Presentation

1. LANDBANK
Cash Management Solutions

2. INSTITUTIONAL INTERNETINSTITUTIONAL INTERNET
BANKING SOLUTIONSBANKING SOLUTIONS
These provide the online banking platform for
clients to manage their financial needs anytime,
anywhere.

3. weAccess Internet Banking FacilityweAccess Internet Banking Facility
Serves as the avenue for
clients to easily manage all
their banking needs and
optimize financial interaction
with LANDBANK online.

4. Balance InquiryBalance Inquiry
Enables clients to view the
balance of each enrolled peso
deposit account.

5. Account Transaction HistoryAccount Transaction History
Enables clients to view their
current and previous transactions
for the past 6 months based on a
selected transaction type, amount
and date range.

6. Account Transaction HistoryAccount Transaction History
Allows clients to print details of
transactions and download
statement of accounts in the
following formats:
Microsoft Excel Sheet (XLS)
Spreadsheet (CSV)
MS Money/Quicken (QIF)
XML Data (XML)
Swift MT940

7. Fund TransferFund Transfer
Allows clients to make a real-
time or a future-dated fund
transfer from one enrolled
deposit account to another
enrolled own account/s
immediately or on a future date.

8. Account SweepingAccount Sweeping
Allows clients to transfer
balances from a mother account
to various enrolled satellite
accounts or vice-versa.

9. Auto CreditingAuto Crediting
Allows clients to upload an Auto Crediting File
containing the account numbers and amount
to be credited using the Credit Debit Memo
Data Entry System (CDMDES).

10. Auto DebitingAuto Debiting
Allows clients to upload an Auto Debiting File
containing the account numbers and amount
to be debited using the CDMDES.

11. Bills PaymentBills Payment
Allows clients to pay bills to enrolled merchants such
as:
HDMF (Pag-IBIG Fund)
Manila Water
Maynilad
Sky Cable
Globe/Innove
Davao City Water District
GSIS

12. Institutional Payroll ServicesInstitutional Payroll Services
Allows clients to upload a payroll file and
credit the payroll accounts of their employees
using the Financial Data Entry System
(FINDES).

13. wePayAccesswePayAccess
Provides a web-based collection facility
developed specifically for LANDBANK
government and private institutional clients,
intending to pay their bills to LANDBANK’s
accredited merchants.

14. Balance InquiryBalance Inquiry
Enables clients to view the
balance of each enrolled peso
deposit account.

15. Account Transaction HistoryAccount Transaction History
Enables clients to view, print and
download their current and
previous transactions for the past
6 months based on a selected
transaction type, amount and
date range.

16. Bills PaymentBills Payment
Allows clients to pay bills to enrolled merchants
such as:
HDMF (Pag-IBIG Fund)
Manila Water
Maynilad
Sky Cable
Globe/Innove
Davao City Water District

17. COLLECTION SOLUTIONSCOLLECTION SOLUTIONS

18. Branch Online CollectionsBranch Online Collections
(OnColl Facility)(OnColl Facility)
Facilitates over-the-counter
collection of receivables or
payments made by
customers or members in
345 LANDBANK branches
nationwide. Proceeds are
credited to the LANDBANK
account opened and
maintained in the preferred
LANDBANK Branch.

19. Deposit Pick-up ServiceDeposit Pick-up Service
Provides the convenient
way of depositing the
voluminous cash / check
collections via LANDBANK’s
deposit pick-up service.

20. Point of Sale Terminal (POS)Point of Sale Terminal (POS)
Facilitates the verification and
processing of payments for the
purchase of goods and services,
using either international / local
debit or cash cards.

21. Debit Memo Validation FacilityDebit Memo Validation Facility
Provides the clients a convenient way of
collecting payments from their clients via
direct debit from the individual LANDBANK
accounts of their clients subject to the
following:
P1.0M Minimum ADB
Transaction fee of P10.00 – 25.00 per
successful debit

22. Bills Payment FacilityBills Payment Facility
Serves as a collection facility for accredited
merchants where payments made through the
following LANDBANK payment channels shall be
directly credited to their LANDBANK accounts:
 LBP Phone Access(LPA)
 Internet Banking channels – weAccess,
wePayAccess and iAccess

23. ePAYMENT SOLUTIONSePAYMENT SOLUTIONS
A seamless electronic payment gateway for
institutions where LANDBANK accountholders
can pay for products and services offered by
these institutions at their website in a real-time
manner.

