Pay Master App is the mobile recharging and payments app in Sri Lanka. As part of their growth plan, this is the seed+ raise they have requested from possible investors. Paymaster is a fully owned subsidiary of FirstPay Pte Ltd
This document discusses Kruma, a service that allows international travelers to exchange currency at the true exchange rate anywhere in the world using a Kruma debit card. Kruma offers pay-as-you-go and premium plans with capped ATM withdrawal limits and extended limits/benefits respectively. Fees are 1% or less for currency exchanges and cash withdrawals, addressing the 8-15% losses travelers typically incur. The founders aim to raise $1 million to launch the product in July 2018 and grow the user base to 35,000 monthly active users within 12 months.
The document discusses the future of banking and the mobile banking startup Number26. Number26 has built the first global mobile bank with a full European banking license. Their product allows for paperless account opening in 8 minutes, real-time overdraft, hassle-free international transfers, and investing on the go. Number26 has seen rapid growth, with over 200,000 users and over €2 billion in total transaction volume within 1.5 years. They are backed by leading investors and have a team of 150 employees based in Berlin.
IMAN is a halal fintech startup based in Uzbekistan that offers a buy now pay later (BNPL) solution, investment platform, and marketplace for Muslims. It has raised $1 million so far and is seeking $1 million more in pre-series A funding to improve its product, grow its customer base, and scale operations. IMAN currently has over 30,000 active BNPL users, $1.3 million in installment loans booked, and 108 merchants on its platform. The company aims to become the leading BNPL provider in Uzbekistan and expand across Central Asia and Southeast Asia.
Pitch Deck Teardown: Party Round's $7M, er, party round deckHajeJanKamps
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Pilota created AI algorithms that can predict flights at risk of disruption. They use this to proactively book travelers on a new flight for free during expected disruptions.
The document is an investor pitch deck for a hotel property management system (PMS) startup called Otel2Go. It summarizes the problem of expensive and complicated hotel software, and presents Otel2Go as a cloud-based PMS and online booking solution. It details the target markets, product features, competition, business model, validation through trials, team, financial ask of $500k for 12-18 months of funding, milestones and partnerships. The goal is to achieve 500 average subscription users and $1M in revenue.
Coinbase pitch deck designed by Zlides
Want to create a pitch deck that inspires your audience? Get your FREE presentation kit designed by Zlides: http://bit.ly/slideshare_zlides
AppVirality - Plug & Play growth hacking toolkit for Mobile apps.
We help app developers implement Uber/Lyft like in-app referrals under 30 minutes. No coding required.
Checkout - http://appvirality.com
This document discusses Kruma, a service that allows international travelers to exchange currency at the true exchange rate anywhere in the world using a Kruma debit card. Kruma offers pay-as-you-go and premium plans with capped ATM withdrawal limits and extended limits/benefits respectively. Fees are 1% or less for currency exchanges and cash withdrawals, addressing the 8-15% losses travelers typically incur. The founders aim to raise $1 million to launch the product in July 2018 and grow the user base to 35,000 monthly active users within 12 months.
The document discusses the future of banking and the mobile banking startup Number26. Number26 has built the first global mobile bank with a full European banking license. Their product allows for paperless account opening in 8 minutes, real-time overdraft, hassle-free international transfers, and investing on the go. Number26 has seen rapid growth, with over 200,000 users and over €2 billion in total transaction volume within 1.5 years. They are backed by leading investors and have a team of 150 employees based in Berlin.
IMAN is a halal fintech startup based in Uzbekistan that offers a buy now pay later (BNPL) solution, investment platform, and marketplace for Muslims. It has raised $1 million so far and is seeking $1 million more in pre-series A funding to improve its product, grow its customer base, and scale operations. IMAN currently has over 30,000 active BNPL users, $1.3 million in installment loans booked, and 108 merchants on its platform. The company aims to become the leading BNPL provider in Uzbekistan and expand across Central Asia and Southeast Asia.
