Overcoming Education Debt: Solutions to a Growing Problem

Education Debt: The Problem and Solutions Essay
With the ever–increasing tuition and ever–tighten federal student aid, the number of students relying
on student loan to fund a college education hits a historical peak. According to a survey conducted
by an independent and nonprofit organization, two–thirds of college seniors graduated with loans in
2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research
question will focus on the profound effect of education debt on American college graduates' lives,
and my thesis statement will concentrate on the view that the education policymakers should
improve financial aid programs and minimize the risks and adverse consequences of student loan
borrowing. Through my research I hope to...show more content...
Nowadays education debt has become a national issue that generates heated debate. Through the
Internet and online database I find the most recent report and statistics on education debt. Most of
the online sources I have searched, including CQ Researcher, Opposing Viewpionts, government and
nonprofit organizations, acknowledge that students are increasingly shouldering high levels of debt
to finance college education. The difference in the sources is the use of different rhetorical appeals.
Most of the authors use a combination of logos and ethos, and some use a combination of logos and
pathos. It seems that they all share the same goal that they want to improve the student loan program
and make college education affordable. I also found some web sources that have a divergent view.
For example, "Debt Burden: Repaying Student Debt", a report written by American Council on
Education, the only higher education organization that represents presidents and chancellors of all
types of U.S. accredited, degree–granting institutions. This report describes the borrowing and
repayment experiences of 1992/93 and 1999/2000 bachelor's degree recipients one year after
graduation. The author believed that student loan debt did not have discernible impact on graduate
one year later. To support his/her argument, the author collects data from U.S. Department of
Education and National Center for Education Statistics. Although this source is reliable and
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There was a time in the United States when moving north was a decision that could profoundly
change one's way of life. Specifically, this choice would impact southern dwelling
African–Americans. The socioeconomic and cultural effects were great. The decision was made by
many who were seeking a better life and new opportunities: two million African American migrants.
Today, for many young African–Americans, pursuing the move from secondary education to
collegiate education has those same benefits and more. Like the people of the Great Migration,
today's population of Black college seekers are finding that gaining access to these opportunities is
difficult. The move into these new regions for the past's migrants and today's students was/is...show
more content...
There is no denial of merit based aid due to estimated family contribution, or family income;
families are eligible for merit awards regardless of which income bracket they belong. As a
supplement to need–based aid, merit– aid can dramatically lessen the financial bludgeoning that
college costs can incur. Furthermore, the implementation of aid based on student achievement has
been a tool of encouragement. Students can receive aid for their excellence in athletics, academics,
the arts, and for high scores on college entrance exams. High school students work hard to receive
financial aid of this kind, many of them taking on the most rigorous coursework offered such as
AP classes. Bright, high achieving students are desirable to colleges because they are seen as less
likely to be a part of the retention population: students who leave college before completing a
degree. The amount of offered merit based aid is a motivator that often attracts students to certain
colleges and universities. Why wouldn't we want to offer the brightest and the best the money that
they desire; they reciprocate, they are a benefit to society when they graduate and become successful
lawyers, doctors and educators. The problem however, is that the above benefits of merit–aid
disproportionately favor middle and upper classes. Many families don't have the money to pay for
necessary utilities from month to month, and certainly not enough to even think of saving for
college tuition. When

Overfishing: The Problem and the Solution
Your Name
Axia College of University of Phoenix
Overfishing: The Problem and the Solution
A major environmental problem that has developed over the last few years is overfishing. What is
overfishing? Overfishing is simply what it sounds like. Overfishing occurs when fishermen are
catching fish so quickly and at such high rates that the fish are unable to reproduce fast enough to
replenish the population. It is my belief that, if this has not always been a problem, it has always
been a problem in the making. This problem has progressively gotten worse as the human population
that relies on fish as a food resource has increased and the equipment and techniques used by the
fishermen have...show more content...
Some of the actions that can be taken in order to reverse the problems that overfishing has caused
include: inform the public, put restrictions on catch limits, reduce bycatch, protect habitats, and
enforce all new policies. The following plan lays out the steps that will occur with each action and
when these actions should be taken.
Action Items:
Inform the public including consumers and fishermen of the problems and what can be done to
make a change.
Action Steps:
Research and identify the long term effects that overfishing will have.
Conduct interviews with both environmentalists and experts on the issue as well as fishermen in
order to present both sides of the argument.
Attend a city council meeting to introduce the idea and the importance of a presentation as well as
schedule a time for one to be made.
Present information on what overfishing is, the impact that overfishing has on the marine ecosystem
and on our existence, make consumers more aware of the type and amount of fish that they eat, and
actions that can be taken to reverse the problem.
Timeline:
Month 1–4

