1. The Karnataka government has relaunched the Crop Insurance Scheme in May 2017 after making some changes to provide better coverage to farmers. 2. The scheme now covers more crops and provides higher compensation amounts for losses caused by factors like drought, floods and pest attacks. 3. All farmers who pay the insurance premium are eligible for the benefits under the revised scheme, aimed at protecting farmers from financial losses.

1. 1

2. 2

3. 3

4. 4
No^v FUn‰¿
hn. kpa
{]n≥kn-∏¬ C≥^¿ta-j≥ Hm^o-k¿
^mw C≥^¿ta-j≥ _yqtdm
]ªn-t°-j≥ Hm^o-k¿
Fen-k-_Øv tPm¿Pv
Akn. Ub-d-IvS¿,
^mw C≥^¿ta-j≥ _yqtdm
te Hu´v, UnssknMv
{Kmºnƒkv IΩyq-Wn-t°-j≥kv
kwÿm hnf C≥jz-d≥kv
^mw C≥^¿ta-j≥ _yqtdm
2017

5. 5
ktμiw
Im¿jnI taJ-e-bn¬ kwkvYm k¿°m-cns‚
G‰hpw {][m--s∏´ t´-ß-fn¬ H∂mWv hnf C≥j-z-d≥kv
]≤-Xn ]cn-jvI-cn-®v- S-∏n-em°m≥ Ign™p F∂-Xv. 1995
apX¬ kwÿm-Øv ne-hn-ep-≠m-bn-cp∂ hnf C≥j-z-
d≥kv ]≤Xn 21 h¿j-߃°pti-j-amWv jvS]cn-
lmcØpI Db¿Øn-s°m≠v ]cn-jvI-cn®v DØ-c-hm-bn-´p-
≈Xv. I¿j-Iv Ahs‚ jvS-Ønv Bp-]m-Xn-I-amb nc-°n¬ jvS
]cn-lm-c-ØpI CXp-hsc e`n-°p-∂p-≠m-bn-cp-∂n-√. Cu kml-N-cy-Øn¬
ne-hn-ep-≠m-bn-cp∂ jvS]cn-lm-c-ØpI hnhn[ kqNn-I-Isf ASn-kvYm-
-am°n Bp-]m-Xn-I-ambn Db¿ØpI-bp-≠m-bn. F∂m¬ 1995 apX¬
ne-hn-ep-≠m-bn-cp∂ {]oanbw XpI, {][m hnfI-fmb sXßv, s-√v,
]®-°dn F∂n-hbv°v AtX-]Sn ne-n¿Øp-Ibpw a‰p-≈-hbv°v 50 %
am{Xw Db¿ØpIbpw sNbvXp-sIm-≠v kwÿm--sØ {][m--s∏´ apgp-
h≥ hnf-I-sfbpw Dƒs∏-Sp-Øn- hnf C≥jzd≥kv 2017 am¿®v apX¬
]p-cm-hn-jvI-cn-®n-´p-≠v. hnf C≥j-z-d≥kv jvS]cn-lm-c-ØpI ]{¥≠v
Cc´n hsc Db¿Øm-m-bXv A`n-am--I-c-amb t´-am-Wv.
I¿j-I¿°v Ah-cpsS taJ-e-bn¬ XpS-cp-∂-Xn-p-th≠
{]tNm-Zw ¬IpI, AXp-t]mse ]pXp-kw-cw-`-Isc Cu taJ-e-bn-
tebv°v BI¿jn-°pI F∂o c≠v e£-y-ß-fmWv Im¿jnI
taJ-e-bn¬ k¿°m-cn-p-≈-Xv. AXn-mbn I¿j-I¿s°m∏w n¬°p-
hm-mWv k¿°m¿ Dt±-in-°p-∂-Xv. I¿j-I¿°p-≠m-Ip∂ GXv
{]Xn-k-‘n-bnepw th≠ CS-s]-S-ep-Ifpw klmbhpw S-Øp-∂-Xnv Cu
k¿°m¿ {]Xn-⁄m-_-≤-am-Wv. kwÿm--sØ apgp-h≥
I¿j-I-scbpw Cu ]≤-Xn-bn¬ Dƒs∏-SpØn Im¿jnI hnf-Iƒ°v
]cn-]q¿Æ kwc-£Ww G¿s∏-Sp-Øm-mWv k¿-°m¿ Dt±-in-°p-
∂-Xv. CXn-mbn Pqsse H∂mw XobXn hnf C≥j-z-d≥kv Zn-ambn
BN-cn-°p-I-bm-Wv. F√m I¿j-Icpw AXmXv Irjn`-h-pI-fn¬ hnf-
Iƒ bYm-k-abw C≥j-z¿ sNbvXv CXn¬ ]¶m-fn-I-fm-I-W-sa∂v
A`y¿∞n-°p-∂p. Pqsse H∂n-p-ti-jhpw hnf-Iƒ C≥jz¿ sNøm≥
Irjn-`-h-p-I-fn¬ Ah-kcap≠m-bn-cn°p∂-Xm-Wv.
AUz. -hn.-F-kv.-kp-n¬Ip-am¿
Irjn-h-Ip-∏p-a{¥n
Biw-k-I-tfmsS

