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Make money working from home and get out of debt
1. Make Money Working From Home And Get Out Of Debt
By Paul Ritz
As prices for basic necessities like food, gas and even clothing rise unabated, more Americans
than ever before are racking up high-interest unsecured debts to bolster their incomes. This
accumulation of debt has reached a fever pitch in millions of households as wages continue to
stagnate or even decline at the national level. Even folks who haven't lost their jobs or seen their
hours cut are feeling the squeeze.
If the growth of your monthly debt payments is outpacing that
of your income, your debt situation may be spiraling out of
control. You may be in danger of failing to make a payment on
one of your outstanding credit cards or running out of money in
your checking account before your next paycheck clears. Once
this happens, your rates will spike and your obligations may
well become impossible to meet.
While it's possible to cut your debt load over time by tightening
your household's budget and aggressively paying down your
high-interest bills, there's an easier and more satisfying way to
escape debt. Countless Americans make money working from home in their spare time,
supplementing their full-time incomes in hundreds of different ways.
Some devote just a few hours per week to their online "jobs," completing simple tasks on a
contract basis. Others hone their skills as web administrators and earn serious money as they
expand their Internet presence. You'll find a few of the most popular ways to make money
working from home below.
1. Build a Knowledge Hub
With so much low-quality information clogging the Internet's pipes, folks who know a lot about
useful things are in high demand. You can take advantage of this simple economic fact by
starting your own "resource hub," a collection of media designed to impart knowledge on a
specific subject. To ensure that your project is unique, focus on making your hub as specific as
possible. You'll attract small but dedicated audiences willing to spread the word about your little
corner of the Internet.
Take advantage of existing "hub" platforms on sites like HubPages and Squidoo, which will pay
you for the number of page views that each of your articles generates. Your earnings will grow
as you continue to churn out content and populate your pages.
2. Sell Stock Photographs
The online stock photography industry's barriers to entry are almost nonexistent. To get started,
2. you simply need a digital camera or high-quality camera phone, which you probably own
anyway, and a broadband Internet connection. Before you begin snapping pictures, look around
the Internet and get a sense of what reputable websites look for in their stock photos.
If you look long enough, you'll probably see some imagines recur in multiple places. Pay special
attention to these "syndicated" images and strive to imitate them in your own work. Once you're
ready to monetize your creations, contact a stock photography aggregator like iStockPhoto or
Fotolia and sell your photos for cash. Many sites also offer revenue-sharing agreements, which
may be preferable for photos with high syndication potential.
3. Market Third-Party Products
As an affiliate marketer, you'll put your real-world sales skills to use as you promote other
companies' products and services. Affiliate marketing is a broad, self-directed field that rewards
effort and creativity. It's also a booming business: Thousands of Web businesses that yearn to
increase their exposure but can't afford to advertise on a national scale offer these mutually
beneficial affiliate programs.
There are two ways to break into this space. If you have limited time and a small budget, start a
blog or independent website and sign up for a free Amazon Affiliate account. Like knowledge
hub administrators, Amazon Affiliates succeed when they tailor their content to specific niches.
If you can pull this off, you'll attract a devoted following and earn commissions of 4+ percent on
all of the sales that can be attributed to your site's activities.
Alternatively, cut out the middleman and enter into direct affiliate agreements with independent
vendors. Many of these companies offer bigger sales cuts for their partners along with generous
referral programs that may produce real residual income. If you take this approach, you may
want to populate your site with keyword-rich content that appeals to a broader audience.
4. Write
If you have a creative streak and a few extra hours per week, try your hand at online writing.
Each of the dozens of sites that cater to freelance writers takes a slightly different approach to the
business. Those that pay writers upfront for their work tend to offer competitive, guaranteed
compensation while those that offer revenue-sharing agreements based on page views or clickthroughs may require writers to take on extra risk. However, high-quality writing tends to get
noticed: If you manage your reputation well, you may eventually find yourself with more writing
jobs than you can handle. Check out TextBroker to become a writer.
No matter how many part-time jobs you work, you won't shake your debts overnight. However,
you can make a significant dent in the size of your obligations by taking time out of your busy
schedule to make money working from home. With multiple streams of extra income and a
renewed sense of confidence, you'll be able to start planning for a brighter future in no time.