The document discusses the balance of payments (BOP) of a country. It defines BOP as a systematic record of all economic transactions between residents of a country and foreign countries over a period of time. The BOP has two main components - the current account which includes trade in goods and services and investment income, and the capital account which covers financial flows. For a balanced BOP, the total credits from foreign transactions must equal total debits. A surplus means receipts exceed payments, while a deficit means payments exceed receipts. BOP statistics are important for governments and businesses to monitor currency movements and inform economic policies.
Synergy is the concept that the combined value and performance of two companies will be greater than the sum of the separate individual parts. Synergy is often a driving force behind mergers and acquisitions and can result in increased revenues or lower expenses. The exchange ratio measures the number of shares the acquiring company issues for each individual share of the target firm in M&A deals involving stock. There are several methods for calculating the exchange ratio, including using earnings per share, market price per share, price-earnings ratio, and net asset value. The maximum and minimum exchange ratios are calculated based on maintaining pre-merger EPS and MPS levels after adjusting for synergies.
This document provides an overview of various income tax deductions that can be claimed in India under sections 80C, 80CCC, 80CCD(1), 80CCD(1B), 80D, 80DD, 80DDB, 80E, 80EE, 80G, 80GG, 80TTA, and 80TTB of the Income Tax Act. It describes the eligibility and limits for each type of deduction, which can be claimed for investments, insurance premiums, pension contributions, medical expenditures, education loans, home loans, rent paid, donations, interest income and savings account interest. The maximum deduction under section 80C is Rs. 1.5 lakhs. Section 80CCD(1B) provides
The document discusses various investment alternatives including real estate, gold/silver, mutual funds, bonds, stocks, derivatives, and commodities. It provides brief descriptions of each type of investment, highlighting some key aspects. For example, it notes that real estate involves the purchase and sale of land and buildings, and gold/silver investment provides protection through diversification and potential for growth. The document also includes charts showing the percentage growth of different investment types on average each year.
This document provides details of various Republic Day special promotions being offered on LG OLED and NanoCell TVs in January 2021. Key offers include 5 years total warranty (3 year standard + 2 year AMC) on OLED TVs priced from Rs. 15,800 for the 55-inch model to Rs. 53,900 for the 77-inch model. Credit card EMI and cashback offers are also provided along with bundled accessories or additional TVs on select models. Finance options with fixed low EMIs are available from top brands. Discounted DTH set top box and subscription packages are offered on all LG TV models as part of the promotions.
Essay on voice against discrimination ( poor people) in HindiAnjaliSingh748
The document discusses a new technology that uses lasers to detect cancer cells in the bloodstream. It works by shining lasers on blood samples to identify cancer DNA and RNA in circulating tumor cells. This technique could provide a less invasive way to detect cancers early and monitor how patients respond to treatments over time.
This document provides an overview of behavioral finance, including its history, key concepts, theories, and significance. Behavioral finance developed to better understand puzzling stock market observations using insights from psychology. It recognizes that investors are normal humans subject to cognitive biases rather than perfectly rational as assumed in traditional finance. Major theories covered include prospect theory, loss aversion, mental accounting, and the disposition effect. The document also outlines learning objectives, heuristic-driven biases, the need and scope of behavioral finance, and its potential limitations.
This document discusses different sampling techniques used in research. It describes probability sampling methods like simple random sampling, stratified sampling, cluster sampling, systematic sampling, and multistage sampling. It also covers non-probability sampling techniques including convenience sampling, judgement sampling, quota sampling, and snowball sampling. For each method, it provides advantages and disadvantages in 1-2 sentences. The document aims to help understand key sampling designs and their appropriate uses in research studies.
The document discusses various aspects of brand management including definitions of brands and branding, elements and functions of brands, types of brands such as personal, individual, and family brands. It also discusses topics like brand positioning, brand equity, brand loyalty, brand ambassador, brand development, brand management process, co-branding, brand strategy, brand extension, and advantages of branding.
Sip report on NPA analysis at Bandhan BankAnjaliSingh748
Bandhan Bank was originally established as GRUH Finance in 1988 as a housing finance subsidiary of HDFC. It focused on providing loans in rural areas of India. In 2019, GRUH Finance merged with Bandhan Bank. Bandhan Bank began as a microfinance institution in 2001 in West Bengal. It received a banking license in 2014 and became a universal bank. The document discusses the history and operations of Bandhan Bank and its subsidiary GRUH Finance, which provides home loans across rural India. It also provides an overview of the banking industry and structure in India.
Study on employees perception towards financial planning at welspun India ltd.AnjaliSingh748
Welspun India Limited is Asia's largest and the world's second largest home textiles manufacturer. It was established in 1985 as Welspun Polyster Limited and later renamed Welspun India Limited in 1995. The company manufactures a variety of home textiles products including terry towels, bed sheets, pillow cases, bathrobes, rugs, and carpets. It has manufacturing facilities in India, Mexico, Portugal, and the UK and exports to over 50 countries worldwide. Welspun India Limited aims to be a global leader in home textiles through innovation, quality, and delighting all stakeholders.