6. 6
hnf C≥jz-d≥kv
Im¿jnI DXv]-∂-߃°v D≠m-Ip∂ hne-bn-Snhpw
Im¿jnI hnf-Iƒ°p-≠m-I∂ mi-jvSßfpw I¿j-I-k-aq-l-Øns‚
a- n¬ Hcp sh≈nSn Xs∂ krjvSn°p-∂p. DXv]m-Z jvS-Øn-sm∏w
hcp-am-hpw jvS-am-Ip-∂p. ASp-Ø-hn-f-bv°m-bp≈ t´-ß-sf√mw {]Ir-
Xn-t£m-`w, tcmK-Io-S-ß-fpsS B{I-aWw Ch aqew Hcp nanjw sIm≠v
XInSw adn-bp-∂p. CXv I¿j-I-k-aq-l-Øns‚ IpSpw-_-`-{ZX Xs∂ Xmdp-
am-dm-°p-∂p. CXn-s√mw ]cn-lm-c-am-bn, I¿j-I¿°v Hcp Ipfn¿ sX∂-
em-bn, Hcm-izm-k-am-bn hnf C≥jzd≥kv ]≤Xn IS-∂p-h-∂n-cn-°p-∂p.
I¿jI kaq-l-Øns‚ c£-bv°mbn tZiob Xe-Ønepw kwÿm--X-
e-Ønepw hnf C≥jzd≥kv ]≤-Xn-Iƒ ne-hn¬ h∂p Ign-™p.
C≥jzd≥kv kwc-£Ww e`n-°m≥ {]Jym-]nX hnf-I-fpsS Bh-iy-
Øn-mbn hmbv] FSp-°p∂ I¿j-I¿°v AXmXv _m¶v/kl-I-c-W-
kwLw aptJ C≥jzd≥kv ]cn-c£ e`n-°p-∂-Xm-Wv. hmbv] FSp-
°mØ Hcp I¿j-I≥, Xs‚ Irjn `qanbv°v G‰hpw ASp-Øp≈ _m¶v
{_m©v/kl-I-cW kwL-Øns CXn-mbn kao-]n®v Xmsg ]d-bp∂
Imcy-߃ sNtø-≠-Xm-Ip-∂p.
kwÿm--hnf C≥jzd≥kv ]≤Xn
{]IrXnt£m`w aqew kw`-hn-°p∂ Irjn-m-i-Ønv
jvS]cn-lmcw ¬Ip-I-sb-∂XmWv Im¿jn-I-hnf C≥jzd≥kv
]≤XnbpsS Dt±iw. sXßv, hmg, d∫¿, Ipcp-ap-f-Iv, Iap-Iv, Gew,
Iip-am-hv, ssIX-®-°, Im∏n, C©n, tXbn-e, ac-®o-n, a™ƒ, sIms°m,
ne-°-S-e, Ff-fv, ]®-°-dn, PmXn, {Kmºq, sh‰n-e, ]b-dp-h¿§-߃, Ing-
ßp-h¿§-߃ (tN-, a[p-c-°n-g-ßv), Icn-ºv, ]pI-bn-e, s√v F∂o hnf-
Iƒ°v C≥jzd≥kv ]≤Xn _m[-I-am-bn-cn-°pw. kwÿm-sØ samØw
s¬Ir-jn-°m¿°pw C≥jzd≥kv ]≤Xn _m[-I-am-Wv.