Pitch Deck Teardown: Party Round's $7M, er, party round deckHajeJanKamps
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Pilota created AI algorithms that can predict flights at risk of disruption. They use this to proactively book travelers on a new flight for free during expected disruptions.
The document is an investor pitch deck for a hotel property management system (PMS) startup called Otel2Go. It summarizes the problem of expensive and complicated hotel software, and presents Otel2Go as a cloud-based PMS and online booking solution. It details the target markets, product features, competition, business model, validation through trials, team, financial ask of $500k for 12-18 months of funding, milestones and partnerships. The goal is to achieve 500 average subscription users and $1M in revenue.
Coinbase pitch deck designed by Zlides
Want to create a pitch deck that inspires your audience? Get your FREE presentation kit designed by Zlides: http://bit.ly/slideshare_zlides
AppVirality - Plug & Play growth hacking toolkit for Mobile apps.
We help app developers implement Uber/Lyft like in-app referrals under 30 minutes. No coding required.
Checkout - http://appvirality.com
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Stripe pitch deck designed by Zlides
Want to create a pitch deck that inspires your audience? Get your FREE presentation kit designed by Zlides: http://bit.ly/slideshare_zlides
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
How to expand to Southeast Asia, according to ShopBackTech in Asia
Singapore ecommerce startup ShopBack has expanded across four countries with vastly different environments. Here are some strategies it employed to grow across a fragmented Southeast Asia.
The document describes a compact location and activity tracking device for pets called PinMyPet. It was created by a group of pet lovers and hackers who have been coding since they were 12 years old. The founders won an award from the Microsoft Innovation Center for Mobile Premier Awards in 2013. The document provides contact information for the PinMyPet founders.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses a collaboration tool called Scrintal that aims to improve productivity for knowledge workers. It highlights how teams currently spend over 70% of their time on non-value adding tasks like searching for information across different apps. Scrintal provides a single visual workspace to help teams streamline their processes and work 10x faster. It has seen rapid growth through word-of-mouth referrals and aims to expand its product and reach over 1 billion knowledge workers.
This document summarizes information about Starling Bank and Anne Boden, its founder and CEO. Some key points:
- Starling Bank is a mobile-only banking service that offers innovations not previously seen from banks, such as direct integration with Faster Payments and open banking APIs.
- It has launched a marketplace platform offering insurance, foreign exchange, investments and other financial products directly through its app.
- The document encourages downloading the Starling Bank app or visiting its website for more information. Anne Boden and Starling Bank will be presenting at the NOAH conference in June 2018.
The document discusses the importance of mobile and app integration. It summarizes ShopBack's mobile app which has over 9 million installs across 7 Asian countries and integrates with over 2,000 merchants. The app provides a seamless shopping experience and ShopBack experiments with gamification and new features to drive engagement. App-to-app integration allows a smooth shopping experience across multiple apps and can significantly increase order volumes according to case studies.
Lunar is building a financial super app and the first pan-Nordic challenger bank to reshape banking in the Nordic region. They have received an EU banking license, launched in Denmark, Norway, and Sweden, and onboarded over 130,000 users in their first year. Lunar is building its own technology stack from scratch and was the first Nordic bank approved to operate fully in the cloud. Their goal is to become the dominant bank in the Nordics within the next three years by offering the best customer experience and bundling various financial products and services.
Eziban is a food delivery service that aims to address the problems of high prices and inconvenience by allowing customers to order from home. It works by having customers order through an app, merchants prepare the order, riders pick up and deliver the order. The business model involves aggregating orders to optimize fuel usage and keep costs low. The company has recruited initial riders and partners and launched apps to start gaining traction in its goal of becoming the top food delivery brand in Africa.
Pitch Deck Teardown: Mint House's $35M Series B deckHajeJanKamps
This document provides a summary of Mint House, a company that operates tech-enabled extended stay hotels and facilities. Some key points:
- Mint House was founded in 2017 and currently has over 145 employees and operates in 16 markets with 26 properties.
