This document contains data on microfinance institutions associated with ASOMI in El Salvador. It includes tables showing the number of clients, loan portfolio amounts, market share percentages, and breakdowns of clients and loan amounts by economic activity and department for each institution. The largest institutions are Apoyo Integral with over 34,000 clients and 55% of the loan portfolio, followed by AMC de R.L. with over 15,000 clients and 17% of the loan portfolio. Most clients and loan amounts are focused on commerce, agriculture, and services.

2. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DATOS DE CARTERA Y CLIENTES
Instituciones Sede Agencias Clientes Cartera (miles US$)
AMC de R.L. San Miguel 17 15,181 16,854.5 16.8%
AMYPES San Salvador 2 7,667 1,082.5 1.1%
APOYO INTEGRAL San Salvador 25 34,406 55,174.7 55.0%
ASOCIACION BALSAMO San Salvador 3 1,322 284.6 0.3%
FINCA El Salvador San Salvador 11 11,559 5,190.2 5.2%
FADEMYPE San Salvador 3 1,513 965.5 1.0%
FUNDACION CAMPO San Miguel 4 6,211 7,167.1 7.1%
FUNSALDE San Salvador 1 3,118 1,470.6 1.5%
MICRONEGOCIOS San Salvador 5 1,084 1,208.7 1.2%
PADECOMSMCREDITO Morazán 4 2,380 2,809.8 2.8%
SIHUACOOP Santa Ana 1 3,228 8,083.2 8.1%
TOTAL 76 87,669 100,291.4 100.0%

3. PARTICIPACION EN CARTERA
AMC 16.8%
AMYPES 1.1%
55.0%
APOYO INTEGRAL
ASOCIACION BALSAMO 0.3%
FINCA 5.2%
FADEMYPE 1.0%
FUNDACION CAMPO 7.1%
FUNSALDE 1.5%
MICRONEGOCIOS 1.2%
PADECOMSM 2.8%
SIHUACOOP 8.1%

4. PARTICIPACION EN CLIENTES
AMC 17.3%
AMYPES 8.7%
39.2%
APOYO INTEGRAL
ASOCIACION BALSAMO 1.5%
FINCA 13.2%
FADEMYPE 1.7%
FUNDACION CAMPO
7.1%
FUNSALDE 3.6%
MICRONEGOCIOS 1.2%
PADECOMSM 2.7%
SIHUACOOP 3.7%

5. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR ACTIVIDAD ECONOMICA
A ro e u ria
g pc a
In c n s
stitu io e C mrc S rv io P qIn C n m V ie d
o e io e ic s e d o su o iv n a O s
tro TTL
OA
yF r sta
oe l
A Cd R .
M e .L 26
,6 2 96
,3 8 96
9 86
8 19
,0 1 18
7 1 ,1 1
58
A YE
MP S 55
,7 0 13,5 3 34
8 76
,6 7
A O OIN E R L
P Y TGA 38
,7 8 2 ,4 7
00 23,5 3 29
,5 9 84
3 44
,2 5 3 ,4 6
40
A O IA IO B L A O
S C C N AS M 20
8 98
4 13 39 42 12
,3 2
FC
IN A 1 ,5 8
01 42
6 42
6 17
1 1 ,5 9
15
F DMP
A E YE 23 11
,2 0 26
5 24 11
,5 3
F N A IO C M O
UD C N A P 34
,8 0 83
8 32
5 71 25
3 76
8 44 61
,2 1
F NA D
US L E 53
5 11
,9 3 18
1 33
4 - 11
9 - 31
,1 8
M R NG C S
IC O E O IO 99
2 15
4 10 18
,0 4
P D C MM R D O
A E O S C E IT 36 14
,9 6 28
2 8 10
3 32 28
,3 0
S UC O
IH A O P 92
8 28
,1 7 27 32 32
,2 8
T ta
ol 1 ,1 2 5 ,8 4
18 45 63
,6 6 41
,8 6 4 8
,4 7 50
,5 1 13
9 8 ,6 9
76
1 .8
2% 6 .6
2% 7%
.6 5%
.5 5%
.1 6%
.3 0%
.2 10 %
0 .0

6. DISTRIBUCION DE CLIENTES POR ACTIVIDAD
ECONOMICA
62.6%
12.8%
7.6% 5.5% 6.3%
5.1% 0.2%
Agropecuaria Comercio Servicios Peq Ind Consumo Vivienda Otros
y Forestal

7. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE LA CARTERA POR ACTIVIDAD ECONOMICA
A g ro p e c u a ria
In stitu c io n e s C o m e rc io S e rv ic io s P e q In d C o n su m o V iv ie n d a O tro s TOTAL
y F o re sta l
A M C d e R .L . 2 ,1 7 4 .0 8 ,7 3 9 .0 2 ,4 1 2 .6 8 4 2 .1 2 ,6 0 5 .9 8 0 .9 1 6 ,8 5 4 .5
AM YPES 8 1 6 .7 2 1 3 .2 5 2 .6 1 ,0 8 2 .5
A P O Y O IN T E G R A L 5 ,4 9 5 .3 2 6 ,1 2 9 .2 6 ,2 4 4 .6 2 ,5 3 5 .0 2 8 8 .3 1 4 ,4 8 2 .3 5 5 ,1 7 4 .7
A S O C IA C IO N B A L S A M O 3 6 .9 2 3 2 .2 2 .1 5 .7 7 .8 2 8 4 .6
F IN C A 4 ,7 2 5 .9 1 9 1 .6 1 9 1 .1 8 1 .5 5 ,1 9 0 .2
FADEM YPE 7 .0 9 3 0 .2 1 2 .4 1 6 .0 9 6 5 .5
F U N D A C IO N C A M P O 3 ,3 8 4 .6 9 8 6 .3 6 4 3 .1 5 9 .3 3 8 5 .0 1 ,6 2 7 .8 8 1 .2 7 ,1 6 7 .1
FU NSALDE 2 0 6 .4 7 9 7 .2 7 8 .2 1 6 9 .9 - 2 1 9 .0 - 1 ,4 7 0 .6
M IC R O N E G O C IO S 9 5 4 .0 2 3 4 .9 1 9 .8 1 ,2 0 8 .7
P A D E C O M S M C R E D IT O 4 8 .2 2 ,0 0 9 .9 2 8 4 .3 1 3 .9 3 8 0 .9 7 2 .6 2 ,8 0 9 .8
S IH U A C O O P 2 ,6 0 4 .3 5 ,1 3 8 .7 2 0 2 .5 1 3 7 .7 8 ,0 8 3 .2
T o ta l 1 1 ,3 5 2 .2 4 8 ,9 2 4 .9 1 0 ,3 1 7 .0 3 ,8 8 5 .6 8 ,8 1 8 .5 1 6 ,6 9 2 .8 3 0 0 .4 1 0 0 ,2 9 1 .4
1 1 .3 % 4 8 .8 % 1 0 .3 % 3 .9 % 8 .8 % 1 6 .6 % 0 .3 % 1 0 0 .0 %

8. DISTRIBUCION DE LA CARTERA POR ACTIVIDAD
ECONOMICA
48.8%
16.6%
11.3% 10.3% 8.8%
3.9%
0.3%
Agropecuaria Comercio Servicios Peq Ind Consumo Vivienda Otros
y Forestal

9. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR DEPARTAMENTO
A P O Y O A SO C IA CIO N FU N D A C IO N P A D E C O M SM
D ep artam en to A M C d e R .L. A M Y P E S F IN C A FA D E M Y P E FU N SA LD E M IC R O N E G O C IO S SIH U A C O O P TO TA L
IN T E G R A L B A LSA M O CA M P O CR ED IT O
A h u ach apán 167 4,015 21 1017 5,220 5.9%
Cabañ as 1,221 196 12 5 124 1,558 1.8%
Ch alate n an go 393 1,196 1,019 112 65 2,785 3.2%
Cu scatlán 546 673 21 775 14 21 2,050 2.3%
La Lib ertad 15 5,403 23 525 147 4 148 322 6,587 7.5%
La P az 2,020 2,101 1,520 53 825 655 1 41 7,216 8.2%
La U n ió n 2,120 1,767 10 589 37 4,523 5.2%
M orazán 1,951 463 15 1,915 44 1,285 5,673 6.5%
San ta A n a 515 1,897 2,671 1,600 76 59 168 2,260 9,246 10.5%
San Salv ado r 49 3,669 10,019 469 3,466 488 126 387 712 646 20,031 22.8%
San M igu el 2,311 1,285 1,363 1,547 171 204 867 7,748 8.8%
San V icen te 1,265 1,022 247 26 15 10 97 2,682 3.1%
So n so n ate 614 1,737 509 1,424 674 4,958 5.6%
U su lu tán 1,994 2,439 478 1 2,019 233 320 7,484 8.5%
To tal 1 5 ,1 8 1 7 ,6 6 7 3 4 ,4 0 6 1 ,3 2 2 1 1 ,5 5 9 1 ,5 1 3 6 ,2 1 1 3 ,1 1 8 1 ,0 8 4 2 ,4 7 2 3 ,2 2 8 8 7 ,7 6 1 1 0 0 .0 %