7. 7
hyh-ÿ-Iƒ
1. hnf-Iƒ
sXßv, Iap-Iv, d∫¿, Iip-am-hv, hmg (G-Ø≥, Rmen-∏q-
h≥, I∏ a‰n--߃), ac-®o-n, ssIX-®-°, Ipcp-ap-f-Iv, Gew, C©n,
a™ƒ, Im∏n, tXbn-e, sImt°m, ne-°-S-e, F≈v, ]®-°-dn, PmXn,
{Kmºp, sh‰n-e, ]b-dp-h¿§-߃, Ing-ßp-h¿§-߃ (tN-, a[p-c-°n-g-
ßv),I-cn-ºv, ]pI-bn-e, s√v F∂o hnf-Iƒ°mWv hnf C≥jzd≥kv
]≤Xn S-∏m-°p-∂-Xv.
2. {]Ir-Xn-t£m`w
hcƒ®, sh≈-s∏m-°w, Dcpƒs]m-´¬, aÆn-Sn-®n¬, `qan-Ip-
ep°w/`qI-ºw, IS-em-{I-a-Ww, Npg-en-°m-‰v, sImSp-¶m-‰v, CSn-an-∂¬, Im´p-
Xo, hy-ar-K-ß-fpsS B{I-aWw F∂o {]Ir-Xn-t£m`w sIm≠v D≠m-
Ip∂ mi--jvS-߃ am{Xta Cu ]≤-Xn-bpsS kwc-£Ww e`n-°p-I-
bp-≈q.
3. {]oanbw
1. ]≤-Xn-bn¬ tNcp∂ I¿j-I¿, k¿°m¿ Imem-Im-e-ß-fn¬ n›bn-
°p∂ {]oanbw XpI AS-®n-cn-t°-≠-XmWv. Cu XpI aS°ns°mSp-
°p-∂-X-√.
2. {]oanbw XpI AS® Znhkw apX¬ Ggp Znh-k-߃°ptijw
am{Xta jvS-]-cn-lmcØnv A¿l-X-bp-≈q.
4. jvS-]-cn-lmcw
1. hnf-Iƒ°v D≠m-Ip∂ ]q¿Æ-m-i-Ønp am{Xta jvS-]-cn-lmcw
e`n-°p-I-bp-≈q. `mKn-I-amb jvSw IW-°m-°p-∂-X-√.
2. mi-jvSw kw`-hn® hnf-I-fpsS hne jvS-]-cn-lm-c-Øn¬ n∂pw
Ipdhp sNøp-∂-X-√.
3. Irjn-`q-an-bnse hnf `mKn-I-ambn C≥jz¿ sNøp-∂-X-√.
4. AXym-lnXw kw`-hn-°p-tºmƒ mi-jvSw ]c-am-h[n Ipd-bv°p-
∂-Xnv I¿j-I¿ km[y-amb F√m S-]-Sn-Ifpw kzoI-cn-®n-cn-°-
Ww.
5 Imem-Im-e-ß-fn¬ k¿°m¿ n›-bn-°p∂ nc-°nepw n_-‘--
Iƒ°pw hnt[-b-ambn jvS-]-cn-lm-c-ØpI evIp-∂-Xm-Wv.

8. 8
6 DXv]m-Z--£-aX Ipd-™Xpw {]mbm-[nIyw D≈-Xp-amb hr£-hn-f-
Isf Cu ]≤-Xn-bn¬ cPn-ÿ sNøm≥ ]mSp-≈-X-√.
7 C©n, a™ƒ, ne-°-S-e, F≈v, ]®-°-dn-Iƒ, ]b-dp-h¿§-߃,
ac-®o-n, a‰p Ing-ßp-h¿§-߃, Gew, sh‰ne F∂o hnf-Iƒ°v
C≥jz¿ sNbvX hnkvXr-Xn-bpsS Ipd-™Xp ]Øp iX-am--sa-
¶nepw mi--jvS-ap-≠m-bmte jvS-]-cn-lmcw e`n-°p-I-bp-≈q. a‰p
hnf-Iƒ°v ]´n-I-˛1 ¬ ImWn-®n-´p≈ {]Imcw jvS-]-cn-lmcw
evIpw.
8 {lkz-Im-e-hn-f-I-fpsS C≥jzd≥kv Ime-b-fhv {]oanbw AS®v Hcm-
gvN-ap-X-¬ hnf-sh-Sp∏v XpS-ßp-∂-Xp-h-sc-bm-Wv.
5 AwKXzw
1 kz¥-amtbm ]m´-Øntm Irjn-bn-d-°p∂ I¿j-I¿°v Cu ]≤-
Xn-bn¬ AwK-am-Ip-∂-Xnv A¿lX-bp≠v.
2 s¬Ir-jn°v Hmtcm I¿j-Ipw {]tXyIw hnf C≥jz¿ sNtø-
≠-Xm-Wv. F∂m¬ {Kq∏v ^manwKv ne-hn-ep≈ ]mS-ti-J-c-ß-fn¬
kPo-h-ambn {]h¿Øn-°p∂ kan-Xn-Iƒ°v sk{I-´-dn-bp-tS-tbm,
{]kn-U‚n-s‚tbm t]cn¬ {Kq∏v ASn-ÿm--Ønepw hnf
C≥jzd≥kn¬ AwK-ambn tNcm-hp-∂-XmWv. {Kq∏v ^manwKv ne-
hn-en-√mØ ]mS-ti-J-c-ß-fn¬ ne-hn-ep≈ coXn-bn¬ hy‡nKX
ASn-ÿm--Øn¬ hnf C≥jzd≥kn¬ AwK-ambn tNcm-hp∂-Xm-
Wv. F∂m¬ {Kq∏v ASn-ÿm--Øn¬ C≥jz¿ sNbvX ]mS-ti-J-c-
ß-fn¬ Hcm-fpsS ]mS-Øn¬ am{Xw jvSw D≠m-bmepw AXnpw
jvS ]cn-lmcw ¬Ip-∂-Xm-Wv.
6 ]≤Xn S-Øn∏v
1 ]≤Xn IrjnhIp-∏ns‚ hnhn[ B^o-kp-Iƒ hgn S-∏m-°pw.
]©m-bØp Xe-Øn¬ Irjn-`-h≥ hgn-bmWv ]≤Xn S-∏m-°p-I.
2 ]≤-Xn-bn¬ AwK-am-Im≥ Dt±-in-°p∂ I¿j-I≥ CXn-mbn n›-
bn-®n-´p≈ At]-£-bn¬ AXmXp ÿesØ Irjn-`-h-n¬
At]£ ¬tI-≠-Xm-Wv.
3 Irjn-`-h≥ DtZym-K-ÿ¿ ÿew ]cn-tim-[n®v {]oanbw Xn´-s∏-
SpØpw.
4 Irjn-`-h-n¬ n∂pw Xn´-s∏-SpØn n›-bn® {]oanbw XpI CXn-

