1.
Update Oct 2012
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to traditional and
alternative capital sources 1

2.
Lending
NEWS for 2012
Difficult lending conditions continue to prevail and the retrenchment
from traditional lending by the banks, pinched by capital requirements
and continuing personal and commercial defaults has created an
opportunity for investment vehicles to enter areas of lending markets
forsaken by the banks.
Lending against shares and share portfolios is one such area – our
lenders are hedge funds, our clients are high net worth individuals,
venture capital firms and corporate clients.
Please visit our website at www.SeniorDebt.co.uk
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to traditional and
alternative capital sources 2

3.
Lenders
Our lenders comprise a panel of four hedge funds
Motivation - They lend to provide stable returns to their investors
Evaluation – Lenders have detailed knowledge of the stocks being
pledged including the trading history, volatility and dividend
history.
Risks – The hedge funds are expert in the management of
securities based risks
Lending for the last 2 ½ years
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources
3

4.
Key Features
Access to borrowing for any purpose
Loans of £100,000 to £1 billion
Liquidity without selling share holdings
No margin calls if pledged stocks fall
Client can walk away without liability if shares falls below loan
value
No personal guarantees
Up to 80% Loan To Value
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources
4

5.
Key Features
Continued:
Fast lending decision and fast release of funds
Collateral determines LTV, Not credit score driven
Competitive fixed lending rates
Loans from 6 months to 10 years
No fees charged by the lender unless lending occurs
Available in most major currencies
Interest only – At maturity: repay, roll-over, r0ll-over new amount
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources
5

6.
Qualifying Collateral
Individual shares and share portfolios, no other collateral is considered
– the shares must be:
Unencumbered, with no restriction
Listed on a recognised global exchange
Have reasonable / good market liquidity
Shares must be able to be moved to a separate custodian
account, with a top tier custodian until the loan is fully repaid
Shares will be locked-down (cannot be sold) for an initial period
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources
6

7.
Process
1.Initial information requirements
Ticker symbol Shares held
Exchange Indication of loan requirement
2.Indication(s) issued
3.Term sheet ( indicative)
4.Signed term sheet (non-binding)
5.Loan documents produced
6.Loan documents signed and witnessed - Transfer documents signed
7.Funds issued on completion of transfer – Delivery Verses Payment
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources 7

8.
Other Things To Note
Fees:
Origination fee: Dependent on Collateral
Annual interest rate: 3.00% to 6.00%
Qualifying borrowers:
High Net Worth Individuals
Commercial Companies
Investment companies
Trustees
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources 8

9.
Other Things To Note
Continued:
Legals:
Agreements in jurisdiction of pledged shares, or UK or HK
Pledged shares will be transferred into separate custodian or
custodian account with a top tier firm e.g. Citigroup,
Deutsche bank, Bank of America / Merrill Lynch
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources 9

10.
Strategic
Growth Portfolio
Tony Woodward FSCI “A bank is a
Tony@SeniorDebt.co.uk
M +44 (0) 7530 24 00 00 place that will
lend you money
Reece Clarke
Reece@SeniorDebt.co.uk if you can prove
M +44 (0) 7771 34 83 08 that you don't
www.SeniorDebt.co.uk need it.”
Bob Hope (1903-2003)
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources
10

11.
Legal information
Introduction of this financial product is an unregulated activity. All potential borrowers should seek their own legal advice to ensure that
they fully understand the risks associated with pledging shares as collateral. The lender and their introducers and sub introducers accept no
responsibility for any legal costs incurred by the borrower by the borrower’s legal advisors during this process.
The matters herein are not directed at any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise)
the document or availability of this document is prohibited. The promotion and sale of collective investment schemes may be restricted in
your jurisdiction. Persons in respect of whom such prohibitions apply must disregard all matters and information herein. Those who act
upon information herein, do so on their own initiative and are responsible for compliance with applicable local laws and regulations; legal
advice should be sought in cases of doubt.
This document is provided "as is" and, while best attempts have been made to ensure accuracy, STRATEGIC give no warranties of any kind
expressed or implied in respect thereof. Except as expressly set out herein, all warranties, conditions and representations expressed or
implied by statute, common law or otherwise are hereby excluded to the fullest extent permitted by law.
Senior Debt Partners is a trading style of Strategic Alliance Partners LLP, specialising in the introduction of borrowers to
traditional and alternative capital sources
11