1. The mission of Foresters Community Finance is
to create pathways to financial inclusion
in individual, social enterprise and non-profit
markets.
Finance is therefore a means to an end,
not the end in itself and this stands us out from
mainstream financiers.

2. Fund Manager CDFI
Strategy – Education
Purpose- beyond welfare!
Paradigm Shift – new cultures & structures
Knowledge – understanding the new
market dynamics
DEMAND
Economic and
SUPPLY Finance
Social
Capital and
Inclusion
Investment
Trustees Social enterprises
HNW Individuals Individuals
Super Funds Action – Investment Non-profit
organisations
Individuals Capital Preservation
Cultural enterprises
Yield – financial & social return
Exit strategy

3. Social
Enterprise
Investors
Retail Individuals
HNW Individuals Impact
Foundations Investment
Intermediary NFP
PAF’s Vehicle e.g.
Super funds
e.g. CDFI Mortgage
Fund Managers trust
Individuals
Measures & Accountability: double impact investment: financial and social returns

4. Social Enterprise Solutions is in the business of
building the long term sustainability of
social enterprises.
We achieve this by providing tailored support
and access to finance, in the form of loans.
These loans support the development of the
social enterprise’s asset base as well as
helping the business to grow.

5. Social Enterprise Solutions defines social
enterprises as organisations that are:
….led by an economic, social, cultural or
environmental mission consistent with a
public or community benefit; trade to fulfil
their mission’ derive a substantial portion of their
income from trade’ and reinvest the majority
of their profits surplus in the fulfilment of
their [social] mission.
Finding Australia’s Social Enterprise Sector, Social Traders and the Australian Centre for Philanthropy and Nonprofit studies, June 210

6. We are interested in both the transformation
of your business as well as the financial
transaction. Social Enterprise Solutions is part
of a suite of programs delivered by Foresters
Community Finance, including:
• Finance for non-profits;
• Finance for social enterprises;
• Finance for individuals;
• Knowledge exchange;
• Social Investment design and development.

7. Money { Trade }
Krug K & Weinberg CB (2004) Mission,
Money & Merit: Strategic Decision Making for
Nonprofit Managers, Nonprofit Management &
Leadership. 14(3), Spring 2004, p325-342

8. Our Process
We utilise our extensive skills and knowledge of the social enterprise sector to assist us
in analysing opportunities and adding value to your social enterprise:
• Investment Appraisal - we review the capacity and capability of the social enterprise
or non- profit. This requires us to meet with the organisation or business and gather
a range of information.
• Investment Packaging - where we identify investment readiness in a social
enterprise or non-profit we move to support the process of pulling together all the
information to present the investment opportunity to our investment committee.
• Loan Application - the final stage is a formal application for finance and presentation
of the investment for approval to the investment committee.
• Loan Finalisation - once we have investment approval we will finalise the legal
aspects, draw up contracts for you to sign and arrange the advance of capital.
• Ongoing Review - we will work with the social enterprise or non-profit over the
loan term to support success.

9. A cornerstone of Foresters work is to develop
strategies to enable nonprofit
organisations reach their objectives.
Often excluded from mainstream financial
institutions, nonprofit organisations need
access to capital to grow and develop.
Foresters assists these organisations to realize
their potential. To date this has been achieved
through our Community Asset Building program.