9. 9
mbn ntbmKbn® GP‚ v hgntbm tcnt´m ÿesØ Pn√m kl-
I-c-W-_m¶ntem, {KmaoW _m¶v imJ-I-fntem AS-bv°-Ww.
5 {]oanbw AS-bv°p-∂-Xn-pw ]≤Xn ]c-am-h[n I¿j-I-cn-se-Øn-°p-
∂-Xnpw Irjn Hm^o-k¿am¿ _‘-s∏´ hyhÿ {]Im-ctam
a‰p≈ s]mXp am-Z-WvU߃°v hnt[-b-amtbm GP‚ns Xnc-
s™-Sp-°p-Ibpw ]n∂oSv Bh-iym-p-k-cWw IqSp-X¬ GP‚p-amsc
sXc-s™-Sp-°p-Ibpw sNøm-hp-∂-Xm-Wv.
6 I¿j-Itm GPt‚m {]oanbw AS®v ckoXv Irjn-`-h-n¬ Gev]n-
°-Ww. CXns‚ ASn-ÿm--Øn¬ t]mfnkn I¿j-Ip evIpw.
7 hnf C≥jzd≥kv ^≠v
1 kwÿm k¿°m¿ Imem-Im-e-ß-fn¬ ¬Ip∂ hnlnXw
2 AwK-ß-fmb I¿j-I-cn¬ n∂pw e`n-°p∂ {]oanbw
3 ^≠n¬ nt£-]n® XpI-bn¬ n∂pw Imem-Im-e-ß-fn¬ e`n-°p∂
]en-i.
8 ^≠v ssIImcyw sNø¬
Irjn Ub-d-IvS¿ kwÿm--X-e-Øn¬ kwÿm kl-I-
cW _m¶nepw {]n≥kn-∏¬ Irjn Hm^o-k¿ Pn√m kl-I-c-W-_m-¶n¬
Pn√m Xe-Ønepw Hcp hnf C≥jzd≥kv ^≠v A°u≠v F∂ ne-
hn-ep-ff coXn XpS-cpw.
kl-I-cW _m¶p-I-fn¬ GP‚ v apJm-¥n-ctam tcnt´m {]oan-b-
ambn AS-bv°p∂ XpI ASpØ amkw H∂mw XobXn Xs∂ {]n≥kn-
∏¬ Irjn-Hm-^o-k-dpsS Pn√m A°u-≠n¬ ss{]adn _m¶n¬ n∂v
am‰-Ww.
Pn√m hnf C≥jz-d≥kv ^≠n¬ 50,000 cq] Ihn™v hcp∂ XpI
AXmXv Znhkw Xs∂ kwÿm kl-I-cW _m¶nse Irjn Ub-d-
IvS-dpsS A°u-≠n¬ Pn√m kl-I-cW _m¶n¬ n∂pw am‰-Ww.
9 F. jvS]-cn-lm-c-Øn-mbn ssIs°m-t≈≠ S-]Sn
1 AXym-lnXw kw`-hn-®m¬ 15 Znh-k-Øn-p-≈n¬ n¿±njvS t^md-
Øn¬ Irjn-`-h-n¬ At]£ ¬I-Ww.
2 Irjn-`-h≥ DtZym-K-ÿ≥am¿ ]cn-tim-[-bv°v FØp-∂Xp hsc
mi-jvSw kw`-hn® hnf AtX-]Sn nen¿tØ-≠-Xm-Wv.