- It uses an asset-light management agreement model with high gross margins and minimal capex requirements. Over half of bookings are direct and repeat customers comprise 14% of bookings.
- Mint House properties provide a superior customer experience compared to traditional hotels, with amenities like fully-equipped kitchens, digital check-in, and strong customer satisfaction scores.
- The company is experiencing rapid growth and outperforms traditional upper-upscale hotels
This document summarizes Mint, a personal finance management tool. It allows users to track spending, savings goals, and net worth. Mint makes money through referral fees when users switch financial products based on Mint's recommendations. The document outlines Mint's market size and opportunity, competitors, value proposition, user and partner acquisition strategies, business model, and projected financials. It expects rapid user and revenue growth as it acquires users through viral and partnership channels and converts them through intelligent suggestions.
Skye Wallet is a cryptocurrency wallet and exchange launched in April 2021 that aims to simplify cryptocurrency activities. It allows users to buy, sell, send, receive, swap, hold, spend and learn about cryptocurrencies with one-click access across web and app platforms. The startup is seeking $100,000 in funding to boost liquidity, marketing, hiring and operations to further grow in emerging markets where cryptocurrency usage and education is currently limited but growing. The founder emphasizes Skye Wallet's multiple supported cryptocurrencies, infrastructure to integrate new coins/tokens, 24/7 support and low fees as advantages in the competitive landscape.
Our AI connects enterprises and their customers over messaging apps to reduce costs by 70% per interaction. It has reached $2 million in annual recurring revenue after 6 months and expects $36 million in pipeline deals. The AI was created by a team with experience at companies like PayPal, Slack, and others to provide customizable chatbot solutions for enterprises.
Rising Stars - Presentation by Niklas Adalberth, Founder & Deputy CEO of Klarna at the NOAH 2012 Conference in London, Old Billingsgate on the 6th of November 2012.
Pitch Deck Teardown: Faye's $10M Series A deckHajeJanKamps
This document summarizes Faye, a full-stack travel insurance MGA that aims to revolutionize the travel insurance industry. Some key points:
- Faye offers comprehensive travel insurance coverage through an easy-to-use app, with fast claims processing and payments directly to customers' Faye wallets.
- It has experienced rapid growth since launching less than a year ago, with millions in sales and a growing customer base, demonstrating the sizable opportunity in travel insurance.
- Faye aims to build strong brand loyalty by providing excellent customer service, proactive assistance and care across the entire travel journey. Nearly all customers say they will purchase their next policy with Faye.
- The document outlines Fay
ChangeforCause is a startup that aims to create a frictionless process for donating to charities through a mobile app. The app allows users to round up debit/credit card purchases and donate the change to selected charities. It also provides rewards and social features to encourage donations. The founders are seeking $200,000 in funding to develop a public beta of the app and cover initial operating costs. Validation surveys found strong interest in the round-up donation concept and ease of use of a prototype app.
1) Companies on average use 9 different systems to manage spending, resulting in limited visibility and control over spending.
2) Spendesk provides a single system that gives visibility, tracking, and control across the entire spending process through built-in payment methods and replacing complex stacks of tools with one platform.
3) The system is designed for both employees and finance - employees can easily pay for what they need while finance keeps absolute control through features like real-time visibility, payment reconciliation, and customized reporting and controls.
The document describes DirecPay, a payment gateway service provided by TimesofMoney that offers online payment solutions for merchants across India. It provides safe and cost effective payment options like net banking, debit cards, credit cards, and mobile payments on a secure platform. DirecPay allows merchants to securely receive payments from customers in various ways like online purchases, service payments, or bill collections. It has integrated solutions for ecommerce, interactive voice response, mobile payments, value added services like digital wallets, reporting and analytics tools.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Stripe pitch deck designed by Zlides
Want to create a pitch deck that inspires your audience? Get your FREE presentation kit designed by Zlides: http://bit.ly/slideshare_zlides
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
How to expand to Southeast Asia, according to ShopBackTech in Asia
Singapore ecommerce startup ShopBack has expanded across four countries with vastly different environments. Here are some strategies it employed to grow across a fragmented Southeast Asia.
