For FRANCHISE all-in-one system, kasama sa package ang mga ito: >BAYAD CENTER >REMITTANCE (Local & International) >AIRLINE TICKETING (Domestic & International) >HOTEL & RESORTS RESERVATION (In-bound & Out-bound) >TRAVEL & TOURS (In-bound & Out-bound) >ONLINE SHOPPING >DEALERSHIP OF LOADING... >COURIER Contact: Sani Cortez 0928.358.17.48

3. THE TRILLION$ INDUSTRY

5. AGENDA:
About ExpressPay
What We Offer
Business Model
Revenue Projections
E-BUSINESS

6. Touch Solutions
Incorporated
Sagesoft Solutions
Incorporated
Touch Group
www.touchgroup.net
Touch Solutions
Japan

7. Touch Solutions, Inc.
• IT company that has been operating for
more than 10 years.
• A leader in the Open Source IT arena
• Publicly-listed Corporation (TSI:PM)
 IPO – Dec. 2011 – Raised P100 M

8. Partners:
Touch Solutions, Inc.

9. Partial List of Clients:
Touch Solutions, Inc.

10. Sagesoft Solutions, Inc.
Official Distributor of:

11. Sagesoft Solutions, Inc.
Partial List of Clients:
• Goodyear Steel Pipe
Corporation
• Colgate-Palmolive
• Kimberly-Clark
Philippines
• Wella
• Wyeth Pharmaceuticals
• Marubeni Energy
Services Corporation
• Masagana Gas
Corporation
• Binalot
• Bounty Fresh
• Congo Grille
• Gerry’s Grill
• CrownAsia
• Discovery Suites
• ABS-CBN Bayan Foundation
• ABS-CBN Film Productions
• ABS-CBN
Broadcasting/Interactive
• The Generics Pharmacy
• Southstar Drug
• IBM
• Magsaysay-Mitsui O.S.K
Marine, Inc.
• Wan Hai Lines Limited
• Dunlop Slazenger Group
• Kodak Philippines Limited

12. ExpressPay
Anson Uy
Chairman
-One of the leaders in open source services in
the Philippines and has introduced the use of
enterprise grade Linux and other open source
software to the country’s top companies as well
as small and medium enterprises.
-Spearheads the Open Source Arena for BPOs
through the establishment of TSI Japan.
-President of Touch Group of Companies

13. ExpressPay
Incorporated: Apr. 12, 2011
Office: 9th Flr., Jafer Place,
19 Eisenhower St.,
Greenhills, San Juan City
Branches: 360+ Nationwide

14. WHAT DO WE OFFER?
A Ready-to-Operate
• COMPUTER, PRINTER & INTERNET CONNECTION
6 - in - 1
• REMITTANCE (Local & Int’l.)
• PREPAID LOADS
• BILLS PAYMENT
• E-TICKETING
• COURIER & Online Shopping
Franchise Business
• TRAINING
• HELPDESK
• MARKETING SUPPORT

15. WHAT DO WE OFFER?
E-Business Franchise features:
• An Integrated Online e-Payment System
• A Single Funding Account
– To Maximize the Earning Potential of Your Fund
• Detailed Reports
• A Growing Service Portfolio
– More Services/Revenue
Streams to come

16. E-BUSINESS OPPORTUNITIES
REMITTANCE:
Over 8 MILLION OFWs, about a tenth of the
Population
2009 Remittance = US$17.348 BILLION, up by 5.4% from
2008 figures
2011 = over US$20 BILLION
Domestic Remittance

17. DOMESTIC REMITTANCE
DOMESTIC REMITTANCE SERVICES
 Door – to – door Cash Delivery
• Nationwide Delivery
 Branch Pick-up
 Expresspay Branches (180 +)
• Prime Asia Pawnshops (190)
 Credit to Bank Accounts
• Metrobank, BPI, BDO, Landbank, PNB, etc.
 VISA Cash Card
o ATM Card
o VISA Debit Card
o No Initial Deposit, No Min. Balance Requirement
o First Load Transaction FREE of Charge

18. ONGOING DEVELOPMENTS
OVER 8,000 LOCATIONS
1. SMART PADALA
2. GLOBE GCASH
3. M. LHUILLIER
4. LBC
5. TAMBUNTING

19. LOWEST RATES
BRANCH PICK-UP
AMOUNT FEE
10 - 100.00 6.00
100.01 - 200.00 12.00
200.01 - 300.00 18.00
300.01 - 400.00 22.00
400.01 - 500.00 28.00
500.01 - 600.00 33.00
600.01 - 700.00 36.00
700.01 - 800.00 39.00
800.01 - 1,000.00 40.00
1,000.01 - 1,500.00 50.00
1,500.01 - 2,000.00 70.00
2,000.01 - 2,500.00 90.00
2,500.01 - 3,000.00 100.00
3,000.01 - 3,500.00 120.00
3,500.01 - 4,000.00 130.00
4,000.01 - 5,000.00 150.00
5,000.01 - 6,000.00 180.00
6,000.01 - 6,500.00 210.00
6,500.01 - 9,500.00 220.00
9,500.01 - 10,000.00 225.00
10,000.01 - 14,000.00 230.00
14,000.01 - 20,000.00 260.00
20,000.01 - 30,000.00 280.00
30,000.01 - 40,000.00 340.00
40,000.01 - 50,000.00 390.00
PINAKAMURA!
P6.00