10. 10
3 Irjn-`-h-n¬ At]£ e`n®v A©p-Zn-h-k-Øn-Iw DtZym-K-
ÿ≥am¿ ÿew kμ¿in®v mi-jvSw Xn´-s∏-SpØn AXns‚
]I¿∏v {]n≥kn-∏¬ Irjn B^o-k¿°v ¬I-Ww.
_n. jvS-]-cn-lmcw ip]m¿i sNøm-p≈ ]cn[n
1 Irjn Akn-Â v ˛ 500 cq] hsc
2 Irjn Hm^o-k¿ ˛ 501 cq] apX¬ 3,000 cq] hsc
3 Irjn Akn-Â v Ub-d-IvS¿ ˛ 3,001 cq] apX¬ 10,000 cq] hsc
4 Irjn sU]yq´n Ub-d-IvS¿ ˛ 10,001 cq] apX¬ 50,000 cq] hsc
5 {]n≥kn-∏¬ Irjn Hm^o-k¿ ˛ 50,000 cq]bv°v apI-fn¬
kn. jvS-]-cn-lmcw Ap-h-Zn-°p-∂-Xn-p≈ A[n-Imcw
(s-s√m-gn-sI)
1 {]n≥kn-∏¬ Irjn Hm^o-k¿ ˛ 2,00,00 cq] hsc
2 Irjn Ub-d-IvS¿ ˛ 2,00,00 cq] apX¬ 5,00,00 cq] hsc
3 AUvan-n-kvt{S-‰ohv IΩn‰n ˛ 5,00,00 cq]bv°v apI-fn¬
s√nv jvS-]-cn-lmcw Ap-h-Zn-°p-∂-Xn-p≈ A[n-Imcw
1 {]n≥kn-∏¬ Irjn Hm^o-k¿ ˛ 3,00,00 cq] hsc
2 Irjn Ub-d-IvS¿ ˛ 3,00,00 cq] apX¬ 10,00,00 cq] hsc
3 AUvan-n-kvt{S-‰ohv IΩn‰n ˛ 10,00,00 cq]bv°v apI-fn¬
AUvan-n-kvt{S-‰ohv IΩn‰n
Cu IΩn-‰n-bpsS sNb¿am≥ Irjn-h-Ip∏v sk{I-´-dnbpw I¨ho-
¿ Irjn AUo-j-W¬ Ub-d-IvS¿ (kn.-]n)-am-Wv. CXn¬ Irjn Ub-d-
IvS¿, kl-I-c-W-kwLw cPn-kv{Sm¿, kwÿm C≥jzd≥kv Ub-d-
IvS¿, kwÿm kl-I-c-W-_m¶v amt-PnwKv Ub-d-IvS¿ F∂n-h¿ AwK-
ß-fm-bn-cn-°pw.
jvS-]-cn-lmcw ¬Ip∂ coXn
jvS ]cn-lmcw Hmtcm I¿j-I-t‚bpw A°u≠v hgn tcn´v
ssIamdpw.

11. 11
{]oanbw tiJ-cWw ˛ t{]m’m-lw
DtZym-K-ÿ≥am¿°v A[n-I-ambn D≠m-Ip∂ tPmen-`mcw IW-
°n-se-SpØv t{]m’m-l--sa∂ ne-bnepw {]oanbw tiJ-cn-°p-∂-Xnpw,
]≤-Xn-bn¬ Iq-Sp-X¬ I¿j-Isc AwK-ß-fm-°p-∂-Xnpw ntbm-Kn-®n-´p≈
GP‚p-am¿°v thX--sa∂ ne-bnepw {]oanbw XpI-bpsS 10% Xmsg
]dbpw {]Imcw ¬Ip-∂-Xm-Wv.
GP‚nv ˛ 8%
Irjn Akn-Â v - ˛ 1.5%
Irjn B^o-k¿ ˛ 0.5%
hnf-I-fpsS hnh-cw, C≥jz¿ sNøm-p≈ {]mb-]-cn-[n, {]oan-bw,
Hmtcm hnf-Iƒ°p-ap≈ jvS-]-cn-lm-c-tØmXv Ch (]´nI 1˛¬) tN¿Øn-
´p-≠v.
Zo¿L-Ime hnf-Iƒ°v {]tXy-I-kw-c-£Ww
tIc-f-Ønse {][m hr£-hn-f-Ifmb sXßv, Iap-Iv, d∫¿,
Iip-am-hv, Ipcp-ap-fIv F∂o hnf-Iƒ ´v hnf-sh-Sp-∏p-hsc Ime-Xm-akw
kw`-hn-°p-∂-Xp-sIm≠v Hcn-°¬ mi--jvS-ap-≠m-bm¬ ho≠pw Irjn-
bn-d°n BZm-b-saSp°p-∂-Xnv h¿j-ß-sf-Sp-°pw. AXn-m¬ Cu hnf-
Iƒ°v ]´nI 2˛¬ ImWn-®n-´p≈ {]Imcw Imbv®v XpS-ßp-∂-Xp-h-sc-
bp≈ Ime-tØbv°v {]tXyI hnf C≥jzd≥kv ]≤-Xn-{]-Imcw kwc-
£Ww G¿s∏-Sp-Øn-bn-cn-°p-∂p.