The document describes a compact location and activity tracking device for pets called PinMyPet. It was created by a group of pet lovers and hackers who have been coding since they were 12 years old. The founders won an award from the Microsoft Innovation Center for Mobile Premier Awards in 2013. The document provides contact information for the PinMyPet founders.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses a collaboration tool called Scrintal that aims to improve productivity for knowledge workers. It highlights how teams currently spend over 70% of their time on non-value adding tasks like searching for information across different apps. Scrintal provides a single visual workspace to help teams streamline their processes and work 10x faster. It has seen rapid growth through word-of-mouth referrals and aims to expand its product and reach over 1 billion knowledge workers.
This document summarizes information about Starling Bank and Anne Boden, its founder and CEO. Some key points:
- Starling Bank is a mobile-only banking service that offers innovations not previously seen from banks, such as direct integration with Faster Payments and open banking APIs.
- It has launched a marketplace platform offering insurance, foreign exchange, investments and other financial products directly through its app.
- The document encourages downloading the Starling Bank app or visiting its website for more information. Anne Boden and Starling Bank will be presenting at the NOAH conference in June 2018.
The document discusses the importance of mobile and app integration. It summarizes ShopBack's mobile app which has over 9 million installs across 7 Asian countries and integrates with over 2,000 merchants. The app provides a seamless shopping experience and ShopBack experiments with gamification and new features to drive engagement. App-to-app integration allows a smooth shopping experience across multiple apps and can significantly increase order volumes according to case studies.
Lunar is building a financial super app and the first pan-Nordic challenger bank to reshape banking in the Nordic region. They have received an EU banking license, launched in Denmark, Norway, and Sweden, and onboarded over 130,000 users in their first year. Lunar is building its own technology stack from scratch and was the first Nordic bank approved to operate fully in the cloud. Their goal is to become the dominant bank in the Nordics within the next three years by offering the best customer experience and bundling various financial products and services.
Eziban is a food delivery service that aims to address the problems of high prices and inconvenience by allowing customers to order from home. It works by having customers order through an app, merchants prepare the order, riders pick up and deliver the order. The business model involves aggregating orders to optimize fuel usage and keep costs low. The company has recruited initial riders and partners and launched apps to start gaining traction in its goal of becoming the top food delivery brand in Africa.
Pitch Deck Teardown: Mint House's $35M Series B deckHajeJanKamps
This document provides a summary of Mint House, a company that operates tech-enabled extended stay hotels and facilities. Some key points:
- Mint House was founded in 2017 and currently has over 145 employees and operates in 16 markets with 26 properties.
- It uses an asset-light management agreement model with high gross margins and minimal capex requirements. Over half of bookings are direct and repeat customers comprise 14% of bookings.
- Mint House properties provide a superior customer experience compared to traditional hotels, with amenities like fully-equipped kitchens, digital check-in, and strong customer satisfaction scores.
- The company is experiencing rapid growth and outperforms traditional upper-upscale hotels
This document summarizes Mint, a personal finance management tool. It allows users to track spending, savings goals, and net worth. Mint makes money through referral fees when users switch financial products based on Mint's recommendations. The document outlines Mint's market size and opportunity, competitors, value proposition, user and partner acquisition strategies, business model, and projected financials. It expects rapid user and revenue growth as it acquires users through viral and partnership channels and converts them through intelligent suggestions.
Skye Wallet is a cryptocurrency wallet and exchange launched in April 2021 that aims to simplify cryptocurrency activities. It allows users to buy, sell, send, receive, swap, hold, spend and learn about cryptocurrencies with one-click access across web and app platforms. The startup is seeking $100,000 in funding to boost liquidity, marketing, hiring and operations to further grow in emerging markets where cryptocurrency usage and education is currently limited but growing. The founder emphasizes Skye Wallet's multiple supported cryptocurrencies, infrastructure to integrate new coins/tokens, 24/7 support and low fees as advantages in the competitive landscape.