Action Items:
Put restrictions on catch limits.
Action Steps:
Scientists should assess and determine the total number of fish that could be caught without a
negative impact.
These levels should be constantly monitored and adjusted to accommodate changes.
Timeline:
Month 5–12

In composition, problem–solution is a method for analyzing and writing about a topic by identifying
a problem and proposing possible solutions. The problem can affect a large group of people in a
small way, or the problem can affect a small group of people in a large way. In a problem–solution
paper, the solutions should be new to the reader. To write myresearch problem–solution essay I
followed three steps: researching, writing, and documenting. To start my research process I
determined the problem, and then began researching for solutions. The problem I chose was
registration at Normandale, and the common issue of classes filling up too fast. Once I had my
problem, I started researching for background information on registration, and...show more content...
For my introduction, I started by writing a thesis statement. My thesis statement stated the problem
of class registration at Normandale, and then introduced the four possible solutions; this gave the
reader a brief summary of what to expect. To organize my body paragraphs, I wrote out my first
topic sentence to define the problem, and then followed with four topic sentences for my four
solutions. Finally, I rewrote my thesis so I could restate it in my conclusion. After organizing the
introduction, body paragraphs, and conclusion, I was ready to write my first draft.
The purpose of my introduction was to interest the reader, and give them a brief background on the
essay. The introductory paragraphs consisted of a hook, background information on the problem
and why it is occurring, and then my thesis statement. My essay started with a direct quote I
discovered when researching. I then explained the importance of the quote, and followed with my
thesis. Also, I used correct MLA format when citing the direct quote in my paper. It's important to
cite all sources correctly otherwise it will be penalized as plagiarism. Once my introduction was
complete, I began writing the body paragraphs.
The main purpose of my body paragraphs were to explain and support my thesis. For my body
paragraph on the problem, I made sure to explain the problem of registration, give an example, and
then state who the problem affected. I then started the

Stress Among College Students Essay examples
College is a time of extreme stress due to societal and parental pressures. College students have
expectations they have to live up to in order to fulfill and satisfy the needs of both their parents and
society. Stress is expressed through a variety of symptoms that can be hazardous to student's physical
and mental health. With such high expectations to do well during college, students may become
sleep deprived, which impairs mental capacity, but sleep deprivation is only one of a vast array of
symptoms. Stress is present in all aspects of life and there are multiple causes of stress, especially,
during the college period which may present itself through many symptoms, but with stress, there are
also various coping methods to help students...show more content...
According to Lupien, McEwan, Gunnar, and Heim (2009), going off to college involves significant
adjustments to their daily routines; sleeping and eating habits, time–management skills, and stress
levels will be altered in one way or another. First–year students have to adjust to the new school
environment, different social settings, and new schedules, all without the help and guidance from
their parents, who have been there for them for eighteen years. Over 30% of college freshman
report that they feel overwhelmed (Klainberg, Ewing, & Ryan, 2010), where some students even
opt to work as they juggle their class and work schedules. Some students work at a job or study
harder than others, but they are all trying to get degrees so maybe one day they will have
meaningful and significant lives. It is a constant struggle for everyone who is trying desperately to
make him or herself into a success. And every college student wants to be involved in society in a
positive manner, allowing contribution of their ideals and values to others. Stress in college is
caused by many other influencing factors. One of these important factors would have to be the
expectations set by parents. They are normally the reason students are in college, so pleasing them
by getting good grades is almost mandatory. The thought of displeasing out parents can be
detrimental to our thought process; meaning that it most likely would cause impaired

