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FREE MONEY SOURCES

                  Beware of
                 Grant Scams
                   (page 1)

                  Free Local
                Grant Libraries
                   (page 1)

                   Public vs.
                Private Grants
                    (page 2)
  HOW TO GET      Secrets of a
                 Grant Writer
 GRANT MONEY     (pages 2 & 3)

FREE AND EASY   Low-Cost Grant
                  Seminars
                   (page 3)
FREE MONEY SOURCES
     BEWARE OF GRANT SCAMS!!!
                                           Guard your wallets because there are grant scams
                                           everywhere you turn. If it sounds too good to be true, it
                                           probably is. Maybe you’ve heard bits and pieces about free
                                           grant money on TV, radio, or YouTube. You may have paid
                                           money on a website to get a grant listing. They may have
                                           promised you a $10,000 grant if you paid $1,000 upfront.
                                           The economy is tight, and you might become an innocent
                                           bystander in a free money scam, so please beware.

                                           Here are 3signs of a grant scam.


1. PAY MONEY UPFRONT TO GET FREE MONEY
There are thousands of real grant opportunities available that don’t charge you a penny to apply. In
fact, most grant funders want you to apply! That’s because foundations are created to give away
money to people, businesses and nonprofit organizations. If they had to charge people to apply, they
would never get an applicant. So, if there is a website that is requiring payment in order for you to
apply for a grant, this is a fraud. Or they may charge you a fee to do a grant search. Why should you
pay when you can visit a grant library in your own community where you can search free -of-charge?

2. YOU’RE GUARANTEED TO GET A GRANT
If a company guarantees that you will get a grant, please read the small print. A grant committee
meets once a month or a few times a year to select grant recipients. They must review hundreds of
applicants to find the one who meets the qualifications. Sometimes there is only one recipient, other
times there may be a dozen. If you apply for a grant and do not meet the minimum qualifications, do
not expect to receive it. How can a company know that you will get a grant unless they are a psychic
mind reader? If a grant proposal is well written, it can increase your chances t o get a grant, but never
guaranteed.

3. HIGH PRESSURE INTO MEETING DEADLINES
There are many grants that have deadlines, and there are some with rolling deadlines. Some grant
funders accept applications year-round and fund your idea on an as-need basis. If there is a company
telling you that you should pay them money right away so that you can meet a certain grant deadli ne,
it is most likely a scam. When you feel that you might miss a grant opportunity deadline, you will be
more inclined to pay any amount of money just to meet that deadline. Take your time and research
the grant before you apply, and make sure it is worth your time and energy.


      FREE LOCAL GRANT LIBRARIES
    DONORS FORUM                                        EVANSTON PUBLIC LIBRARY
    208 S. LaSalle, Ste. 1535                           1703 Orrington Ave.
    Chicago, IL 60604                                   Evanston, IL 60201


  © 2012 RK Armour Consulting     skyscraperseminars.com     (312) 957-4717 x101        Page 1
FREE MONEY SOURCES

  PUBLIC VS. PRIVATE GRANTS
                                   Public grants are awarded by federal government agencies, while
                                   private grants are funded by foundations or family trusts unassociated
                                   with the government. There are also corporate grants funded by
                                   corporations such as Coca-Cola and McDonald’s. There are advantages
                                   and disadvantages to both types.

                                   ADVANTAGES OF PUBLIC GRANTS:Public grants usually offer larger sums of
                                   money. Also, accessing information about these grants, such as
                                   deadlines and application forms, is often easy.

                                   DISADVANTAGES OF PUBLIC GRANTS:The application process is more
                                   bureaucratic, and competition is tougher because of so many
                                   applicants.
ADVANTAGES OF PRIVATE GRANTS:Private grants are easier to get and more likely to be awarded to individuals.
Also, the application process is usually simpler.

DISADVANTAGES OF PRIVATE GRANTS:The grant amounts are generally smaller, and finding information usually
involves more research time.

