Credit Scoring: The secret to success of e-payment schemes
•
1 like•618 views
Presentation given to an international audience of lawyers in the IT area in Brussels, November 2009
Recommended
Recommended
More Related Content
Similar to Credit Scoring: The secret to success of e-payment schemes
Similar to Credit Scoring: The secret to success of e-payment schemes (20)
Recently uploaded
Recently uploaded (20)
Credit Scoring: The secret to success of e-payment schemes
- 1. Credit scoring – the secret of the success of epayment schemes: a legal view ITechLaw, Annual European Conference Brussels, November 6th, 2009 Stefan C. Schicker LL.M.
- 4. Mike Andrew , 17 , 54 Hobson New York
- 5. >> Scoring is a mathematical, statistical procedure examining the values of the past to predict e.g. the creditworthiness of a person in the future << Definition:
- 6. Why Is Scoring important?
- 7. Convenience for customer Security for merchant vs. Cheap & convenient Payment method Cheap & convenient Payment method
- 9. How Do you use Scoring on the Internet?
- 10. Webshop S Superstore Your Shopping Cart: 1x Plasma TV $ 599,00 Your Information: Name: Address: Telephone: Email: Stefan Schicker Wittelsbacherplatz 1 80333 München 0049 89 28640 232 [email_address] Proceed 1/2
- 11. Concentrator
- 12. Payment Method
- 14. What Is legally relevant?
Editor's Notes
- Lehman Brothers? (Emanuel & Mayer Lehman)
- Answers
- Good business information and efficient risk management provide effective protection against costly bad debt losses. Risks are identified at an early stage and counteractive measures can be implemented in advance.
- Plausibility Address checks Card checks Geo information
- Answers
- Neue Chancen National- international (zumindest EU) SEPA machts möglich EU-Gesetze: ca. 85% der Wirtschaftsbereiche Trotz Harmonisierung: Gefahren im Detail nach ausländischem Recht