10. DISTRIBUCION DE CLIENTES POR DEPARTAMENTO
0.0% 5.0% 10.0% 15.0% 20.0% 25.0%
Ahuachapán
Cabañas
Chalatenango
Cuscatlán
La Libertad
La Paz
La Unión
Morazán
Santa Ana
San Salvador
San Miguel
San Vicente
Sonsonate
Usulután

11. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE LA CARTERA POR DEPARTAMENTO
ASOCIACION FUNDACION PADECOMSMCRE
Departamento AMC de R.L. AMYPES APOYO INTEGRAL BALSAMO FINCA FADEMYPE CAMPO FUNSALDE MICRONEGOCIOS DITO SIHUACOOP TOTAL
Ahuachapán 120.88 4,791.2 442.6 5,354.66 5.3%
Cabañas 1,690.2 411.3 2.1 28.5 2,132.21 2.1%
Chalatenango 780.5 2,919.3 598.3 46.8 68.6 4,413.59 4.4%
Cuscatlán 540.7 882.1 3.2 225.4 15.2 13.3 1,679.96 1.7%
La Libertad 65.5 8,601.0 6.5 56.1 20.1 96.7 808.3 9,654.13 9.6%
La Paz 1,838.9 292.3 2,536.3 7.7 333.6 511.5 2.0 15.1 5,537.36 5.5%
La Unión 2,251.4 4,110.5 615.6 22.8 7,000.23 7.0%
Morazán 2,257.6 984.0 2,250.7 26.2 1,548.2 7,066.77 7.0%
Santa Ana 543.8 270.6 3,682.7 487.2 40.1 18.8 188.2 5,658.2 10,889.59 10.9%
San Salvador 154.0 519.6 15,844.8 143.9 2,214.7 279.1 150.5 215.9 838.3 1,616.6 21,977.41 21.9%
San Miguel 3,228.6 2,834.5 767.2 1,833.5 126.6 182.2 779.9 9,752.53 9.7%
San Vicente 981.8 1,257.1 42.0 13.5 10.13 32.2 2,336.72 2.3%
Sonsonate 665.0 2,275.6 81.4 400.8 292.3 3,715.00 3.7%
Usulután 1,735.7 4,044.3 163.0 1.0 2,284.6 70.9 481.7 8,781.26 8.8%
Total 16,854.5 1,082.5 55,174.7 284.6 5,190.2 965.5 7,167.1 1,470.6 1,208.7 2,809.8 8,083.2 100,291.4 100.0%

12. DISTRIBUCION DE LA CARTERA POR
DEPARTAMENTO
0.0% 5.0% 10.0% 15.0% 20.0% 25.0%
Ahuachapán
Cabañas
Chalatenango
Cuscatlán
La Libertad
La Paz
La Unión
Morazán
Santa Ana
San Salvador
San Miguel
San Vicente
Sonsonate
Usulután

13. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR PLAZOS
H a sta 7 -1 2 1 3 -1 8 1 9 -2 4 M ás 24
In s t it u c io n e s 6 m e se s m e se s m e se s m e se s m e se s TOTAL
A M C d e R .L . 763 5 ,8 3 1 4 ,2 1 8 1 ,9 4 2 2 ,4 2 7 1 5 ,1 8 1
AM YPES 7 ,6 6 7 7 ,6 6 7
A P O Y O IN T E G R A L 9 ,6 9 7 8 ,7 4 1 4 ,1 6 8 2 ,5 6 7 9 ,2 3 3 3 4 ,4 0 6
A S O C IA C IO N B A L S A M O 575 657 24 13 53 1 ,3 2 2
F IN C A 1 0 ,0 4 3 792 336 386 2 1 1 ,5 5 9
FADEM YPE 458 475 293 157 130 1 ,5 1 3
F U N D A C IO N C A M P O 46 3 ,5 5 1 490 964 1 ,1 6 0 6 ,2 1 1
FU NSALDE 288 1 ,9 6 5 367 204 294 3 ,1 1 8
M IC R O N E G O C IO S 348 409 149 77 101 1 ,0 8 4
P A D E C O M S M C R E D IT O 80 1 ,0 7 2 312 372 544 2 ,3 8 0
S IH U A C O O P 436 2 ,7 9 2 3 ,2 2 8
TOTAL 2 9 ,9 6 5 2 3 ,9 2 9 1 0 ,3 5 7 6 ,6 8 2 1 6 ,7 3 6 8 7 ,6 6 9
3 4 .2 % 2 7 .3 % 1 1 .8 % 7 .6 % 1 9 .1 % 1 0 0 .0 %

