Financial planning is the process of meeting your life goals through the proper management of your finances. Your financial independence and future quality of life are vital issues that should not be left to chance. We understand this and can help you secure your future by providing tailored financial strategies designed to create and preserve wealth.

1. Mercury Wealth Management: Financial
Planner Melbourne
www.mercurywealth.com.au
Insurance
We make sure you and your family are
protected against life’s misfortunes.
Superannuation
We can assist you to save tax and have
more super at retirement.
Investment
We can help you to grow your wealth
and realise your financial dreams.
Retirement
We can help you retire when you want
on the income you desire.
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2. About Mercury Wealth Management
Company Directors automatically liable – legislative changes to SGC
regime before parliament.
The government recently introduced tax legislation which is designed to protect
workers superannuation and prevent the establishment of ‘phoenix companies’
which are deliberately designed to defraud workers of their entitlements.
Importantly directors will be personally liable for their company’s failure to pay
Super Guarantee Contributions (SGC)
The ATO will be able to make an estimate of unpaid SGC where a company fails to
meet its reporting obligations.
What is interesting is that the ATO will be able to commence recovery procedures
and pursue company directors if a company fails to comply with its reporting
obligations for a period of more than 3 months and its PAYG or SGC liability
remains unpaid.
Now more than ever company directors need to ensure that they pay both their
SGC and PAYG on time to avoid fulling fowl of the new rules.
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3. Why is it Smart to Hire a money matters, having a
professional guiding you throughout
Financial Planner the ins and outs of the world of
finance is going to do a lot of
Due to the recession that is currently
wonders. For one thing, this man or
happening in almost every part of the
woman is going to be able to
world, men and women today are having a
determine where you can best
hard time managing their cashes on hand.
invest your savings.
Hiring a financial planner would seem
impractical for a lot of people since it would 3. Another thing as to why employing a
normally mean having an added expense. personal adviser for financing is
Despite the fact that this is indeed true, going to be very advantageous is
asking for the assistance of this professional due to the fact that you are going to
is in all actuality going to be very be disciplined when it comes to your
advantageous in the long run. If you are expenses. This is because you are
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seek a professional to do it for you: amount of savings without having to
be extremely tight on the budget.
1. Probably one of the most obvious
things as to why a couple of men On the other hand, the work of a financial
and women would hire a financial adviser is still going to be pointless if ever
planner is due to the fact that they their client is not willing to take into full
are being saved from the stress that practice the recommendations he or she
is brought about by money handling. suggests. For this very reason, it is therefore
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actuality, it is not. This is because professionals prior to hiring one of them.
managing accounts and finances
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still going to be best to have a
monetary adviser to guide you in
making wise decisions. Even if you
are quite aware of the basics or
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4. The Reason Why You Need basics of getting assistance from financial
institutions, to ensure that throughout the
Assistance from Financial event you will have the ability to ask the
Planners ideal questions.
Handling your funds effectively is a trouble- Understanding what you are setting
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regardless of what happens in the near deal. Sometimes, there are institutions that
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business is business, but honest experts
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5. Ways to Choose a Financial Ask around
Planner in Melbourne Ask people who are close to you and most
preferably in the same situation as you. He
There are plenty of advisers out there who most probably knows a planner and will be
are qualified to give you sound advice. The more than willing to recommend one to
only problem is that a lot of them will take you. Also, you might want to ask about
advantage of your current dilemma and sell planners who have been around for many
you different financial products that are years and has a lot of experience in his
often unimportant. It would be best for you pocket. You don’t want a newbie to handle
to avoid experts who would offer you all your investments right? It might cost you
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they will only take advantage of you. You
Conduct an Interview
need to find a financial planner who can
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estate, tax, budgeting, investment, loan, the first few financial planners you
and many others. Continue reading and you encounter. They will do anything and
will learn how to properly choose an adviser everything just to convince you to hire him.
that suits you best. He will tell discuss about your problems and
will offer possible solutions in which are
Know What You Want
very convincing for first timers. As
If you want to hire an expert to help you mentioned earlier, if he slips in the
regarding money matters, then the first possibility of purchasing financial products
thing that you’ll need to do is to determine from him, then that’s the time when you
the problem. Why do you want someone to should be on alert or better yet, just avoid
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the cause as to why you want to employ the
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