12. 12]´nI1
hnf-I-fpsSC≥jz¿sNøm-hp∂{]mb-]-cn[n,{]oan-bw,jvS-]-cn-lmctXmXv
º¿hnf-IƒC≥jz¿sNøm≥hnfC≥jz¿AS-bvt°≠jvS-]-cn-lmcw
th≠hnf-I-fpsSsNøm≥th≠{]mbw{]oanbwtXmXv
G‰hpwIpd™
FÆw/hnkvXo¿Æw
123456
1.sXßv10FÆwHcm-≠n¬Ipd-™XvsXsßm∂nv`2sXsßm∂nv
30mfntIc-sa-¶nepwHcph¿j-tØ°v.`2000
Imbv^ew¬Ip∂(3h¿j-tØ°vH∂n®S®m¬
sXßp-IƒsXsßm∂nv`5)
2.IapIv10ac-߃Imbv^-e-ap-≈XvHcpac-ØnvHcp1a-c-Ønv
h¿j-tØ°v`1.50.`200
3h¿j-tØbv°v
H∂n®S®m¬ac-sa-m∂nv`3
3.d∫¿25FÆwId-sb-Sp-°p∂Hcpac-ØnvHcp1ac-Ønv
ac-߃h¿j-tØbv°v`3.`1000
3h¿j-tØ°v
H∂n-®S®mm¬`7.50
4.Iip-amhv5ac-߃Imbv^-e-ap-≈XvHcpac-ØnvHcp1ac-Ønv
h¿j-tØbv°v`3.`750
3h¿j-tØ-bv°v`7.50

13. 13
5.hmg
(F)G-Ø≥,I∏10FÆw´vIgn™vHcpHcphmgbv°v`3(F)Ipebv°mØXnv`150
(_n)Rmen-∏q-h≥amkwapX¬5amkw(_n)Ipe-bv°mØ-Xnv`100
(kn)a‰n--߃hsc(kn)-Ip-e-bv°m-Ø-Xnv`50
(F)Ipe-®-Xnv`300
(_n)Ipe-®-Xnv`200
(kn)Ipe-®-Xnv`75
6ac®on0.02slIvS¿´vIgn™vHcp0.02slIvS-dnv`3
amkØnp-tijwslIvS-sdm∂nv`10000
A©p-amkwhsc
7.ssIX-®°0.02slIvS¿´vIgn™vHcp0.02slIvS-dnv`37.50
amk-Øn-v-ti-jhpwslIvS-sdm∂nv`50000
Bdp-am-k-Øn--Ihpw
8.Ipcp-ap-fIv15XmßpImbv®pXpS-ßn-bhHcpXmßp-a-c-Ønep≈XnvHmtcmXmßp
ac-ß-fn¬Hcph¿j-tØ°vac-Ønepw
D≈h`1.50.`200hoXw
aq∂ph¿j-tØbv°p
H∂n-®-S-®m¬`3

14. 14
9.Gew1slIvS¿Imbv^-e-ap-≈XvHcph¿j-tØbv°vslIvS-¿H∂nv`60000
slIvS-dnv`1500
aq∂ph¿j-tØbv°v
H∂n-®-S-®m¬`3750
10.C©n0.02slIvS¿´vHcpamkwIgn™v0.02slIvS-dnv`15(sl-IvS¿)H∂nv`80000
5amkwhsc
11a™ƒ0.02slIvS¿´vHcpamkwIgn™v0.02slIvS-dnv`15slIvsS-d-∂nv`60000
3amkwhsc
12.Im∏n10ac-߃Imbv^-e-ap-≈XvHcpsNSn°vHcpHcpac-Ønv`350
h¿j-tØbv°v
`1.50
aq∂ph¿j-tØbv°v
H∂n-®-S-®m¬`3
13.tXbne1slIvS¿Ce-sb-SpØpslIvS-sdm∂nvslIvS-sdm∂nv`70000
XpS-ßnbsNSn-IƒHcph¿j-tØbv°v
`1500.C≥jz¿sNbvXXns‚
3h¿j-tØbv°v10%tam,2slIvStdm
H∂n-®-S-®m¬`3750GXmtWmIpdhv
AXnvjvS]cn-lmcw
¬Im-hp-∂-Xm-Wv.
14.sImt°m5FÆwImbv^-eap-≈XvHcph¿j-tØbv°v.Hcpac-Ønv`300
Hcpac-Ønv`1.50
aq∂p-h¿j-tØbv°v
H∂n-®-S-®m¬`3