The Problem Of Suicide And Suicide Essay
Day to day, teens suffer from peer pressure, problem from home, and stress from academics. Despise
their status in the environment, majority of high school students refrain from acknowledging the
presence of their reality. The problem in most situations in that students feel shut in, trapped in a
never ending misery. How do they cope? What are their ways of dealing? Most students live in
denial. Others have friends to confide in. For the devastating part, most students are not as open to
these ideas and it leaves them with this alternative: suicide. Suicide is the third leading cause in
teens the ages 14 to 19 within rural underserved areas. Suicidal ideation (SI), suicidal thoughts,
were surveyed in over 12 high schools and it was found that in the past year, thoughts of (SI) were
not shared with peers or even adults in the pursuit of receiving help or support (Pisani, 2012).
Because a student spends most of their day at school, it is ideal for schools to provide realistic
opportunities and school–based programs to assist with the suicide among the youth. The Surviving
the Teens Suicide Prevention and Depression Awareness Program designed four 50 minute session
or each high school student. This presented information in regards to factual information about
depression, suicidal warning signs, suicidal risk factors and myths associated with suicide (King,
2010). The program provide coping strategies for everyday life, referral sources if feeling suicidal,
and how to recognize

Mental Health In College Students Essay
Mental health is a serious topic that is often not taken seriously. Due to my own struggles with
depression, I have experienced the impact mental illness can have on a student's life. Mental
illness can make everyday life feel unbearable and can have just as serious of an effect on a person
as a physical illness. The causes of increasing mental health problems in college students are
numerous, and it will take work from both students and universities to overcome this problem, but
change is necessary for the health of U.S. college students. There is no simple answer to what
causes mental health problems in college students, as factors differ for every person. There are,
however, some factors that are more possible than others such as preexisting conditions. According
to "Mental Health By The...show more content...
Awareness. Many people are unaware of the symptoms of mental illness and therefore are not able
to spot them in themselves or others. Unfortunately, there is a problem when it comes to educating
people on mental health. People don't want to talk about mental health problems. They are afraid of
mental illness and therefore avoid the topic. There is also a stigma in society that those with mental
illness are in control of their disabilities so they are told to "change their thinking" rather than to
seek medical help. This stigma and ignorance of mental illness symptoms often means that people
struggling with mental health problems do not get help until they are at a point of crisis. Students
and colleges need to work to break the stigma and spread awareness so that those struggling with
mental health problems can get help as soon as they feel their mental health declining and it does
not have to get to a point where they feel they cannot handle life. Most colleges have student health
services which offer counseling and other help for struggling students but, those students either do
not know these services exist or they are too embarrassed to take advantage of

HIV/AIDS and Young People: The Problem and the Solution
According to the Foundation for AIDS Research, "Among the 1.1 million Americans living with
HIV/AIDS, twenty–five percent of them are between the ages of 13 and 24" (The Foundation for
AIDS Research [amfAR], 2015). In other words, HIV/AIDS (Human Immunodeficiency Virus
/Acquired Immunodeficiency Syndrome) is very common among teenagers and young adults.
People in this age group are infected with HIV every day. As a result, Healthy People 2020, a
nationwide health initiative, includes goals specifically geared towards HIV/AIDS among youth.
The objectives of Healthy People 2020 regarding HIV/AIDS in youth are related to some of the
provisions of the Affordable Care Act (ACA). The ACA strives to solve the issue HIV/AIDS by
eliminating the main causes of transmission. The primary reasons for HIV/AIDS in young people
are low rates of condom use, substance use, and low rates of testing. Through the stipulations of the
ACA, the goals of Healthy People 2020 concerning HIV/AIDS among young people will be met.
The major cause of HIV/AIDS among young people is unprotected sex. Many young people are
failing to use condoms during sexual activity. As an illustration, "In a 2013 survey in the United
States, of the 34 percent of high school students reporting sexual intercourse in the previous 3
months, 41 percent did not use a condom" (Center for Disease Control [CDC], 2015). A large
number of sexually active students in this survey

