investment alternatives

2. Introduction
There are many ways by which a
investor can enter the market. It is
very difficult for the investor to
choose the best alternative because
he himself is not aware of
investment alternatives. It may be:

3. Negotiable instruments
• Equity shares
• Growth
• Income
• Defensive
• Cyclical
• Speculative
Variable
income
securities

4. • Preference shares
• Debentures
• Bonds
• IVP and KVP
• Govt. securities
• Money market securities
• Treasury bills
• Commercial papers
• Certificate of deposit
Fixed
income
securities

5. Non-negotiable securities
Bank deposit Post office deposit NBFC deposits
• period: 3 to 5 years
in current scenario
• Maximum limit: at
least 25 lakhs of
owned funds
otherwise not in
capacity to accept
deposits.
• Interest rates
• Security : % of
liquid assets is 15 %

6. Tax shelter saving schemes
PPF
NSS
NSC

7. LIFE INSURANCE
• Protection
• Easy payments
• Liquidity
• Tax relief
Advantages
of life
insurance

8. Mutual funds
Open ended
funds
Closed ended
funds
Other
classification
• Growth
• Income
• Balanced
• Money market
scheme
• Tax saving
scheme
• Index scheme

9. Real assets
Gold
Silver
Real estate
Art
Antiques