1. Ramkumar Subramanian BE, M.B.A (XIME) ramkumars98@yahoo.com
Mobile No-+91-8939903800/9176691798 Residence-044-24862295
Professional Summary
Having, 15 +years of Software Development Experience of which 10+ Years in Banking and Financial Services- Products in Intellect Design
Arena Limited (Formerly known as ‘Polaris Financial Technology’) . Proven- Hands on Experience strong in Functional & Technical delivery of
Online banking solution of Cash management Solution (Payments, Liquidity, Collection & Receivables, Treasury, Investment), Corporate
Banking and Retail Banking projects.
As on date successfully implemented close to 10 Live Implementations of Multi Million Dollar value of various team sizes and has become
reference site for the Product in Middle East, Qatar, Kingdom of Saudi Arabia, Singapore and Europe also received recognitions for clinching a
multi Million dollars for the company.Ability to connect with CTO, Business Heads, IT Heads, Operational Head , external vendors and Security
Heads of the bank.
• Successfully Implemented Next Generation- Integrated Global Cash Management Solution for Online Portal unifying the
Payments, Collections & Receivables, Liquidity and Trade Solutions in one view (Dashboard). The Solution has reduced the
Operations Cost and increased the No of Online Transaction by 50 % and increased the customer base to 3 fold for UAE Customer.
• Delivered Online platform solution leading Core banking platform like Bancs,T-24 , Oracle-I-Flex, HPS Cards System , CTL-Prime,
Equations, Payment Gateway and integrated with ACH of respective regions like UAE –FTS.
• Strong hands-on expertise in the areas of the Requirements/gap analysis, Technology Stack (Hard Ware/Software) , Charting
Straight Through Business Process & Service Request Business process , Driving the Interface Communication Document external
and Internal and Managed Stated & Un-Stated Non Functional Requirements.
Solution/Technical Architect-(Integrated Global Transaction Banking Implementations)
• Conceptualize and Realizing Solution by building Blocks/modules in to stack to meet Business Objective and validated the key
business use cases to the key stake holders and Projects Development team.
• Solution Manager implemented ,World’s First Global Transaction Banking in Implementing the Cash Management Online Portal
(Payments, Collections, Cash Position Reports and Liquidity-Sweeps) in Mashreq bank , reduced the operations and increased the
business by 80 % due to the more no of STP process
• As architect steered Projects with various complexities involving multiple streams Technical Complexity, Functional Intricacy and
operational enrichment. Detailed analysis capturing the impact of the change and participates the change management across the
components and arrives workable solution that meets the end objective.
o GAPS are analyzed with respect to each Module (Online, Back End Processor) & derived the work to be done by each
product owners in terms of Process boundary (Business Scenario, Use Cases) and ensured realization of the functionality.
 Flat File Based Transaction Processing.- Ensuring the hand-shake between the components (Interface Spec
detailed out)
 Integration with Bank Middleware through SOAP.
 File Import Functionality designed without altering base product and achieved end result by smart solution.
 External account MT-940 Process by defining file listener process and ensured no Manual interventions needed
o Ensured Operational (STP /NON STP), functionally (End users Usability), Security Compliance and Technical enrichment is
achieved in due process in alignment to product way.
 Provide solution that reduces the Operational overhead for the banks by automating by providing STP,
Automating process in On-boarding, Account Opening, Triggering appropriate alerts and provides services
request operations for the services that requires manual interventions.
 Provide Solution in meeting the complex Workflow pattern for the Transaction that meets the SME customer,
Corporate Customers.
 Meeting the Customer Non Functional Requirement - Multi Factor Authentications solution, Auto on-boarding
and slice and dice of ageing of the complex Reports for Receivables.
o Standardized the Interface contract between the sub systems and ensured the right component is enhanced to the meet
the customer need. Own the System to System Interface Specification Document capturing the IN and Out Parameter for
both internal and external Interface.
o Provide tactical approach to the data migration and approach without impacting the existing customers.