No matter which route you choose, there is a large possibility that you will get a grant; it depends on how
many you apply to, and how closely you meet the qualifications. It is recommended that you search for
public grants on websites like grants.gov and private grants on foundationcenter.org.


SECRETS OF A GRANT WRITER
I’ve earned over $250,000
in   grants,   fellowships,
                                  I won a fellowship to
                                  travel abroad to Nigeria,
                                                                         BY RK ARMOUR
awards, and scholarships          West Africa and conducted
throughout my career, and         research     on     Western
I am going to tell you how        media and women. I won a
to do the same.                   business start-up grant
                                  from Avon and impressed
At an early age, I learned        judges such as Phylicia
how to write fundraising          Rashad     (Cosby    Show),
letters out of necessity. I       Sarah Ferguson (Duchess
came         from          an     of York), and Suze Orman
impoverished household,           (Financial Expert).
and my parents could not
afford to pay for any             Your writing skills must be
extracurricular activities.       able to convince the
                                  selection committee that
Therefore, I learned to use       you     are   the    perfect
my talents and skills in          candidate for the grant.
written       and        oral     You must use proper
communications to gain            grammar, and be able to
access to programs and            tell a story about how you
opportunities         mostly      or your organization will
available to the privileged.      use the funds.



© 2012 RK Armour Consulting       skyscraperseminars.com         (312) 957-4717 x101        Page 2
FREE MONEY SOURCES
SECRETS OF A GRANT WRITER CONTINUED…
Whether you are writing a grant        So, when writing the budget,        agency     and    using    similar
for    yourself,    business    or     please keep in mind that you        language in your proposal. Find
nonprofit organization, you must       should list every single item you   out the mission and values, and
be able to tell a story. The story     will need to make your proposed     align yourself with what they
should describe the people who         project a success. That way you     believe. That way, when they
will benefit from the money and        can buy what you really, really     read your application, they will
show the funding agency as the         need.                               think you are a perfect match.
hero.
                                       Many funders don’t like it when     Also, be creative in your
Those funders want to feel that        you are unrealistic about how       approach and read the RFP
their money is being put to good       much it will cost to run your       (Request for Proposal) in great
use, so come up with a creative        project, so be as honest as         detail. That way you won’t make
idea that will “wow” them. Your        possible. If you need a million     careless     mistakes    on    the
grant proposal must have a             dollars, don’t say you need         application. When you forget to
complete plan of action on how         $100,000. That’s because the        include additional items such as a
you will put your funds to good        funders will think you haven’t      resume, or references, then it
use.                                   thought about your project in       will only delay the process.
                                       enough detail.
I’ve been able to purchase                                                 Many      funders have      online
transportation,        computers,      When you receive the grant, they    applications, but some still use
books, projectors, real estate,        must be confident that you can      the      traditional    approach.
and other items from grants I          handle the money and will do        Sometimes they want you to
have received through the years.       what you say you will do. One       make several copiesof the
There’s nothing in fine print          benefit for the funding agency is   application and send it by USPS.
which states you have to return        the free publicity they get when
these items, so after your project     they award a grant to your cause.   If you are looking for a grant that
is up, that property is yours to                                           requires a 501(c)3 status with the
keep. You might reuse those            One secret to being a successful    IRS, you should visit irs.gov or
items in a new project and be          grant   writer   is   conducting    find a fiscal sponsor by visiting
able to help more people.              thorough research on the            fiscalsponsordirectory.org.


  LOW-COST GRANT SEMINARS
 Located at the Willis Tower (formerly Sears Tower),
 Skyscraper Seminars provides low-cost seminars,
 workshops, and conferences to anyone who is looking
 to start a business venture or nonprofit organization.
 Even current business owners can benefit from these
 high-impact and exciting workshops with a beautiful
 view of Chicago’s amazing skyline.

 For as little as $10, individuals can learn about topics
 such as grant writing, business proposal writing, new
 client acquisition, job opportunities, B2B marketing
 strategies, and much more. One-on-one consultations
 are an additional fee. Dress code is business
 professional, and B2B networking opportunities are
 always available.

 To learn more about Skyscraper Seminars, visit
 skyscraperseminars.com or call 1(877)759-8291 x101.
 Group discounts are available.
 Mention Offer Code: ____________________________

   © 2012 RK Armour Consulting       skyscraperseminars.com      (312) 957-4717 x101        Page 3

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Free Money Sources

  • 1. $2 FREE MONEY SOURCES Beware of Grant Scams (page 1) Free Local Grant Libraries (page 1) Public vs. Private Grants (page 2) HOW TO GET Secrets of a Grant Writer GRANT MONEY (pages 2 & 3) FREE AND EASY Low-Cost Grant Seminars (page 3)
  • 2. FREE MONEY SOURCES BEWARE OF GRANT SCAMS!!! Guard your wallets because there are grant scams everywhere you turn. If it sounds too good to be true, it probably is. Maybe you’ve heard bits and pieces about free grant money on TV, radio, or YouTube. You may have paid money on a website to get a grant listing. They may have promised you a $10,000 grant if you paid $1,000 upfront. The economy is tight, and you might become an innocent bystander in a free money scam, so please beware. Here are 3signs of a grant scam. 1. PAY MONEY UPFRONT TO GET FREE MONEY There are thousands of real grant opportunities available that don’t charge you a penny to apply. In fact, most grant funders want you to apply! That’s because foundations are created to give away money to people, businesses and nonprofit organizations. If they had to charge people to apply, they would never get an applicant. So, if there is a website that is requiring payment in order for you to apply for a grant, this is a fraud. Or they may charge you a fee to do a grant search. Why should you pay when you can visit a grant library in your own community where you can search free -of-charge? 2. YOU’RE GUARANTEED TO GET A GRANT If a company guarantees that you will get a grant, please read the small print. A grant committee meets once a month or a few times a year to select grant recipients. They must review hundreds of applicants to find the one who meets the qualifications. Sometimes there is only one recipient, other times there may be a dozen. If you apply for a grant and do not meet the minimum qualifications, do not expect to receive it. How can a company know that you will get a grant unless they are a psychic mind reader? If a grant proposal is well written, it can increase your chances t o get a grant, but never guaranteed. 3. HIGH PRESSURE INTO MEETING DEADLINES There are many grants that have deadlines, and there are some with rolling deadlines. Some grant funders accept applications year-round and fund your idea on an as-need basis. If there is a company telling you that you should pay them money right away so that you can meet a certain grant deadli ne, it is most likely a scam. When you feel that you might miss a grant opportunity deadline, you will be more inclined to pay any amount of money just to meet that deadline. Take your time and research the grant before you apply, and make sure it is worth your time and energy. FREE LOCAL GRANT LIBRARIES DONORS FORUM EVANSTON PUBLIC LIBRARY 208 S. LaSalle, Ste. 1535 1703 Orrington Ave. Chicago, IL 60604 Evanston, IL 60201 © 2012 RK Armour Consulting skyscraperseminars.com (312) 957-4717 x101 Page 1
  • 3. FREE MONEY SOURCES PUBLIC VS. PRIVATE GRANTS Public grants are awarded by federal government agencies, while private grants are funded by foundations or family trusts unassociated with the government. There are also corporate grants funded by corporations such as Coca-Cola and McDonald’s. There are advantages and disadvantages to both types. ADVANTAGES OF PUBLIC GRANTS:Public grants usually offer larger sums of money. Also, accessing information about these grants, such as deadlines and application forms, is often easy. DISADVANTAGES OF PUBLIC GRANTS:The application process is more bureaucratic, and competition is tougher because of so many applicants. ADVANTAGES OF PRIVATE GRANTS:Private grants are easier to get and more likely to be awarded to individuals. Also, the application process is usually simpler. DISADVANTAGES OF PRIVATE GRANTS:The grant amounts are generally smaller, and finding information usually involves more research time. No matter which route you choose, there is a large possibility that you will get a grant; it depends on how many you apply to, and how closely you meet the