Women's Rights: Gender Wage Gap
Problem, Solution, and Barriers Paper
Problem
The wage gap is the difference in men's and women's median earnings, usually reported as either the
earnings ratio between men and women or as an actual pay gap. The median value is the middle
value, with equal numbers of full–time workers earning more and earning less (Hill, 2011).
Nationally, women earn 77 cents for every dollar earned by a man, and in Ohio women earn 78
cents for every dollar earned by a man (The Woman's Fund of Central Ohio). Not only are women
receiving less compensation, they are also less likely to have an offer of health insurance from their
employer, have retirement plans, or have access to paid leave (Stevenson, 2015). There is also an
...show more content...
Solution
Since 2001, The Women's Fund of Central Ohio has given voice and visibility to issues that impact
women and girls. This non–profit organization and public foundation are a leader of social change in
our community–addressing gender norms in order to create equality and to empower all women and
girls to reach their full potential. The Women's Fund is committed to creating lasting social change
in four priority areas: Gender Norms, Economic Self–Sufficiency for Women, Leadership for
Women, and Life skills for Girls. Their work they are doing for economic self–sufficiency directly
correlates with demolishing the wage gap. According to their website, 1 in 4 women in central
Ohio are not economically secure. Women are 2/3 of minimum wage workers. One can be a part
of the work to change those numbers as they: move the needle for pay equity for women in central
Ohio, improve workplace policies, such as paid time off and parental leave, and raise awareness for
high quality and affordable childcare. What they are doing is creating gender equality and influence
in the community by looking through a gender lens. They guide their work by research, which
influences our partnerships, grant making, and advocacy efforts. They promote social change by
growing women's philanthropy, and raising awareness to educate central Ohio around issues that
affect women and girls. At the Women's Fund

Sexual Assault On College Campuses Essay
Students in campus and colleges are all entitled to protection by the institution and the law. However,
despite the two organizations handling the welfare of the student, students have a risk to sexual
assault. Reports released concerning the matter state that one out of five college students has
suffered sexual assault during their college life. The report further explains that 95% of rape cases in
United States campuses are not reported to the authorities. It is vital to understand what sexual
assault means before identifying the problems and finally coming up with possible solutions. The
Act of sexual assault tends to violate the victim's sexual integrity. A majority of the college students
do not understand the different forms of sexual assault and that's why a big number end up not
reporting their cases to the authorities. If one partner is not willing to engage in sex with the other,
but the other, for example, the male forces sex on the lady, then that is sexual assault. If a man
intentionally gets a girl drunk so that he can take advantage, then that is a sexual act. Another
example is when the boyfriend decides to enter forcefully a female hostel and force the girl into
having sex with him. These and many...show more content...
A majority of sexual assault cases normally happen at night in the dark. It is, however, impossible for
the institution to controlling students' movement and put strict orders but the institution can play a
role in using security measures and electronic preventions to help sexual assaults that can occur
during the night. Having security officers to carry out patrol is one way of handling the issue
another way can be by having sufficient lighting systems in all areas of the institution. It is also
important to ensure that the vegetation around the school is trimmed so that people do not hide and
attack students without their knowledge (Olsen,

Financial Aid Problems
One of the main problem that college students face when entering college is how much they have
to pay in order to stay, this problem would be solved by applying for financial aid, getting
scholarships offered by the school or other organizations, and also to work while attending school.
Every student struggles with this problem and it is most likely the top problem that determines if a
student wants to or can go to college. Problems such as this one diminishes kids from going to
college because they just do not have enough funds to get an education.
The top solution to this problem would be to apply for financial aid. Students will get different aid
amounts determined on the income of their family for that year. Some of the more wealthier
families will get little to no financial aid, which is troublesome because no matter how wealthy the
student is they won't be able to pay out of pocket to go to college. So in this case less wealthier
students will be getting the highest amount of financial aid there is, but they still will not be able to
pay for most of their college. Most students that do not have money for the remaining cost they take
out loans. But by taking out loans, most students come out of college still in debt because of the
student loans that they have to pay back.
College students have another option of solving their...show more content...
But colleges have been making it easier to get financial aid, and giving students more
opportunities so that more kids, who don't have to right funds can go to college. Giving these
rising college students as much financial aid and help that they can get could really make kids
want to go to college and lessen the dropout rate by a ton. These solutions of how the students
could get financial help could really work, because most colleges do all they can to help students go
to college and get the education they need to be successful in