2. Ramkumar Subramanian BE, M.B.A (XIME) ramkumars98@yahoo.com
Mobile No-+91-8939903800/9176691798 Residence-044-24862295
• Leveraged SOA based approaches have successfully integrated with 3rd
party Middleware (RSA, Vasco) for Authentication and
Authorization external components to minimize the impact.
• Conducting solution workshop with respective stake holders and assumptions and dependency are thrashed out & arrive key
milestone items.
• Plan, Track the deliverables in logical unit and lays down critical path in terms of the solution.
• Produce a detailed functional design document capturing the system to system communication and laid out high level design and
low level Interface specs. Each of the requirements is mapped to the components and the impact is analyzed in terms of right
solution with cost and timeliness in mind.
• Involved in Contracting documents capturing the Business Objective & Benefits, Technical Business Solutions, Technical Landscape,
Scope Definitions & out of Scope , Key Deliverables for each phase of the projects, Implementation Methodology – Agile, Waterfall ,
Acceptance Criteria, Time-lines , Critical Success Factors and Assumptions with High level Project Plan (No of Phases).
• Handled RFP by providing “custom” solutions as per the Business requirement & Performed POC /Mock Screens for Customers in
conceptually.
• Delivered the Multi Channel Banking – Retail/Consumer Banking solution to top Bank in Middle East, offering Mobile Banking
Solution for Android Platform Apps, IOS Apps, Windows and BlackBerry Platform with rich user experience.
• Actively involved in Pre-sales, Contracting/SOW from Delivery perspective, Scoping, Architecting Business solutions, planning
workshop and derived Manageable Program Plan with Clear cut Dependency.
• Proficiency in Quality Process CMM Level 5 & has actively participated in Quality Audits and also undergone in-house PMP
Certifications.
• Hands on experience in Agile Methodology and have experience of replacing existing system.
Project - Management
• Driven the team on Requirements/Product Fitment study & Interface Study at customer Place by meticulous planning day wise
agenda with expected output, for each session & completed the phase as planned.
• Periodic Static Update to the Key Project Stake holders with 360 degree view on the project progress plan vs. actual with
Mitigation/Risk and highlighting the key success factors at app phases.
• Effective use of tracker for Phases Requirements, Interface and Non functional Requirements artifacts has helped the project to
steer in the right directions.
• Constantly Monitor & tracking Planned activities for the period via-via actual and Next week per program plan and taking corrective
actions/Roadblock affecting the project progress and escalating internally and externally on the slippages requesting for support &
deviation approval as app.
• Effectively using the Quality Audit & validating the actual progress of the work at each stream has resulted good governance model
at all level.
• Periodic Steering Committee with Heads of the Bank & Polaris Senior Management & provided on the ground status & taken
appropriate directions for the Program.
Domain
• Corporate Banking, Retail Banking, - 11 Years
• Registrar and Transfer Agent - 1 year
• E-learning – 1 Year

3. Ramkumar Subramanian BE, M.B.A (XIME) ramkumars98@yahoo.com
Mobile No-+91-8939903800/9176691798 Residence-044-24862295
Organization Designations Period
Intellect Design Areana Limited (Formerly
Called Polaris Financial
Software Lab ltd)
Asst. Vice President=2011.
( Sr. Project Manager-2009,Project
Manager-
2008, Project
Lead-2006,
Team Lead-
March-
2004,Consulta
nt- March-
2004)
Mar 04 -Till Date
Crimsonlogic Pte Ltd,India (Singapore Based
Company)
Systems Analysts March 02 –Jan 04
Intelluct Infoway (India)Pvt, ltd, Chennai Senior Programmer June 01-March 02
Operating Systems Unix/AIX/Linux/Solaris
Languages J2EE (Java, JDBC,Servlets,EJB,JSP), RDBMS, JavaScript(Ext-JS),
Application/Web
Servers/Data
base
Oracle Web Logic Application Server, Web Sphere, J-boss,
Oracle11G
Web Technologies HTM/5, CSS, JSP, Ext JS, XML, JavaScript,Web Services, Jquery
Tools MS-Project 2003, MS-Visio
Other Tools/Packages Eclipse, TOAD, Junit, ANT, Python, UML, Sequence Diagram.
Versioning Tools Clear Case, Sub Version
SDLC Methodologies Agile, Waterfall,Scrum
Key Projects in Polaris:
I. Mashreq Bank (CMS- Cash Management Solutions)
II. Qatar National Bank (CMS-Cash Management Solution)
III. Union National Bank (Corporate Banking)
IV. Noor Islamic Bank (Corporate & Retail)
V. Deutche Bank (RNTA- Registrar & Transfer Management)
VI. Santander- Europe – Technical Lead
Education & Personal Details
• M.BA (PGDBM- Marketing and Finance) -1996-98
• B.E- (1991-95)
• Date of Birth- 29th
May,1972 (Married)
Certifications:
• Member of Konark Family of Polaris since 2009.

4. Ramkumar Subramanian BE, M.B.A (XIME) ramkumars98@yahoo.com
Mobile No-+91-8939903800/9176691798 Residence-044-24862295
• Received GEM Award for contributions in NIB
• Received 3M Invocation Award .
• Received Atlas Award towards the contribution for RNTA.
• SCAMPI Participation Recognitions for following the process.