20. CASH CARD
AMOUNT FEE
500.00 - 1,000.00 35.00
1,001.00 - 1,500.00 55.00
1,501.00 - 2,000.00 70.00
2,001.00 - 2,500.00 90.00
2,501.00 - 3,000.00 105.00
3,001.00 - 3,500.00 125.00
3,501.00 - 4,000.00 140.00
4,001.00 - 4,500.00 160.00
4,501.00 - 5,000.00 175.00
5,001.00 - 5,500.00 195.00
5,501.00 - 6,000.00 210.00
6,001.00 - 6,500.00 230.00
6,501.00 - 7,000.00 245.00
7,001.00 - 7,500.00 265.00
7,501.00 - 8,000.00 280.00
8,001.00 - 8,500.00 300.00
8,501.00 - 9,000.00 315.00
9,001.00 - 9,500.00 335.00
9,501.00 - 10,000.00 350.00
10,001.00 - 50,000.00 370.00
LOWEST RATES

21. INTERNATIONAL REMITTANCE
INTERNATIONAL REMITTANCE SERVICE
 Pay-Out Center for Expresspay partners:
o I-Remit
o EEC (No. 1 in Taiwan)
o Coinstar Money Transfer (138 Countries)

22. E-BUSINESS OPPORTUNITIES
E-LOAD:
Philippines is the “Text Capital of the World”,
which sends about 350 to 400 million SMS
DAILY, more than all the SMS volumes of
European countries, America, and China
combined.
There are currently more than 60 million
cellular phone subscribers in the country:
60% for Smart, 30% for Globe and 10% for
Sun Cellular.
80% are PREPAID subscribers

23. ELOADS MASTER DEALERSHIP
11 – 13%
discount

24. 2%
2%
2%
2%
2%
2%
SPREAD YOUR RETAILERS
NATIONWIDE

25. EARN FOR EVERY LOAD CONSUMED BY
YOUR RETAILERS
EXAMPLE: 100 RETAILERS x
1,000/LOAD/DAY=
P100,000 WORTH OF LOAD SOLD/DAY
2% = P2,000/DAY X 30 DAYS
P60,000/MONTH
*THE MORE RETAILERS YOU HAVE,THE BIGGER YOU EARN

26. PREPAID LOADS
Sell over 200 types of prepaid e-loads, call cards, gaming,
internet, and phone cards without the inventory.

27. PREPAID LOADS

28. XPRESSLOAD
ONE CELLPHONE
ONE SIM
REGISTER UNLIMITED
NUMBER OF RETAILERS

29. Process payments of OVER
125 major bills, i.e. utilities,
telecommunications,
cable TV, credit cards,
insurance, etc.
Accept payments for
a. Meralco Past Due
b. SSS
c. NSO Documents
BILLS PAYMENT

30. Billers
Intended Collections/
Payments
UTILITIES
Meralco Electric Utility Bill
Meralco Past Due Electric Utility Bill
Davao Light (DLPC) Electric Utility Bill
Visayan Electric Co., Inc Electric Utility Bill
Easy Trip Toll fees
E-Pass Skyway Toll fees
ePrime Business Solutions Water Utility Billing
First Peak Water Utility Billing
Manila Water Co., Inc Water Utility Billing
Maynilad Water Utility Billing
Primewater Water Utility Billing
Sta. Lucia Watersystem Water Utility Billing
Subic Water Water Utility Billing
TELECOMS
Bayantel Phone Utility Billing
Digitel Mobile Phils (SUN) Phone Utility Billing
Digitel Communications Phone Utility Billing
Eastern Telecoms Phone Utility Billing
Globe Handyphone Phone Utility Billing
Globe Quest Phone Utility Billing
Globelines Phone Utility Billing
Innove Phone Utility Billing
Piltel Phone Utility Billing
PLDT Phone Utility Billing
- Clark Tel Phone Utility Billing
- Cruz Telco Phone Utility Billing
- Mara Tel Phone Utility Billing
- PhilCom Phone Utility Billing
- Subic Tel Phone Utility Billing
Smart Phone Utility Billing
SmartBRO Phone Utility Billing
BILLS PAYMENT