Ppt on need for better customer services in VDC bankAnjaliSingh748
This document is a project report submitted to Gujarat Technological University about conducting a study on the need for better customer services at Valsad District Central Cooperative Bank. It includes an introduction to the bank, objectives and limitations of the study, findings from a survey of 50 customers, and suggestions to address problems identified regarding customer services, small deposits, and lack of infrastructure facilities. The key findings were that customers were satisfied with employee attention but not fully satisfied with communication and facilities compared to other banks. Suggestions included using social media to increase awareness of products and services and improving transaction speeds and ATM access.
Need for better customer services in Valsad district co-operative BankAnjaliSingh748
The document provides a report on a multi-disciplinary action project conducted to study the need for better customer services at Valsad District Central Cooperative Bank. The report includes an introduction to the bank, an analysis of its strengths, weaknesses, opportunities and threats. It also details the phases of the project which included diagnosing problems, designing solutions, and implementing changes. The findings suggest ways to improve customer services at the bank.
The document lists the group members for an assignment as Tiwari Kajal, Tiwari Urvashi, Singh Anjali, Singh Juhi, and Khalifa Jainab. It then summarizes the mission and vision of ROFEL MBA in 3 sentences. The mission is to establish well-researched business practices to help students meet challenges in a changing global economy. The aim is to develop conceptual and practical skills to convert student abilities into managerial competence for today's competitive environment. The vision is to build ROFEL MBA into a world-class business school that attracts highly qualified faculty and talented students.
This document summarizes a study conducted on employee perceptions of financial planning at Welspun India Ltd. The objectives were to understand perceptions and differences based on demographics. A survey was administered to 75 employees using closed-ended questions in Likert scale format. The results found that most employees agree that financial planning is beneficial and reduces burdens. However, many still save less than 30% of their salary each month. Most also felt that past financial planning was helpful during the COVID-19 pandemic.
This document summarizes several key social security schemes in India that provide protection to workers, including the Employees' State Insurance (ESI), Maternity Benefit Act, Employees' Provident Fund (EPF), and Gratuity. The ESI provides sickness, maternity, and disability benefits. The Maternity Benefit Act guarantees paid leave for new mothers. The EPF offers retirement savings and pension. Gratuity provides lump sum payments to employees after 5+ years of service. However, these schemes mainly cover organized sector workers and lack funds, facilities, and implementation in rural areas where most Indians work.
The document discusses the balance of payments (BOP) of a country. It defines BOP as a systematic record of all economic transactions between residents of a country and foreign countries over a period of time. The BOP has two main components - the current account which includes trade in goods and services and investment income, and the capital account which covers financial flows. For a balanced BOP, the total credits from foreign transactions must equal total debits. A surplus means receipts exceed payments, while a deficit means payments exceed receipts. BOP statistics are important for governments and businesses to monitor currency movements and inform economic policies.
Synergy is the concept that the combined value and performance of two companies will be greater than the sum of the separate individual parts. Synergy is often a driving force behind mergers and acquisitions and can result in increased revenues or lower expenses. The exchange ratio measures the number of shares the acquiring company issues for each individual share of the target firm in M&A deals involving stock. There are several methods for calculating the exchange ratio, including using earnings per share, market price per share, price-earnings ratio, and net asset value. The maximum and minimum exchange ratios are calculated based on maintaining pre-merger EPS and MPS levels after adjusting for synergies.
This document provides an overview of various income tax deductions that can be claimed in India under sections 80C, 80CCC, 80CCD(1), 80CCD(1B), 80D, 80DD, 80DDB, 80E, 80EE, 80G, 80GG, 80TTA, and 80TTB of the Income Tax Act. It describes the eligibility and limits for each type of deduction, which can be claimed for investments, insurance premiums, pension contributions, medical expenditures, education loans, home loans, rent paid, donations, interest income and savings account interest. The maximum deduction under section 80C is Rs. 1.5 lakhs. Section 80CCD(1B) provides
The document discusses various investment alternatives including real estate, gold/silver, mutual funds, bonds, stocks, derivatives, and commodities. It provides brief descriptions of each type of investment, highlighting some key aspects. For example, it notes that real estate involves the purchase and sale of land and buildings, and gold/silver investment provides protection through diversification and potential for growth. The document also includes charts showing the percentage growth of different investment types on average each year.
This document provides details of various Republic Day special promotions being offered on LG OLED and NanoCell TVs in January 2021. Key offers include 5 years total warranty (3 year standard + 2 year AMC) on OLED TVs priced from Rs. 15,800 for the 55-inch model to Rs. 53,900 for the 77-inch model. Credit card EMI and cashback offers are also provided along with bundled accessories or additional TVs on select models. Finance options with fixed low EMIs are available from top brands. Discounted DTH set top box and subscription packages are offered on all LG TV models as part of the promotions.