The Stressful Life of College Students Essay
The Stressful Life of College Students
Modern life is full of demands, frustrations, hassles, and deadlines. Everyone experiences stress as
it is a natural part of human life. Our bodies have a built mechanism for responding to stress.
However, during a certain period of time, people tend to face more stress than usual. One of such
periods is college life. It can be very stressful for some people, especially for those who are not used
to carrying out with so many responsibilities. Students spend most of their time balancing classes,
projects, tests, final exams, personal life, and work; that is enough to make anyone feel
overwhelmed. This stress can cause multiples problems, not just emotional, but physicals as well.
One of the causes...show more content...
It becomes a problem to manage time effectively and distribute it to have balance. A lot of students
are used to leaving all the work for the last minute. They follow a false idea that everything can be
done before the deadline. However, it is not the case with education. Procrastination makes students
do things halfway and not retain all needed information.
The effects of constant stress on a student's body are devastating and may have long–term
consequences. When stress escalates without coping with it, numerous troublesome psychological
and physiological conditions may occur. First, the stressful life of college students may result in such
physical problems as sleeping disorders, breathing difficulties, headaches, and a loss of appetite. In
addition, fatigue, colds, weight change, teeth grinding, increased alcohol and drug use are also
common. Unfortunately, stress is often linked to the immune system suppression. It increases the
chances of altering any existing disease. teeth grinding, increased alcohol and drug use are also
common. Unfortunately, stress is often linked to the immune system suppression. It increases the
chances of altering any existing disease.
Second, stress may result in a number of emotional problems. The most common ones are the feeling
of being overwhelmed, depression, fear, and anger. However, students may also experience
irritability, mood swings, bad temper, worrying, nervous laugh, and crying spells.

Education is the most important aspect of learning for every generation established in every mode.
In university there are different field of studies with different years of each program. It is obvious
that new students are going to face further challenges in university. In this case, these challenges
could be the burden which can pull them out of the school without completing their studies. This
essay will discuss these challenges in condition of financial, social, and academic.
To begin with, financial problems are a major challenge for university students includes tuition fee,
rent expenses, and text books. Tuition fee is the most common challenge for these students. Though,
for some they only take one or two units per semester because...show more content...
Firstly, Culture shock is always happened for new students where they left their familiar culture and
live in a new environment. In this case, they confused about new things surrounded them. It can take
their time to study this new culture and try to accept it but takes some times. It also challenges them
to familiarize with university life and lifestyle. Hence, culture shock makes them fear and challenge
them to learn to accept this.
Secondly is on social problem which concerned on youth life which best described as peer pressure.
Peer pressure is a challenge faced by these students. No timetable resulted in mucking around with
friends in town and not doing assignment and private study. But in this case, it is the burden because
you are leaving your works for social functions and cannot miss the fun. Otherwise adopting others
behavior can be also a challenge because unlike before they did not drink alcohol and smoke but now
they adopt new life which affects their studies. So, it twitches them down and makes them disturbed
throughout their studies.
Finally, first–year students are also challenged by means of relationship. Relationship has two parts
here includes the married student and the single student. The problem for married students is that
they are isolated with their love ones and causes home–sickness at all times. Additionally, single
students are also challenged by leaving their parents which also causes home–sickness. But the most
important

Student Loan Debt And Why It Is A Problem Essay
Student Loan Debt and why it is a Problem
Student loan debt affects college students all over the United States. Today students are having to
take out loans in order to pay for all of their college expenses. It can be a pain to deal with the
hassle of paying back the loans. The problems with student loans include causing students to go into
debt that they are not able to pay them off in the given time which makes them put major life
decisions on hold, and the debt stay with the student even through bankruptcy. A solution that would
solve these problems is the idea of debt forgiveness which is the idea that the government will get
rid of all the loan debt for college graduates.
A problem with student loan debt is that students gain more debt because they are not able to pay
off the student loans within the given time which also causes them to put certain life decisions on
hold. According to Sophie Quinton debt is a problem for the recent college graduates because
"There's currently no way to get rid of federal student debt other than paying off the loans. while
some borrowers are paying off their debts just fine, overall they are adding debt faster than they are
shedding it"(Quinton). According to Jamaal Abdul–Alim stated that a "survey – titled Student Loan
Debt: Who's Paying the Price?– revealed a number of troubling statistics about the practical ways
that student loans are impacting college graduates in their everyday lives. For instance the survey
found that: 49