Our AI connects enterprises and their customers over messaging apps to reduce costs by 70% per interaction. It has reached $2 million in annual recurring revenue after 6 months and expects $36 million in pipeline deals. The AI was created by a team with experience at companies like PayPal, Slack, and others to provide customizable chatbot solutions for enterprises.
Rising Stars - Presentation by Niklas Adalberth, Founder & Deputy CEO of Klarna at the NOAH 2012 Conference in London, Old Billingsgate on the 6th of November 2012.
Pitch Deck Teardown: Faye's $10M Series A deckHajeJanKamps
This document summarizes Faye, a full-stack travel insurance MGA that aims to revolutionize the travel insurance industry. Some key points:
- Faye offers comprehensive travel insurance coverage through an easy-to-use app, with fast claims processing and payments directly to customers' Faye wallets.
- It has experienced rapid growth since launching less than a year ago, with millions in sales and a growing customer base, demonstrating the sizable opportunity in travel insurance.
- Faye aims to build strong brand loyalty by providing excellent customer service, proactive assistance and care across the entire travel journey. Nearly all customers say they will purchase their next policy with Faye.
- The document outlines Fay
ChangeforCause is a startup that aims to create a frictionless process for donating to charities through a mobile app. The app allows users to round up debit/credit card purchases and donate the change to selected charities. It also provides rewards and social features to encourage donations. The founders are seeking $200,000 in funding to develop a public beta of the app and cover initial operating costs. Validation surveys found strong interest in the round-up donation concept and ease of use of a prototype app.
1) Companies on average use 9 different systems to manage spending, resulting in limited visibility and control over spending.
2) Spendesk provides a single system that gives visibility, tracking, and control across the entire spending process through built-in payment methods and replacing complex stacks of tools with one platform.
3) The system is designed for both employees and finance - employees can easily pay for what they need while finance keeps absolute control through features like real-time visibility, payment reconciliation, and customized reporting and controls.
The document describes DirecPay, a payment gateway service provided by TimesofMoney that offers online payment solutions for merchants across India. It provides safe and cost effective payment options like net banking, debit cards, credit cards, and mobile payments on a secure platform. DirecPay allows merchants to securely receive payments from customers in various ways like online purchases, service payments, or bill collections. It has integrated solutions for ecommerce, interactive voice response, mobile payments, value added services like digital wallets, reporting and analytics tools.
This document provides an overview and walkthrough of a mobile banking application. It discusses that the application was developed to provide banking services remotely through mobile devices. The summary includes:
1) The application allows users to check account balances, locate ATMs and branches, transfer funds, pay bills, and dispute transactions from their mobile devices without visiting a physical bank location.
2) It provides both public services like currency conversion rates and premium services for registered users like viewing statements and requesting new checks after registration with a bank.
3) Security and regulatory features are discussed including compliance with PCI, CBE, and data encryption standards to protect users' financial information.
Technology Changing The Face Of MicrofinanceJohn Owens
Technology is now changing the face of microfinance by providing new ways to provide financial services to low income households.
This presentation was given at the InterPacific Bar Association Annual Conference in Manila, Philippines on April 30, 2009.
Real Mobile Tech is a startup that has developed a mobile payment solution called RealPayment that allows secure mobile payments and digital receipts without disclosing credit card information. The company was founded in 2012 and has a team of experienced payment and technology professionals. RealPayment works with any device and provides features for merchants like digital gift cards, loyalty programs, and mobile ordering that allow gaining repeat customers. The company is seeking funding to expand partnerships and execute on its plans to become a leading digital payment network.
DigiPay began its journey in the year of 2019
under the umbrella of Peerbits, a leading mobile
application development company. DigiPay has
come up with several digital financial solutions
such as Mobile Money, Agency Banking,
Automated Fuel Solution, Parking Solution, etc.