31. Billers
Intended Collections/
Payments
CABLE / INTERNET
Cable Link Internet/Cable Utility bill
- Bacoor Cable TV Internet/Cable Utility bill
- Cable Internet Internet/Cable Utility bill
- Imus Cable TV Internet/Cable Utility bill
- Las Pinas Cable TV Internet/Cable Utility bill
- Manila 1 Internet Internet/Cable Utility bill
- Manila 2 Internet Internet/Cable Utility bill
- Muntinlupa Cable TV Internet/Cable Utility bill
- Paranaque Cable TV Internet/Cable Utility bill
- Pasay Cable TV Internet/Cable Utility bill
- Pasig Internet Internet/Cable Utility bill
- Pateros Internet Internet/Cable Utility bill
- Taguig Cable TV Internet/Cable Utility bill
CIGNAL Internet/Cable Utility bill
Destiny Cable Internet/Cable Utility bill
Planet CATV Internet/Cable Utility Bill
PLUSCABLE Network Internet/Cable Utility bill
Skycable Internet/Cable Utility bill
- Brightmoon Cable Internet/Cable Utility bill
- Cavite Cable Internet/Cable Utility bill
- Discovery Cable Internet/Cable Utility bill
- HM Cable Internet/Cable Utility bill
- Home Lipa Cable Internet/Cable Utility bill
- Isla Cable Internet/Cable Utility bill
- Pilipino Cable Internet/Cable Utility bill
- Suburban Cable Internet/Cable Utility bill
- Tarlac Cable Internet/Cable Utility bill
Wi-Tribe Internet/Cable Utility bill
BILLS PAYMENT

32. Billers
Intended Collections/
Payments
CREDIT CARDS
AIG Visa/MC Credit Card Billing
Allied Bank / PNB Credit Credit Card Billing
Bankard MC/VISA/JCB Credit Card Billing
BDO Credit Card Credit Card Billing
Citibank VISA/ MC Credit Card Billing
East West Card Credit Card Billing
HSBC Cards Credit Card Billing
Metrobank/ PSBank Card Credit Card Billing
SBCards Diners/MC Credit Card Billing
StandardChartered VISA/MC Credit Card Billing
Union Bank Visa Credit Credit Card Billing
GOVERNMENT SERVICES
NSO Helpline Plus Government Service
SSS Cont - Farmers & Fisherman Contributions
SSS Cont - Non working Spouse Contributions
SSS Cont - OFW Contributions
SSS Cont - Self Employed Contributions
SSS Cont - Voluntary Contributions
INSURANCE
Fortune Care Insurance Premium
Fortune Life Insurance Premium
Great Life Financial Insurance Premium
GREPALIFE Insurance Premium
Manila Memorial Park Insurance Premium
Manulife Chinabank Insurance Premium
Manulife Financial Plans Insurance Premium
Manulife Philippines Insurance Premium
Paramount Life Insurance Premium
Pioneer Life Inc. Insurance Premium
PNB Life Insurance, Inc. Insurance Premium
Prudentialife Plans, Inc. Insurance Premium
Prulife U.K. Insurance Insurance Premium
Sun Life of Canada Phils Insurance Premium
BILLS PAYMENT

33. Billers
Intended Collections/
Payments
LOAN PAYMENTS
Chinatrust Salary Stretch Loan Amortization
Citibank Savings Loan Loan Amortization
Citifinancial Corporation Loan Amortization
Citystate Savings Loan Loan Amortization
HSBC Personal Loan Loan Amortization
Golden Haven Memorial Loan Amortization
Norkis Financial Loan Amortization
Optimum Bank Loan Amortization
PSBank Loans Loan Amortization
StandardChartered EZ Loan Loan Amortization
SUMISHO Motor Loan Loan Amortization
UNISTAR Motor Loan Loan Amortization
SCHOOLS / UNIVERSITIES
Ateneo de Manila School Charges and Fees
DBTC INC - CEBU School Charges and Fees
La Salle Greenhills School Charges and Fees
Miriam College School Charges and Fees
USJ - R School Charges and Fees
CHARITABLE INSTITUTIONS
Bantay Bata Donations/ Charity
Church of Jesus Christ Donations/ Charity
FEBC Philippines Donations/ Charity
Piso Para Sa Pasig Donations/ Charity
Resources for the Blind Donations/ Charity
World Vision Donations/ Charity
OTHERS
Alabang Country Club, Inc. Association dues
British Embassy Visa fee
CARISSA Real Estate Monthly Dues
Cashsense E-Wallet Loading
Cebu Pacific Airplane Ticket Purchase
Chinatrust VISA Card Prepaid VISA Card Loading
Directories Phils Corp Subscription Fee
I.O.S. Marketing Corp. Monthly Dues of Suppliers
IPM Realty Real Estate Monthly Dues
Knowledge Channel Subscription Fee
MyDestiny SBC Subscription Fee
PAFP/ Family Physicians Pofessional Monthly Dues
Rockwell Residential Association dues
BILLS PAYMENT