qualifications. It is recommended that you search for public grants on websites like grants.gov and private grants on foundationcenter.org. SECRETS OF A GRANT WRITER I’ve earned over $250,000 in grants, fellowships, I won a fellowship to travel abroad to Nigeria, BY RK ARMOUR awards, and scholarships West Africa and conducted throughout my career, and research on Western I am going to tell you how media and women. I won a to do the same. business start-up grant from Avon and impressed At an early age, I learned judges such as Phylicia how to write fundraising Rashad (Cosby Show), letters out of necessity. I Sarah Ferguson (Duchess came from an of York), and Suze Orman impoverished household, (Financial Expert). and my parents could not afford to pay for any Your writing skills must be extracurricular activities. able to convince the selection committee that Therefore, I learned to use you are the perfect my talents and skills in candidate for the grant. written and oral You must use proper communications to gain grammar, and be able to access to programs and tell a story about how you opportunities mostly or your organization will available to the privileged. use the funds. © 2012 RK Armour Consulting skyscraperseminars.com (312) 957-4717 x101 Page 2
  • 4. FREE MONEY SOURCES SECRETS OF A GRANT WRITER CONTINUED… Whether you are writing a grant So, when writing the budget, agency and using similar for yourself, business or please keep in mind that you language in your proposal. Find nonprofit organization, you must should list every single item you out the mission and values, and be able to tell a story. The story will need to make your proposed align yourself with what they should describe the people who project a success. That way you believe. That way, when they will benefit from the money and can buy what you really, really read your application, they will show the funding agency as the need. think you are a perfect match. hero. Many funders don’t like it when Also, be creative in your Those funders want to feel that you are unrealistic about how approach and read the RFP their money is being put to good much it will cost to run your (Request for Proposal) in great use, so come up with a creative project, so be as honest as detail. That way you won’t make idea that will “wow” them. Your possible. If you need a million careless mistakes on the grant proposal must have a dollars, don’t say you need application. When you forget to complete plan of action on how $100,000. That’s because the include additional items such as a you will put your funds to good funders will think you haven’t resume, or references, then it use. thought about your project in will only delay the process. enough detail. I’ve been able to purchase Many funders have online transportation, computers, When you receive the grant, they applications, but some still use books, projectors, real estate, must be confident that you can the traditional approach. and other items from grants I handle the money and will do Sometimes they want you to have received through the years. what you say you will do. One make several copiesof the There’s nothing in fine print benefit for the funding agency is application and send it by USPS. which states you have to return the free publicity they get when these items, so after your project they award a grant to your cause. If you are looking for a grant that is up, that property is yours to requires a 501(c)3 status with the keep. You might reuse those One secret to being a successful IRS, you should visit irs.gov or items in a new project and be grant writer is conducting find a fiscal sponsor by visiting able to help more people. thorough research on the fiscalsponsordirectory.org. LOW-COST GRANT SEMINARS Located at the Willis Tower (formerly Sears Tower), Skyscraper Seminars provides low-cost seminars, workshops, and conferences to anyone who is looking to start a business venture or nonprofit organization. Even current business owners can benefit from these high-impact and exciting workshops with a beautiful view of Chicago’s amazing skyline. For as little as $10, individuals can learn about topics such as grant writing, business proposal writing, new client acquisition, job opportunities, B2B marketing strategies, and much more. One-on-one consultations are an additional fee. Dress code is business professional, and B2B networking opportunities are always available. To learn more about Skyscraper Seminars, visit skyscraperseminars.com or call 1(877)759-8291 x101. Group discounts are available. Mention Offer Code: ____________________________ © 2012 RK Armour Consulting skyscraperseminars.com (312) 957-4717 x101 Page 3