Rozann Downing describes the work Community Action Network, Inc. is doing in rural Tennessee to create affordable housing for seniors and veterans.

1. Community Action
Network, Inc. (CAN)
Rozann Downing

2. THE VISION
To create and expand affordable, safe,
permanent and quality housing options
for Rural West & Rural Middle
Tennessee.
• Specifically meeting the needs of Veterans,
Military Families, & Seniors
THE MISSION
To promote rural development by producing
affordable housing and increasing the skill
and employability of participants through
hands on training.

3. Thank You Partners
• We want to take a minute to Thank all our
Grantors and Funding Partners that have
made the Senior & Veteran Initiatives
possible without you helping our Seniors &
Veterans & Military Families Programs
would not have been possible.

4. Exchanging Ideas
• List Top 3 Funding Sources You Used
for Seniors & Veterans Housing
• Successes & Challenges for Your
Program
• Things You Would Like To Learn

5. Veteran
Housing
Ideas/ Opportunities

6. VA’s Homeless Program Alphabet Soup
Outreach (CRRC, HCHV)
National Call Center for Homeless Veterans (NCCHV)
Prevention (HCRV, VJO, SSVF, VHPD)
Transitional Housing (GPD, CWT/TR, HCHV Contract Housing)
Residential Rehab (RRTP)
Voc Rehab (CWT, DVRE)
Permanent Housing (HUD-VASH)
Services must address needs identified by those we serve.
Program info: www.va.gov/homeless

7. What Worked For CAN
Outreach (Partner with CoC)
National Call Center for Homeless Veterans (2-1-
1 & West TN Homeless Hotline)
Prevention (SSVF & ESG)
Transitional Housing ()
Residential Rehab (Home Depot Foundation,
HPG, FHLB)
Voc Rehab (Center for Independent Living)
Permanent Housing (HUD-SHP, SSFV)

8. Foreclosed VA & OtherForeclosed VA & Other
Federal PropertiesFederal Properties
Non-profit organizations may be eligible to purchase VA acquired
properties at a discount.
VA markets these properties at fair market. Non-profits may purchase
these properties at discounts after the properties have been listed for
sale. Percentage of discount vary based on length of property listing.
Listings – http://listings.vrmco.com/
Other Federal Properties- http://portal.hud.gov/hudportal/HUD?
src=/topics/homes_for_sale

9. HUD Housing Counseling
• Pre/Post Purchase Counseling
• Homebuyer EducationTraining/Certification
• Fair Housing
• Predatory Lending
• Foreclosure Intervention Counseling-
• Financial Literacy Training, budgeting, and debt
management
• Credit Counseling
• Mortgage Default/Loss Mitigation-HHF
• Rental Counseling
• Services for the Homeless

10. CAN’s HUD Housing
Counseling
• Community Action Network (CAN) is a
certified HUD Housing Counseling
Agency.
• We apply for HUD Housing Counseling
Grant Funding
• This Grant Funding enables CAN to hire a
Housing Counselor
• We hired an unemployed Veteran

11. Senior Housing
Opportunities

12. 1. Home Depot Foundation
2. Rural Development-HPG
3. Federal Home Loan Bank of Cincinnati-
Accessibility Repair
4. Home Depot Donations-Framing For Hope
5. Rural Development-504 Loan Program
6. Part B Funds from Center for Ind. Living
Homeowner Repair Funding

13. Section 504 Rural Housing Repair and
Rehabilitation Loans and Grants
• Purpose:
• This Housing Repair program provides
loans and grants to very low-income
homeowners to repair, improve, or
modernize their dwellings or to remove
health and safety hazards.
• Ideas-Become a Rural Development
Loan Packager for 504 Loans

14. Homeownership Funding
1. Home Depot “Framing for Hope”
2. HAC-SHOP funds
3. HUD-HOME
4. Housing Trust Fund
5. Rural Development-502 Loan Program
6. Federal Home Loan Bank of Cincinnati

15. Combining Our Senior &
Veteran Housing Programs
• J.M. was a homeless, disabled Senior
Veteran. He had been living in an old shed
for a number of years. He was referred to
CAN from our Independent Living Center.
They helped him get his VA Benefits
started, and we helped him get into a new
home.

16. J.M.’s Home
• The funding sources used to provide J.M. an affordable
home:
1. HAC-SHOP Funds-$15,000
2. Framing for Hope (Home Depot Donations)-$10,000
3. HUD-HOME-$15,000
4. FHLB-AHP-$10,000
Total Mortgage Reduction & Cost Savings $ 50,000
His First Mortgage is $40,000-House Payment $ 315.00 for
15 years

17. J.M.’s New Home

18. Rent To Own Homes
• THDA-Housing Trust Fund
• THDA-NSP
• Community Development Block Grant
• Rental Assistance-HUD-SHP & VA-SSFV
The CDBG & Housing Trust Fund Grants have a 5
year Retention-The Tenant is allowed to purchase
Home after 5 years. A percentage of their rent can
applied toward Down Payment

19.
FEDERAL HUD-SHP THDA- VA-SSFV RD-HPG RD-Demo Home
HOME LOAN HTF GRANT Initiative Depot
BANK Foundation

20. CAN’s Strategies
 Solicit Board Members that are Veterans &
Military Families and/or Seniors
Apply for Grants for Homeownership,
Homeowner Repair targeting Veterans &
Seniors, and Rent To Own Homes
Apply for WOTC and Hire Unemployed
Veterans
HUD Housing Counseling
Implementing Energy Saving Ideas

21. Energy Efficiency Ideas
• Install Ductless Mini-Split Heat/Air Units
• Cost per HVAC unit lower than traditional
HVAC unit
• ENERGY STAR systems rated systems
with dramatic increases all the way up to 26
SEER. .which means low utility bills!

22. Tankless Water Heaters
For homes that use 41 gallons or less of hot
water daily, demand water heaters can be
24%–34% more energy efficient than
conventional storage tank water heaters.

23. Our Next Step-Solar Panels!!
• Check Your Local Area to See What Might
Be Available for Grants to Install Solar
Panels
• CAN is sending one of our Employees to
get Certified to Install Solar Panels
• We are going to check with TVA

24. Have You Received Any $$$$
From the IRS lately for Your
Organization??

25. Community Action Network
Did!!
Through the WOTC Program

26. Work Opportunities Tax Credit
• The Work Opportunity Tax Credit (WOTC) is a
Federal tax credit available to employers who hire
individuals from eligible target groups with
significant barriers to employment.
• Tax-exempt organizations can take advantage
of WOTC by hiring eligible veterans and
receiving a credit against the employer’s share of
Social Security taxes.

27. Helping Homeless Seniors &
Veterans
• Homeownership- J.M. & E.R.
• Rent To Own- L.D. & E.C.

28. Home Depot Foundation &
Framing for Hope

29. Homeless Outreach-
Partnering With Our
Homeless Coalition
Motorcycle Run

30. We can change the current housing
situation for Veterans and Seniors-
through
intention, strategy, collaboration
and community!