Essay on voice against discrimination ( poor people) in HindiAnjaliSingh748
The document discusses a new technology that uses lasers to detect cancer cells in the bloodstream. It works by shining lasers on blood samples to identify cancer DNA and RNA in circulating tumor cells. This technique could provide a less invasive way to detect cancers early and monitor how patients respond to treatments over time.
This document provides an overview of behavioral finance, including its history, key concepts, theories, and significance. Behavioral finance developed to better understand puzzling stock market observations using insights from psychology. It recognizes that investors are normal humans subject to cognitive biases rather than perfectly rational as assumed in traditional finance. Major theories covered include prospect theory, loss aversion, mental accounting, and the disposition effect. The document also outlines learning objectives, heuristic-driven biases, the need and scope of behavioral finance, and its potential limitations.
This document discusses different sampling techniques used in research. It describes probability sampling methods like simple random sampling, stratified sampling, cluster sampling, systematic sampling, and multistage sampling. It also covers non-probability sampling techniques including convenience sampling, judgement sampling, quota sampling, and snowball sampling. For each method, it provides advantages and disadvantages in 1-2 sentences. The document aims to help understand key sampling designs and their appropriate uses in research studies.
The document discusses various aspects of brand management including definitions of brands and branding, elements and functions of brands, types of brands such as personal, individual, and family brands. It also discusses topics like brand positioning, brand equity, brand loyalty, brand ambassador, brand development, brand management process, co-branding, brand strategy, brand extension, and advantages of branding.
Sip report on NPA analysis at Bandhan BankAnjaliSingh748
Bandhan Bank was originally established as GRUH Finance in 1988 as a housing finance subsidiary of HDFC. It focused on providing loans in rural areas of India. In 2019, GRUH Finance merged with Bandhan Bank. Bandhan Bank began as a microfinance institution in 2001 in West Bengal. It received a banking license in 2014 and became a universal bank. The document discusses the history and operations of Bandhan Bank and its subsidiary GRUH Finance, which provides home loans across rural India. It also provides an overview of the banking industry and structure in India.
Study on employees perception towards financial planning at welspun India ltd.AnjaliSingh748
Welspun India Limited is Asia's largest and the world's second largest home textiles manufacturer. It was established in 1985 as Welspun Polyster Limited and later renamed Welspun India Limited in 1995. The company manufactures a variety of home textiles products including terry towels, bed sheets, pillow cases, bathrobes, rugs, and carpets. It has manufacturing facilities in India, Mexico, Portugal, and the UK and exports to over 50 countries worldwide. Welspun India Limited aims to be a global leader in home textiles through innovation, quality, and delighting all stakeholders.
Ppt on need for better customer services in VDC bankAnjaliSingh748
This document is a project report submitted to Gujarat Technological University about conducting a study on the need for better customer services at Valsad District Central Cooperative Bank. It includes an introduction to the bank, objectives and limitations of the study, findings from a survey of 50 customers, and suggestions to address problems identified regarding customer services, small deposits, and lack of infrastructure facilities. The key findings were that customers were satisfied with employee attention but not fully satisfied with communication and facilities compared to other banks. Suggestions included using social media to increase awareness of products and services and improving transaction speeds and ATM access.
Need for better customer services in Valsad district co-operative BankAnjaliSingh748
The document provides a report on a multi-disciplinary action project conducted to study the need for better customer services at Valsad District Central Cooperative Bank. The report includes an introduction to the bank, an analysis of its strengths, weaknesses, opportunities and threats. It also details the phases of the project which included diagnosing problems, designing solutions, and implementing changes. The findings suggest ways to improve customer services at the bank.
The document lists the group members for an assignment as Tiwari Kajal, Tiwari Urvashi, Singh Anjali, Singh Juhi, and Khalifa Jainab. It then summarizes the mission and vision of ROFEL MBA in 3 sentences. The mission is to establish well-researched business practices to help students meet challenges in a changing global economy. The aim is to develop conceptual and practical skills to convert student abilities into managerial competence for today's competitive environment. The vision is to build ROFEL MBA into a world-class business school that attracts highly qualified faculty and talented students.
This document summarizes a study conducted on employee perceptions of financial planning at Welspun India Ltd. The objectives were to understand perceptions and differences based on demographics. A survey was administered to 75 employees using closed-ended questions in Likert scale format. The results found that most employees agree that financial planning is beneficial and reduces burdens. However, many still save less than 30% of their salary each month. Most also felt that past financial planning was helpful during the COVID-19 pandemic.
This document summarizes several key social security schemes in India that provide protection to workers, including the Employees' State Insurance (ESI), Maternity Benefit Act, Employees' Provident Fund (EPF), and Gratuity. The ESI provides sickness, maternity, and disability benefits. The Maternity Benefit Act guarantees paid leave for new mothers. The EPF offers retirement savings and pension. Gratuity provides lump sum payments to employees after 5+ years of service. However, these schemes mainly cover organized sector workers and lack funds, facilities, and implementation in rural areas where most Indians work.