14. DISTRIBUCION DE CLIENTES POR PLAZOS
34.2%
27.3%
19.1%
11.8%
7.6%
Hasta 7-12 13-18 19-24 Más 24
6 meses meses meses meses meses

15. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CARTERA POR PLAZOS
H a sta 7 -1 2 1 3 -1 8 1 9 -2 4 M ás 24
In s t it u c io n e s TOTAL
6 m e se s m e se s m e se s m e se s m e se s
A M C d e R .L . 2 4 2 .0 1 ,8 5 0 .6 2 ,2 3 7 .1 2 ,2 7 5 .6 1 0 ,2 4 9 .1 1 6 ,8 5 4 .5
AM YPES 1 ,0 8 2 .5 1 ,0 8 2 .5
A P O Y O IN T E G R A L 3 ,4 6 1 .9 5 ,8 2 5 .2 4 ,8 2 6 .0 4 ,6 6 0 .1 3 6 ,4 0 1 .4 5 5 ,1 7 4 .7
A S O C IA C IO N B A L S A M O 8 2 .6 1 2 0 .0 3 0 .8 3 0 .6 2 0 .7 2 8 4 .6
F IN C A 1 ,1 2 7 .0 1 ,2 8 8 .7 1 ,1 4 1 .4 1 ,6 1 2 .5 2 0 .6 5 ,1 9 0 .2
FADEM YPE 9 9 .9 1 8 2 .3 1 8 9 .2 1 7 5 .6 3 1 8 .4 9 6 5 .5
F U N D A C IO N C A M P O 2 9 .5 2 ,2 0 2 .9 3 3 6 .9 1 ,0 4 7 .5 3 ,5 5 0 .4 7 ,1 6 7 .1
FU NSALDE 4 4 .5 5 1 7 .2 2 2 3 .5 1 9 0 .2 4 9 5 .1 1 ,4 7 0 .6
M IC R O N E G O C IO S 1 2 0 .5 2 3 9 .9 1 6 1 .3 1 4 1 .4 5 4 5 .7 1 ,2 0 8 .7
P A D E C O M S M C R E D IT O 1 9 .8 3 4 9 .2 2 1 2 .0 4 3 3 .3 1 ,7 9 5 .5 2 ,8 0 9 .8
S IH U A C O O P 2 2 2 .8 7 ,8 6 0 .4 8 ,0 8 3 .2
TOTAL 6 ,3 1 0 .2 1 2 ,7 9 8 .9 9 ,3 5 8 .3 1 0 ,5 6 6 .8 6 1 ,2 5 7 .3 1 0 0 ,2 9 1 .4
6 .3 % 1 2 .8 % 9 .3 % 1 0 .5 % 6 1 .1 % 1 0 0 .0 %

16. DISTRIBUCION DE LA CARTERA POR PLAZOS
61.1%
12.8% 9.3% 10.5%
6.3%
Hasta 7-12 13-18 19-24 Más 24
6 meses meses meses meses meses

17. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CLIENTES POR METODOLOGIA CREDITICIA
In s t it u c i o n e s In d i v id u a l G r u p o S o l id a r i o Banco Com unal TOTAL
A M C d e R .L . 1 5 ,1 8 1 1 5 ,1 8 1
AM YPES 786 5 ,6 4 6 1 ,2 3 5 7 ,6 6 7
A P O Y O IN T E G R A L 3 4 ,0 4 4 362 3 4 ,4 0 6
A S O C IA C IO N B A L S A M O 452 870 1 ,3 2 2
F IN C A 3 ,2 9 0 8 ,2 6 9 1 1 ,5 5 9
FADEPYM E 991 522 1 ,5 1 3
F U N D A C IO N C A M P O 6 ,2 1 1 6 ,2 1 1
FU NSALDE 2 ,3 6 7 623 128 3 ,1 1 8
M IC R O N E G O C IO S 1 ,0 8 4 1 ,0 8 4
P A D E C O M S M C R E D IT O 2 ,3 8 0 2 ,3 8 0
S IH U A C O O P 3 ,2 2 8 3 ,2 2 8
TOTAL 7 0 ,0 1 4 8 ,0 2 3 9 ,6 3 2 8 7 ,6 6 9
7 9 .9 % 9 .2 % 1 1 .0 % 1 0 0 .0 %

18. DISTRIBUCION DE CLIENTES POR METODOLOGIA
CREDITICIA
79.9%
11.0%
9.2%
Individual Grupo Solidario Banco Comunal

19. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE CARTERA POR METODOLOGIA CREDITICIA
In s t it u c io n e s In d iv id u a l G r u p o S o lid a r io Banco Com unal TOTAL
A M C d e R .L . 1 6 ,8 5 4 .5 1 6 ,8 5 4 .5
AMYPES 1 2 9 .9 7 9 0 .2 1 6 2 .4 1 ,0 8 2 .5
A P O Y O IN T E G R A L 5 5 ,0 3 1 .8 1 4 2 .9 5 5 ,1 7 4 .7
A S O C IA C IO N B A L S A M O 1 2 4 .9 1 5 9 .7 2 8 4 .6
F IN C A 3 ,3 5 2 .5 1 ,8 3 7 .7 5 ,1 9 0 .2
FADEM YPE 8 5 2 .9 1 1 2 .6 9 6 5 .5
F U N D A C IO N C A M P O 7 ,1 6 7 .1 7 ,1 6 7 .1
FU NSALDE 1 ,3 3 9 .3 1 0 8 .4 2 2 .9 1 ,4 7 0 .6
M IC R O N E G O C IO S 1 ,2 0 8 .7 1 ,2 0 8 .7
P A D E C O M S M C R E D IT O 2 ,8 0 9 .8 2 ,8 0 9 .8
S IH U A C O O P 8 ,0 8 3 .2 8 ,0 8 3 .2
TOTAL 9 6 ,9 5 4 .6 1 ,3 1 3 .9 2 ,0 2 3 .0 1 0 0 ,2 9 1 .4
9 6 .6 7 % 1 .3 1 % 2 .0 2 % 1 0 0 .0 0 %

20. DISTRIBUCION DE LA CARTERA POR METODOLOGIA
CREDITICIA
96.67%
1.31% 2.02%
Individual Grupo Solidario Banco Comunal

21. INSTITUCIONES MICROFINANCIERAS ASOCIADAS EN ASOMI
DISTRIBUCION DE AGENCIAS POR DEPARTAMENTO
D e p a rta m e n to
ASOCIACION BALSAMO
PADECOMSMCREDITO
FUNDACION CAMPO
APOYO INTEGRAL
MICRONEGOCIOS
ACCOVI de R.L.
AMC de R.L.
SIHUACOOP
FADEMYPE
FUNSALDE
AMYPES
FINCA
TOTAL
Ahuachapán 2 2 2 .3 %
Cabañas 2 2 1 5 5 .8 %
C h a la te n a n g o 1 1 1 3 3 .5 %
C u s c a tlá n 1 1 1 1 4 4 .7 %
L a L ib e r ta d 2 4 6 7 .0 %
La Paz 1 1 1 1 1 1 6 7 .0 %
L a U n ió n 3 2 1 6 7 .0 %
M o ra z á n 2 1 1 2 6 7 .0 %
S a n ta A n a 1 1 2 1 1 1 1 8 9 .3 %
S a n S a lv a d o r 3 6 1 4 1 3 1 8 2 0 .9 %
S a n M ig u e l 2 1 1 1 1 1 7 8 .1 %
S a n V ic e n te 1 1 1 1 4 4 .7 %
S o n so n a te 1 1 1 1 1 5 5 .8 %
U su lu tá n 2 1 1 1 1 6 7 .0 %
T o ta l 10 17 2 25 3 11 3 4 1 5 4 1 86 100%