EXAM, FOLLOW A CODE OF ETHICS AND HAVE OUR MF CASES AUDITED READ MORE ON THE “ABOUT US” TAB ON OUR WEBSITE
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
THE TIME HAS COME FOR THESE STRATEGIES WITH SO MANY UNCERTAINTIES- PENSIONS IN PERIL, SOCIAL SECURITY AND MEDICARE QUESTIONABLE, EMPLOYMENT UNSTABLE AND HOME VALUES SOFTENING… PROTECT YOUR EQUITY AND SECURE YOUR RETIREMENT BY POSITIONING IT IN A HOUSE OF BRICKS THAT PROVIDES ACCESS WHEN YOU NEED IT, PRICIPAL PROTECTION FROM THE MARKETS AND GIVES YOU TAX-FREE BENEFITS IN ALL FOUR PHASES OF RETIREMENT THE INFORMATION IS FREE, BUT THE KNOWLEDGE IS PRICELESS. WHAT YOU CHOOSE TO DO WITH THIS WISDOM IS NOW UP TO YOU. THERE ARE THOSE THAT MAKE THINGS HAPPEN, SOME WATCH THINGS HAPPEN AND OTHERS ARE JUST LEFT WONDERING “WHAT HAPPENED?” THE CLIENTS THAT WE WORK WITH ARE DISCIPLINED, FORWARD THINKING INDIVIDUALS READY TO UNCOVER THEIR ROADBLOCKS TO WEALTH
THE TIME HAS COME FOR THESE STRATEGIES WITH SO MANY UNCERTAINTIES- PENSIONS IN PERIL, SOCIAL SECURITY AND MEDICARE QUESTIONABLE, EMPLOYMENT UNSTABLE AND HOME VALUES SOFTENING… PROTECT YOUR EQUITY AND SECURE YOUR RETIREMENT BY POSITIONING IT IN A HOUSE OF BRICKS THAT PROVIDES ACCESS WHEN YOU NEED IT, PRICIPAL PROTECTION FROM THE MARKETS AND GIVES YOU TAX-FREE BENEFITS IN ALL FOUR PHASES OF RETIREMENT THE INFORMATION IS FREE, BUT THE KNOWLEDGE IS PRICELESS. WHAT YOU CHOOSE TO DO WITH THIS WISDOM IS NOW UP TO YOU. THERE ARE THOSE THAT MAKE THINGS HAPPEN, SOME WATCH THINGS HAPPEN AND OTHERS ARE JUST LEFT WONDERING “WHAT HAPPENED?” THE CLIENTS THAT WE WORK WITH ARE DISCIPLINED, FORWARD THINKING INDIVIDUALS READY TO UNCOVER THEIR ROADBLOCKS TO WEALTH
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
MAXIMUM FUNDED LIFE INSURANCE IS LIFE INSURANCE STRUCTURED FOR LIVING BENEFITS VS DEATH BENEFITS THE TRADITIONAL APPROACH TO GET THE MOST DEATH BENEFIT FOR THE LEAST PREMIUM STRUCTURED CORRECTLY, THIS PRODUCT WILL OUTPERFORM QUALIFIED PLANS & MUTUAL FUNDS ESPECIALLY ON THE BACK END 1970’S WHOLE LIFE WAS USED 1980’S E.F. HUTTON- WAS HE AN INSURANCE SALESMAN OR A STOCK MARKET GURU? (WARREN BUFFET OF THE 80S). HE SAW THE TAX BENEFITS OF LIFE INSURANCE AND WAS THE BRAINCHILD BEHIND CREATING UVL HOW MANY HAVE BOUGHT LIFE INSURANCE FROM AN AGENT…PURCHASED MORE THAN ONE POLICY? HAVE THEY EVER MENTIONED HOW TO MAXIMUM FUND A UVL? THE PROBLEM IS MOST LIFE INSURANCE AGENTS ARE TRAINED TO ISSUE POLICIES AS STRICTLY LIFE INSURANCE O.F.G. HAS BEEN PERSONALLY TRAINED BY DOUGLAS ANDREW, AND ARE SPECIALISTS IN UTILIZING LIFE INSURANCE TO PERFORM AS AN INVESTMENT
BY SCHEDULING YOUR UPCOMING APPOINTMENT TODAY, WE WOULD LIKE TO GIVE YOU AN ACCOMPANYING COPY OF ONE OF THE MISSESD FORTUNE BOOKS TO GET YOU STARTED ON YOUR PATH TO FINANCIAL INDEPENDENCE THIS IS YOUR HOMEOWRK PRIOR TO OUR 1 ST APPOINTMENT WITH JUST 3 CHAPTERS TO GET YOU STARTED I WILL STICK AROUND IF YOU WOULD LIKE TO ASK QUESTIONS I SINCERELY HOPE YOU HAVE GAINED INSIGHTS INTO OPPORTUNITIES THAT BEFORE TODAY, YOU DIDN’T KNOW EXISTED AND I AM GREATEFUL FOR YOUR TIME AND ATTENTION WE LOOK FORWARD TO MEETING WITH YOU THANK YOU ALL FOR COMING AND DRIVE SAFELY