24. ePayment SystemePayment System
 Real-time debit from payor’s LBP Peso
Account
 Batch credit to client’s nominated LBP Peso
Account
 Online confirmation receipts for successful
and unsuccessful transactions
 Daily Transaction Report and flat file
provided to the client

25. eShopping FacilityeShopping Facility
Enables businesses
(eMerchants) to
accept payments
on their websites
using Bancnet ATM
cards.

26. DISBURSEMENT SOLUTIONSDISBURSEMENT SOLUTIONS

27. Auto-Credit Facility (weAccess)Auto-Credit Facility (weAccess)
Enhances the payment process
in the settlement of recurring
expenses/billing. Clients can
simply pay their obligations
real-time by crediting their
obligor/suppliers’ enrolled
LANDBANK accounts using the
internet banking channel.

28. Easy Check PlusEasy Check Plus
(Corporate Check Printing System)(Corporate Check Printing System)
Provides clients the ease of printing their
voluminous check disbursements by
installing a stand-alone Corporate Check
Printing System in their PCs.

29. Easy Check PlusEasy Check Plus
(Corporate Check Printing System) Features(Corporate Check Printing System) Features

30. CCPS
Features
a) 4-in-1 Check
P24.00 each

31. Two-form
Options
b) Special
Check
with
Voucher
P11.75 each
CCPS
Features

32. LANDBANK VisaLANDBANK Visa
Corporate Credit CardCorporate Credit Card
Serves as an institutional
incentive for selected officers/
personnel with arranged
transaction-level limits per
individual. This allows the
company to keep track of all
business-related spending.

33. Bills Payment FacilityBills Payment Facility
Provides clients an online
facility where they could pay
their bills to LANDBANK
accredited merchants via
internet banking channels.

34. PAYROLL SOLUTIONSPAYROLL SOLUTIONS

35. Payroll Delivery ServicePayroll Delivery Service
Provides a timely and secure
delivery of the client’s total
payroll to its place of
business via an armored car
or an authorized bank
vehicle.

36. Payroll Service through LANDBANKPayroll Service through LANDBANK
VISA Debit / ATM / Cash CardVISA Debit / ATM / Cash Card
Release of employees’ payroll
by either debiting the clients’
account or through the
issuance of check payable to
LANDBANK for the total payroll
amount and crediting the
individual ATM accounts of
their employees on payroll
date.

37. Financial Data Entry SystemFinancial Data Entry System
(FinDES)(FinDES)
A windows-based system that provides a more
secure encoding facility that caters to both ATM and
Cash Card requirements. The system produces an
encrypted text file that can be stored directly to all
types of storage media such as USB flash drives and
CD/DVDs.

38. iAccess Internet Banking FacilityiAccess Internet Banking Facility
Retail internet banking facility
which allows individual
accountholders to perform
banking transactions and avail
of other banking services
online.

39. iAccess FunctionalitiesiAccess Functionalities
 Balance Inquiry
 Account Transaction History
 Bills Payment
 Fund Transfer
 Check Status Inquiry
 Returned Check Inquiry
 Checkbook Requisition
 Report of Lost/Stolen Card
 Housing Loan Calculator
 Downloading of Forms and Requirements

40. Phone AccessPhone Access
 Inquire account balance
 Transfer funds to another
LANDBANK account
 Pay bills
 Request for month-to-date
statement by fax
 Request for check book
 Inquire status of issued checks
 Inquire returned checks
 Report lost or stolen ATM Card
 Talk to a Phone banker
 Request information on other
LANDBANK products and services

41. LANDBANK Mobile Loan-SaverLANDBANK Mobile Loan-Saver
LOANS
Loanable
Amount
Php 20,000.00 – PhP1,000,000.00
• Rank and File - Up to 8 months gross pay but not to
exceed P500,000.00
• Officers - Up to 8 months gross pay but not to exceed
P1,000,000.00
• LGU Elected Officials and Co-terminus appointees -
Up to 8 months gross pay but not to exceed
P1,000,000.00
Term of Loan 12, 24 or 36 months
Interest Rate 10% per annum payable in arrears based on monthly
diminishing balance