34. BILLS PAYMENT
​We have gained the trust and confidence
of several major Services and Utilities
companies in the Philippines. This
empowers our merchants to handle bills
collection ranging from water utilities,
power companies, insurance providers,
and even cable companies.
​
You can earn P3.00 to P5.00 in every
transaction.
PROJECTED INCOME
Assuming:
You have at least 5,000 Households under
the vicinity of the area. Each household
have at least 3 to 4 bills.
5,000 Households x 3 Bills = 15, 000 Bills
15, 000 Bills x P4.00 = P60k
income/month

35. BILLS PAYMENT

36. E-TICKETING
Airline & Shipping Tickets are cheaper when purchased
ONLINE. But you need a credit card to do this.
Many travellers, especially in the provinces, do not own
a credit card or are not comfortable transacting online.
Expresspay’s E-Ticketing Service allows you to book
their tickets at a LOW COST and pay it in CASH.

37. E-TICKETING

38. TRAVEL & TOURS
SOON!
 Sell Tickets for Local & International
Airlines
 Book Local & International Hotels
 Book Local & International Tour Packages

39. LOCAL TICKETS:
DEALERS CAN EARN SERVICE CHARGE OF P150.00 TO
P500.00 PER TICKET.
ASSUME:
10 PAX ROUNDTRIP
20 TICKETS SOLD PER MONTH
X P500.00 PER TICKET
P10,000.00/MO.
TICKETING INCOME
PROJECTION

40. INTERNATIONAL TICKETS:
DEALERS CAN EARN SERVICE CHARGE OF P1500.00 TO
P2000.00 PER TICKET.
ASSUME:
10 PAX ROUNDTRIP
20 TICKETS SOLD PER MONTH
X P2,000.00 PER TICKET
P40,000.00/MO.
TICKETING INCOME
PROJECTION

41. COURIER
XPACK, a courier service that offers:
- SAME-DAY,
- insured parcel and cargo delivery
- with money back guarantee
- at rates that are lower than market
standards.

42. E-BUSINESS FRANCHISE MODEL
ONE-TIME SET UP FEE: Php 140,000.00/ BRANCH
Includes:
 Set-up of branch and user accounts
 Training of authorized users (Max. of 2)
 User Manual
 One set of Forms
 Marketing Collaterals, i.e. Signage, Roll-up Banner, etc.
 Marketing Support
 Helpdesk
 Franchise Territory
BUSINESS MODEL

43. FEE STRUCTURE
ELOAD
AMOUNT EXPRESSPAY FRANCHISEE DISCOUNT
Smart P30 0.60 3.30 3.90
REMITTANCE - CASH CARD LOADING
AMOUNT BANK EXPRESSPAY FRANCHISEE FEE
P1,000.00 15.00 10.00 10.00 35.00
BILLS PAYMENT
EXPRESSPAY FRANCHISEE FEE
3.50 3.50 7.00
E-TICKETING
EXPRESSPAY FRANCHISEE FEE
0.00 300.00 300.00
COURIER
EXPRESSPAY COURIER COOP FEE
10.00 50.00 10.00 70.00

44. Service Charges: Transaction Fee
Monthly
Revenue
eLoad
Php30.00 Load Php3.30 Php16,500.00
Bills Payment Php3.50 Php10,500.00
Remittance
Members Php10.00 Php2,000.00
Non-members Php10.00 Php1,000.00
International Php37.50 Php7,500.00
E-Ticketing Php150.00 Php60,000.00
Courier Php10.00 Php20,000.00
TOTAL PROJECTED INCOME/MO. = Php117,500.00
REVENUE PROJECTIONS

45. BENEFITS
• 6 Full-Blown Business in 1
• VERY LOW Start up Cost
• Risk-free transactions
• Additional Sources of Income
– Minimal Overhead Expenses
• Generates more store traffic / new members
• Excellent Investment

46. OUR BRANCHES

47. BENEFITS

49. EXCLUSIVE OFFER
MULTIPLE BRANCH PACKAGES:
DISCOUNTS:
A. 5 BRANCHES: PHP20,000.00 / BRANCH
B. 10 BRANCHES: PHP30,000.00 / BRANCH
C. 15 OR MORE BRANCHES:
PHP50,000.00 / BRANCH

50. EXCLUSIVE OFFER
BRANCH COOPERATIVE:

51. EXCLUSIVE OFFER
BRANCH COOPERATIVE:

52. EXCLUSIVE OFFER
BRANCH COOPERATIVE: