There are four factors but I had only one. Just enjoy learning :)

1. Learner-Centered
Psychological
principles

2. Individual Differences Factors

3. Each person has unique
endowments, powers,
responsibilities, talents,
interests and capabilities based
on innate, inherited and
acquired characteristics.

4. The combination and interaction of
these three characteristics determines
individual differences. We cannot
change the innate and inherited
qualities since they are given to us at
birth, but the degree to which we are
trained educated will determine how we
will develop and realize our innate and
inherited potentialities.

5. Teachers
can help their
students :
KNOW
THEMSELVES
ACCEPT
THEMSELVES
TRUST
THEMSELVES
DEVELOP
THEMSELVES
FACTORS HERE :

6. - Learners have different
strategies , approaches, and
capabilities for learning that
are a function of prior
experience and heredity.

7. LEARNINGAND DIVERSITY
.
Learning is most effective when differences
in learners’ linguistic, cultural, and social
backgrounds are taken into account.

8. STANDARDS AND
ASSESSMENT
Setting appropriately high and challenging
standards and assessing the learner as well
as learning progress– including diagnostic,
process, and outcome assessment– are
integral parts of learning process.