42. SOLUTIONS FOR COOPERATIVESSOLUTIONS FOR COOPERATIVES
and CFIsand CFIs
 eKoop Savings Account
 Cash Disbursement Channels
 Collection Channels

43. eKoop Savings AccounteKoop Savings Account
Issuance of LBP’s Regular ATM or VISA Debit Cards to
the loan borrowers for crediting of loan proceeds with
the following features:
Features
LANDBANK VISA Debit
Card – eKoop
LANDBANK ATM Savings
Account – eKoop
Required ADB to Earn
Interest
P500.00 P500.00
Opening and Maintaining
Balance
P100.00 P100.00
Dormancy Fee P100.00 P100.00

44. eKoop Cash Disbursement SolutionseKoop Cash Disbursement Solutions
Installation of ATMs and Point-of-Sale
Terminals at the Coop/CFIs Offices and
Branches

45. CASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDECASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDE
FINANCIAL INSTITUTIONS AND COOPERATIVESFINANCIAL INSTITUTIONS AND COOPERATIVES
ATM Direct Connect
LBP ATMs driven by BancNet outsourcing switch
CFI/Coop logo to appear on the ATM screen
Cash loading and First Level Maintenance (FLM) to be
performed by the partner CFI/Coop
Withdrawal limit of P10,000.00 per transaction
Convenience fees on top of regular ATM fees:
- P25.00 to P50.00 for withdrawals

46. CASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDECASH DISBURSEMENT ARRANGEMENTS FOR COUNTRYSIDE
FINANCIAL INSTITUTIONS AND COOPERATIVESFINANCIAL INSTITUTIONS AND COOPERATIVES
Point-of-Sale (POS) Cash Out
Balance inquiry and debiting of accounts are done thru the POS
terminals and cash is disbursed by the CFIs and Coops
Withdrawal limit of P50,000.00 per day and 10,000.00 per single
transaction.
Minimum transactions per month or Minimum Guaranteed
Fee(MGF)
a. Basic Model - 300 transactions or P 2,250.00 MGF
b. Verifone Model – 400 transactions or P 3,000.00 MGF
Convenience fees on top of regular ATM fees:
- P20.00 for withdrawal transactions
- P5.00 for balance inquiry

47. eKoop Collection ChannelseKoop Collection Channels
POS FOR DEBIT/SALE TRANSACTIONS
Installment of POS terminals at the Coop/CFI
office/branch to be used for payment of
purchases of goods and services or POS
collection for loan payment/amortizations.

48. eKoop Collection ChannelseKoop Collection Channels
AUTO DEBIT OF ACCOUNTS
Automatic debit of loan amortizations from
eKoop Savings Accounts of the members via
weAccess or DMVal Facility.

49. OTHEROTHER
LANDBANK
SERVICESSERVICES

50. LANDBANK MOBILE ATMLANDBANK MOBILE ATM

51. LANDBANK Cash Deposit MachineLANDBANK Cash Deposit Machine
An ATM designed for cash
acceptance and balance
inquiry. This machine can
accept up to 200 bills per
deposit transaction and is
capable of detecting
counterfeit notes.

52. LANDBANK Express Access MachineLANDBANK Express Access Machine
An alternative payment channel
designed to allow clients to pay
their BIR taxes and PhilHealth
premium contributions via an
envelope chute or drop box
provided for cash or check
payments and tax returns.

53. LANDBANK
PROJECTS IN THE PIPELINEPROJECTS IN THE PIPELINE

54. Electronic Payment Portal (ePP)Electronic Payment Portal (ePP)
An internet-based payment
system that allows clients to
pay for products/services of
both government and private
institutions using their LBP ATM
Cards/Cash Cards, ATM Cards of
BancNet-Member Banks, and
BPI SecurePay Credit Card in
real-time manner.

55. LANDBANK Mobile Banking AppLANDBANK Mobile Banking App
An alternative banking service to
enable clients to access the Bank’s
services through their smartphones
anytime, anywhere at their own
convenience.
The LANDBANK Mobile Banking App
can be downloaded from either
Google Play for Android phones or
Apple App Store for iOS phones for
free.

56. Thank you!Thank you!