1. Ralph Serrapica
6 Iroquois Drive
Manalapan, NJ 07726
Cell: 732-618-0977
Email: serra0608@verizon.net
Summary: A versatile Financial Professional with significant experience in banking
operations with emphasis on Trade Services and Loans Administration. Ability to work
in a fast paced environment, perform independently and also be a team player when
needed. Extensive knowledge of Rules and Regulations governing Trade Finance
products UCP600, URC, URR and all compliance regulations (OFAC, Anti-Boycott,
AML, KYC etc..). Extraordinary organizational skills and detailed oriented, ability to
work in small team all hands on deck when need; service all areas of LC department,
good communicational skills, verbal and written, able to multitask and work
independently as well, highly motivated and creative prefers a smaller work
environment.
Work Experience:
RB INTERNATIONAL FINANCE (USA) LLC
Letter of Credit Technician
Issue Letters of credit and Amendments via swift or hard copy.
• Ensure that all items booked in Trade Innovation and Midas are
accurate.
• Ensure that all customers are billed/charged for fees in a timely
fashion.
• Reconcile customer liability accounts in trade Innovation and Midas
daily/weekly/monthly as applicable.
• Investigate open items on a daily recon with our financial institution.
• Provide data to senior management monthly or as needed.
• Process all incoming/Outgoing Collections including payment.
• Examination/payment of Letter of Credit Documents.
• Knowledge of Midas 400, Midas Plus, Trade Innovation, Alliance
Swift System as well as OFAC as compliance.
• Proficient in Microsoft Word and Excel.
Senior Loan Administrator 2002-2004
• Responsible working with syndications, participations, direct loans,
Standby Letter of Credit, Multicurrency loans, all related to corporate
deals.
• Booking of New Loans, Renewals, Rate Setting, Interest/Fee billing.
• Input Data in Midas Customer Lending AS400 and Midas Plus.
• Generate weekly and monthly Loan Portfolio and Reconciliation Reports.
2004-2016

2. Dexia CreditLocal - 2001-2002
Loan Administrator Analyst
• Serviced Syndication and Participation Loans as Leader Lender
• Bank Reconciliation,Investments, All Suspense, Receivable and Payable Accounts
• Revised interest and Commitment Fee Accruals
• Team Leader Responsible for Data Entry into New Midas 400 System
Credit Commercial De France - 1988-2001
Assistant Treasurer/Documentary Services
• Responsible for loans processing and administration of money
market Commodity, participation, syndication, mortgage loans and
letter of credit operations. Facilities in excess of 3 billion dollars.
• Liaison with agent’s banks, account officers and traders.
• Reconcile loans and L/C monthly proof reports.
• Verify available lines on General Ledger.
• Process loans, collections and reimbursement claims
• Assists in Amendments, Issuances, Documentary and Standby Letter of Credits.
• Check Letter of Credit documents for compliance.
• Support Money Market Operations
Education
• Long Island University
Degree of Bachelor of Art in Journalism
• American Institute of Banking
Standard Certificate
• American Institute of Banking
Banking for Professional Certificate
• Participation in Seminars and Workshops related to the industry