common problems for college students
Common Problems for College Students
Problems May Include, But are Not Limited to:
Disorganization/feeling overwhelmed
Eating right and staying healthy
Failing to manage money
Failing to network
Homesickness
Not resolving relationship issues
Poor grades/not studying or reading enough
Poor sleep habits
Skipping classes
Wasting time/procrastinating
Interventions:
The following tips are for students to help themselves avoid some of the negative affects of these
problems. While these issues are certainly not exhaustive, many college students will be affected by
a number of them during their college experience.
Reducing feelings of homesickness may be difficult for some but may be accomplished by remaining
on campus during the...show more content...
While getting to know other students/faculty, establish deadlines for assignments that minimize your
stress level.
In as much as college is a time when many people feel overwhelmed with the requirements of life,
don't let this go on for long. Consider seeing a professional counselor to help you organize, prioritize
and better manage the demands being placed upon you.
Source : http://www.ipfw.edu/offices/family–outreach/for–parents–from–sap
/commonproblemsforstudents.html
Common Problems College Students Face – Overcoming Adversity
Every college student wants their experience to be memorable, but in the right way. High school
students envision their college years will be full of fun, new social encounters, new experiences, and
fond memories. However, there are also many problems college students face throughout their years
there, and how they deal with them is essential in their academic, emotional, physical, and social
success.
Here are some common problems and some possible solutions for working through them.
Finances – One of the major challenges college students face is that of finances. Many students drop
out prior to graduation because they cannot afford the cost. Some have help from parents, others
have financial aid, but still with the rising cost of tuition, textbooks, room and board, gasoline,

clothing, and other necessities, the challenge is often a difficult one to overcome.
Planning is an essential

Is There a Solution? Essay
It is 2:15 a.m., and you have just finished creating a paper for your English class. Your eyelids are
drooping, so you decide you will drag yourself to bed for a few hours of sleep. You no more than
fall asleep (it feels) and your alarm clocks goes off. It is 7:00 a.m. and you think, "I'll just lay here
for five more minutes." Next thing you know, it is 7:45 a.m., you are just getting up, and you
have class at 8:00 a.m. You rush around and make it to school on time, but realize that you forgot
to do your physics and calculus homework because you were so focused on your English paper.
You would have had time for all your homework if your basketball practice had not run so late! All
of your friends can tell you are very upset about...show more content...
He, unlike other writers, does not see morals as the major cause of cheating, although he does not
discount the fact that they do play a part. Staples, while talking to a physics professor at the
Massachusetts Institute of Technology, was told, "The big sleeping dog here is not themoral issue.
The problem is that kids don't learn if they don't do the work" (Staples). So to put it simply, Staples
does not think that morally our students are lacking. He thinks that the real problem is that our
students do not want to learn. A friend of Staples, a professor at a well–known university who was
interviewed for his article, had an eye opening experience with a student. One of his students
blatantly plagiarized and then said that he would be ashamed to "go home to his family with an F
" (Staples). However, he did not once say that he was remorseful. The professor stated, "This
represents a shift away from the view of education as the process of intellectual engagement...toward
the view of education as mere training." He goes on to say that in training, it does not matter how
you come to the right answer, as long as you do, while in education, you are supposed to think
critically and improve your mind (Staples). This seems to ring true in today's society. The world is
changing, and the line of what is plagiarism and what is not plagiarism

