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Is Insurtech the new frontier of Fintech ?
June 20-21| MADRID
@ohev
Jean-Claude Sudre
Insurtech & Connected Insurance expert
@ohev
2
Assurance du futur
@ohev
3
Summary
A giant with a feet of clay
You say Insurtech ?
Disruption factors
Classification
Disruption champions
Who will win ?
@ohev
4
A giant…
(1) Source : European Insurance – Key facts – August 2015
3 340 Mds €
@ohev
5
…with a feet of clay
• COLD
• OPACITY
• NET PROMOTER SCORE
• INNOVATION
@ohev
6
You say Insurtech ?
• Start-up
• Use cases
• Simple, clear
• New technologies
@ohev
7
Disruption factors
COLLABORATIVE
ECONOMY
IOT & BIG DATA
DRIVELESS CARS
CONNECTED HOME
TRANSHUMANISM
BLOCKCHAIN
MOBILE
@ohev
8
A growing interest
Source : Google Trends
October 2015
@ohev
9
Deals & Investments
@ohev
10
US, Young, Small
45%
23%
23%
Year %
Before 2010 24%
2011-2012 21%
2013-2015 55%
Size %
1-10 employees 40%
11-50 26%
51-200 21%
> 201 7%
@ohev
11
Classification
Product
innovation (10)
Connected home
Insurance (2)
Connected
Health insurance
(10)
Connected Car
Insurance (7)
Smart
comparators (11)
Aggregators (8) Robot advisors (4) Insurance as a
Service (4)
P2P Insurance (4)
Group buying (3)
Blockchain (1)
© @ohev
@ohev
12
The best disruptors
@ohev
13
Product innovation
@ohev
14
Health connected insurance
@ohev
15
Connected Car Insurance
@ohev
16
Big Data
@ohev
17
P2P Insurance
@ohev
18
Aggregators
@ohev
19
Blockchain
@ohev
20
Insurtech & Insurers
Who will win ?
@ohev
21

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