VIP Call Girls Pune Vrinda 9907093804 Short 1500 Night 6000 Best call girls S...
Health Insurance and Benifits Planning for Students in Transition
1. Benefits Planning and the Student in Transition Beyond Expectations Presentation by: Health & Disability Advocates Children’s Memorial Hospital, January 31 st , 2011
Medicare: also covers those under 65 with Lou Gehrig’s disease or dialysis for end stage renal disease
NOTE: Children over 200% FPL must also meet uninsured requirement.
Full List: Your home Your personal belongings and household goods of reasonable value Certain resources up to a limit of $6,000 that you use to earn income. One automobile if the fair market value is no more than $4,500 or if someone in your family needs it to get to work or uses it to get regular medical treatment Life insurance policies with a total face value of $1,500 or less and all term life insurance policies Certain funds set aside for burial expenses Certain other assets that occur infrequently
uninsured for 6 months: means that they cannot have had AllKids or any insurance in the 6 months prior to applying for IPXP including having met spenddown*)
NOTES: premiums vary by gender, age, geographic region, & deductible No denial based on pre-existing conditions
ICHIP did not come from group insurance SSI/Medicaid: probably not eligible, regardless of income probably would not meet adult disability criteria allowed SGA = $1000/month she DID work around $2400/month even if she could meet Adult SSI standard, would take a long time to meet the adult disability criteria HIGH RISK POOL: IPXP was asking for a letter that she was uninsurable (in lieu of insurance rejections) Letter describe diagnosis Need of Treatment – especially that future treatment includes multiple expensive surgeries
Can reduce income contributing to SGA if: Impairment-related work expenses, or The work is “subsidized” (i.e. employee is being paid more than the work is worth)