Problem Solution Essay: Reducing College Debt
"Statewide, graduates of Ohio's more than 200 colleges and Universities carry some of the highest
average debt in the country"(Martin 5). College debt has been a staggering issue statewide; students
apply to loans they can't handle and the effective of doing so hurts them financially. College debt
continues to rise; unfortunately, three solutions have been offered which range from planning,
scholarships, and community college. The cost of colleges increasing, leaving a large amount of
students in debt. It creates an enormous amount of stress on individuals. For instance, Kelsey
Griffith a graduate from Ohio Northern University begins to pay off " her $120,000 in student
debt"(Martin 4). Moreover, with dept this high, Ms. Griffith works two jobs and is forced to move
in with her parents to be financially stable. In addition, the demand for college education is high and
loans are easily attainable. For example, Ms. Griffith knew her college was expensive, but they
disregarded her payments and she soon found she owed "$900 a month" after she graduates(Martin
4). Furthermore, colleges motivate and push students to...show more content...
Community college is an excellent route for reducing college debt. For instance, the average tuition
for Arizona state universities is "$9,200" while Maricopa community college average at
"$2,280"(NCES 7). Moreover, attending a community college first saves the student $7,430. It's
much cheaper than attending a university for all four years right after high school. In addition,
working during high school alleviates debt even more. For example a "high school student who
works 20 hours per week(more during the summer, less during the school year) and saves $6 per
hour" will save about "$24, 960"(Steinberg 13). Furthermore, this would provide the student with
enough money to complete college debt free. After the student could attend grad school with extra
money, whether he/she chooses or

TECHNOLOGY IN EDUCATION Presently we live in a world where technology is a very vital
factor. With each passing moment, a new technology is being brought into the market that serves
to improve our lives in one way or another and that has made it much easier for people to go about
their day to day activities. However, it is important to note that even though technology plays a big
role in making our lives easier, it has also not made learning easier in our educational system.
Education has become very expensive and it is also intriguing how technology has changed and
solved educational problems. The 21st century generation is fascinated by the eruption of
technological advancements in the educational field. In the 1980s –90s, computers used in schools
were less in number as compared to this age where it has become common to see schools filled with
advanced computers. This implementation has altered many ideas of the educational systems and
has controlled the lives of students and teachers alike. The effects of technology in education are
related to both teachers and students. Even though technology in its totality has more beneficial
approach to the education system, there are some negative consequences that it brings along such
as; technology shouldn't be allowed to be solely depended on in the field of education because it
can't replace skilled teachers, again, it has made people less interactive and has led to shorter
attention span. Student tend not to read emotions

Campus Violence: Problem and Solution Essay
Violence on campuses increasingly manifest in a larger number of random assaults, group fights,
mass shootings, flash–mob crimes, and vicious one–on–one attacks. Since March, about four women
were charged for the murder of other female students. Crime gradually characterizes the modern
college experience. Despite security provided, crime and violence rates increased on school
campuses.
The number of cases increased from 40 during the 1980s to 79 in the 1990s and 83 since 2000. The
reason for the increase remains unknown. However, the increase in crime rate occurred in college
student enrollment within the previous 20 years. The arrests of females increased more than the
arrest of males in the majority of the crime categories between 1991...show more content...
Students targeted by violators may lose self–esteem. They may also undergo depression or anxiety
due to the traumatic events. The students involved in violent activities become a nuisance to other
students. They may also fail out of school and end up ruining their futures.
The goal of every parent is to enroll their children in school so they may develop a better future. Most
parents plan on providing tuition, recommendations and support for their children. Numerous
parents must now become experts on helping them manage with the result of robbery, rape, and
murder. A tragic experience on campus may affect the students' academics and change their ways of
living.
Young people experiencing freedom for the first time may become less eager to cooperate in
confrontations. Countless students undergo loneliness until they find friends and public activities,
which leave them with no support system to help solve problems. Many primary schools report
violent incidents concerning females. Social medias create a place for people to terrorize each,
which stirs up violence. "Every week, there is some sort of violent altercation between females and
the arrest of young females for violent crimes." (Attorney Paul B. Ebert).
The Internet, blogging, e–mail, and cell–phone text messaging began to play major roles in school
safety. Cell–phone text messaging and e–mail supply

Overcoming Education Debt: Solutions to a Growing Problem

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Overcoming Education Debt: Solutions to a Growing Problem