15. 15
15.ne-°-Se0.1slIvS¿´p-I-gn™vHcp0.1slIvS-dnv`37.50
amk-Øn-p-tijw(sl-IvS-sdm∂nv)
c≠p-am-k-Øn-p-apºv`12000
16.F≈v0.1slIvS¿hnX®vHcmgvNIgn™v0.1-sl-IvS-dn-v`37.50(sl-IvS¿H∂n-v)
Hcpamkwhsc`12500
17.]®-°dn0.04slIvS¿´vHcmgvNIgn™v10sk‚nv`10slIvS-sdm∂nv`25000
(]-¥-ep-≈-hbpw,Hcpamkwhsc
]¥-en-√m-Ø-h-bpw)(]¥-ep-≈hbv°v
slIvS-sdm∂nv`40000)
18.PmXn5FÆwImbv^-e-ap-≈XvHcph¿j-tØbv°v`3000Hcpac-Øn-v.
Hcpac-Ønv`3.
3h¿j-tØbv°v
H∂n-®-S-®m¬`7.50
19.{Kmºp5FÆwImbv^-e-ap-≈XvHcph¿j-tØbv°v`1000Hcpac-Ønv.
Hcpac-Ønv`3
3h¿jtØbv°vH∂n-®-S-®m¬
`7.50
20.sh‰ne1sk‚vhnfsh-Sp∏vHcph¿j-tØbv°vsks‚m∂nv`1000
Bcw-`n-®Xvsks‚m∂nv`7.50
21.]b¿0.10slIvS¿´vc≠mgvN0.10slIvS-dnvslIvS-dnv`10000
h¿§-߃Ign™v1½amkwhsc`19

16. 16
22.Ingßp0.02slIvS¿´vHcpamkw(F)tN-Ir-jn°vtNslIvS-dnv
h¿§-߃Ign™v3amkw7.50/˛`35000-
(tN-,a[pchsc(_n)a[p-c-°n-gßv
Ing-ßv)Irjn°v4.50/˛a[p-c-In-gßv(sl-IvS-sdm∂nv
`15,000
23.Icnºv0.10slIvS¿´vHcpamkw0.10slIvS-dnv90/˛
Ign™v3amkwhscsl-IvS-sdm∂nv`50000
24.]pI-bne0.02slIvS¿´vc≠mgvNIgn™v0.02slIvS-dnv3/˛sl-IvS-sdm∂nv`20,000
2amkwhsc
25.s√v0.10slIvS¿´vAs√-¶n¬hnX®v0.10slIvS-dnv25/˛45Znh-k-Øn--Iap≈
15ZnhkwIgn™vhnf-Iƒ°vslIvS-dnv`15000.
45Znhkwhsc45Znh-k-Øn-p-ti-j-ap≈
hnf-Iƒ°vslIvS-dnv`35000
(Io-S-tcmK_m[-Irjn`h-n¬
Adn-bn®vth≠S]-Sn-Iƒ
FSp-Ø-Xnptijhpw
jvS-ap-≠m-bm¬
am{XtajvS-]-cn-lmcXpIbv°v
A¿lXD≠m-bn-cn-°p-I-bp-≈q.

17. 17]´nI2
Zo¿L-Imehnf-Iƒ°vSp-∂-Xp-ap-X¬Imbv®pXpSßp∂-Xp-h-sc-bp≈Ime-b-f-hn¬
¬Ip∂{]tXyIC≥jzd≥kvkwc-£Ww
º¿hnf-IƒC≥jz¿sNøm≥hnfC≥jz¿AS-bvt°≠jvS-]-cn-lmcw
th≠hnf-I-fpsSsNøm≥th≠{]oanbwtXmXv
G‰hpwIpd™{]mbw
FÆw/hnkvXo¿Æw
1.sXßv10FÆw´vHcpamkwHsc-Æ-ØnvHcph¿jBZysØaq∂p
apX¬7h¿jw-hsctØbv°v`1h¿j-tØbv°v
aq∂p-h¿j-tØbv°vHsc-Æ-Ønv`200
Hcp-an-®-S-®m¬`23h¿j-Øn-p-ta¬
7h¿jwhscH-scÆ-Ønv
`400-
2.IapIv10FÆw´vHcpamkwapX¬aq∂ph¿j-tØbv°vaq∂p-h¿jwhsc
6h¿jwhscHsc-Æ-Ønv`1.50Hc-sÆ-Ønv`50
3h¿j-Øn-p-ta¬7h¿jwhsc
Hsc-Æ-Ønv`80
3.d∫¿25FÆw´vHcpamkwaq∂ph¿j-tØbv°vaq∂p-h¿jwhsc1FÆ-Ønv
7h¿jwhscHsc-Æ-Ønv`200.
`1.50hoXwaq∂vh¿j-Øn-p-ta¬
7h¿j-whsc
Hsc-Æ-Ønv`600
4.Iip-amhv5FÆw´vHcpamkwapX¬aq∂p-h¿j-tØ-bv°v5aq∂p-h¿jwhsc
3h¿jwhscFÆ-Ønv`4.50Hsc-Æ-Ønv`100
5.Ipcp-ap-fIv15Xmßp´vHcpamkwapX¬15Xmßpac-ß-fn-ep-≈XvBZysØc≠ph¿jw
ac-ß-fn-ep-≈h4h¿jwhscHcph¿j-tØbv°v`7.50Xmßpac-Øn-p-≈-Xnv`50.
aq∂p-h¿jwH∂n-®-S-®m¬2h¿jwapX¬
`154h¿jwhsc`100

18. 18
]´nI 3
hnf C≥jz-d≥kv ]≤-Xn-bn¬ AwK-am-Ip-∂-Xn-p≈
At]-£m-t^mdw
1. At]-£-Is‚ t]cpw ta¬hn-em-khpw :
2 Irjn-`-hs‚ t]cv :
3 Irjn-`q-an-bpsS hnkvXr-Xnbpw k¿tΔºcpw:
4 Irjn-`qan kz¥tam ]m´-Øntm :
5 Irjn sNbvXn-´p≈ hnf-I-fpsS t]cv/FÆw/
hnkvXrXn
6 hnf-I-fpsS {]mbw :
7 Ign™ aq∂p sIm√-ß-fnse DXv]m-Zw :
(h¿jw Xncn-®v)
8 I¿j-Is‚ hm¿jnI hcp-amw :
9 ]≤-Xn-bn¬ Dƒs∏-Sp-Øn-bn-´p≈ Irjn-
`q-an-bpsS hnkvXo¿Æw/FÆw :
apI-fn¬ ]d-™n-´p≈ Imcy-߃ Fs‚ Adn-hnepw hnizm-k-Ønepw
kXy-am-sW∂v t_m[n-∏n-°p-∂p. Rm≥ hnf C≥jpd≥kv ^≠ns‚
hyh-ÿ-Iƒ°pw N´-߃°pw hnt[-b-ambn {]h¿Øn-®p-sIm-≈m-sa∂v
kΩ-Xn-®n-cn-°p-∂p. CXnp hn]-co-X-ambn {]h¿Øn®v Kh¨sa‚nv
Fs¥-¶nepw jvS-ap-≠m-°p∂ ]£w B XpI ]en-i-tbm-Sp-IqSn F∂n¬
n∂pw CuSm-°p-∂-Xnv Rm≥ ]cn-]q¿Æambn kΩ-Xn®v H∏n-´n-cn-°p-
∂p.
ÿew:
XobXn: Irjn-°m-cs‚ H∏v

19. 19
]´nI 4
jvS-]-cn-lm-c-ØpI Ah-Im-i-s∏-Sp-∂-Xn-p≈
At]-£m-t^mdw
1. I¿j-Is‚ t]cpw ta¬hn-em-khpw :
2 cPn-ÿ º¿ :
3 {]oanbw AS® XpIbpw hni-Zmw-i-ßfpw :
4 hnf-m-i-ap-≠mb XobXn :
5 hnf-m-i-Øns‚ kz`mhw
6 mi--jvS-Øn-s‚ hnh-c-߃ :
7 mi--jvS-ap≠m-Ip-tºm-gp≈ hnf-I-fpsS
{]mbw/L´w :
8 hnfmiw D≠m-b-t∏mƒ mi-jvSw
Ipd-bv°m≥ ssIs°m≠ S-]-Sn-Iƒ :
9 hnf-m-i-{]-Imcw e`n-t°≠ XpI
(hnf Xncn-®v) :
10 _m¶v A°u≠v º¿ :
11 B[m¿ º¿ :
ÿew:
XobXn: At]-£Is‚ H∏v
Irjn Hm^o-k-dpsS
]cn-tim-[m dnt∏m¿´v :
Irjn Hm^o-k-dpsS H∏v
DØ-c-hn-d-°p-∂Xv : ˛ Irjn Hm^o-k¿/Irjn Akn-Â v Ub-d-IvS¿/
{]n≥kn-∏¬ Irjn Hm^o-k¿/Irjn Ub-d-IvS¿

20. 20