GCash is a leading mobile wallet app in the Philippines with over 20 million subscribers. It offers a variety of financial services that allow users to pay bills, send and receive money, shop online and in-stores, buy load, and borrow money. GCash aims to grow its market share of mobile wallet transactions from 65% to 80% by increasing its monthly transactions from 29.5 million to 86 million and the transaction value from PHP 25.2 billion to PHP 74 billion. It positions itself as building a cashless ecosystem and offering financial services closer to customers. While Paymaya also offers primary services like GCash, it differentiates itself by providing multiple cards per subscriber.
The document discusses mobile banking innovation and SAP's mobile banking solutions. It begins with an overview of trends driving changes in banking and customer expectations. This includes the growth of mobile devices and social media. It then discusses how mobile creates opportunities for new services and discusses specific mobile banking use cases like remote deposit capture and payments. The remainder summarizes SAP's mobile banking platform and provides examples of case studies and solutions implemented for banks.
DigiPay.guru is boosting the digital revolution by helping startups and enterprises to digitize their business with its top-notch digital payment solutions.
Digipay.guru Empowering fintech innovators.pdf
Connexionz is a company that provides a mobile money transaction platform and virtual card solution called VcConnect to enable digital payments, remittances, bill payments and online purchases. They work with mobile network operators, national ID programs, transport authorities and SMEs to deploy their platform and help expand access to financial services in emerging markets. The platform aims to transform closed loop payment systems into open loop networks with global acceptance using virtual cards.
Fintechový startup pro odložené platby Twisto spoluzakladatele Michala Šmída vznikl v roce 2013 a až do roku 2021, kdy se prodal australskému Zipu, v přímých investicích získal celkem přes 860 milionů korun. V roce 2019 uzavřel kolo série B, v němž podle tehdejšího přepočtu nabral přes 300 milionů korun, hlavním tahounem byl nizozemsko-britsko-singapurský fond Finch Capital, následovaný nizozemským Velocity Capital a připojili se také ING, UNIQA, ei Enern.
CoinKeeper is a popular personal finance app in Russia and CIS countries that makes money tracking easy through a simple visual interface. It has over 900k installs across platforms. The document discusses CoinKeeper's traction, business model, growth plans, and competitive advantages over other finance apps with outdated interfaces and unsustainable models. It aims to expand beyond basic tracking to become a "dashboard" offering additional wealth management and payment services to its global user base.
This presentation gives an overview of the company Mint Payments Limited listed on the ASX in Australia under MNW. It explains the products and services and how the company operates in the payments industry.
Mobile Payments – The choice of a new generation
Give your customers more ways to pay with mobile payments.
Today’s customers expect convenient and seamless payments. Indue can help you deliver, with our secure mobile payments solution.
With Indue, your customers can easily transact using Apple Pay and Google Pay, straight from a digital wallet on their smart phone or wearable device.
Mobile Payments – The choice of a new generation!
Give your customers more ways to pay with mobile payments. Today’s customers expect convenient and seamless payments. Indue can help you deliver, with our secure mobile payments solution. With Indue, your customers can easily transact using Apple Pay and Google Pay, straight from a digital wallet on their smart phone or wearable device. Contact us today.
The document outlines Godzilla Pay's strategy to expand into mobile wallets and enable cashless payments centered around public transportation hubs. The strategy involves developing an MVP focused on enabling monthly public transportation card payments and checkout experiences for merchants near transportation locations. Future iterations would integrate additional payment methods, expand merchant offerings and integrate transportation card balances. The roadmap is broken into three phases over 12-18 months to gradually develop features and validate assumptions around user acquisition and spending habits.
This document summarizes MatchMove Pay, a Singapore-based fintech company that provides a virtual prepaid card solution. Their platform allows companies to issue their own prepaid cards and manage associated customer data and finances. The prepaid card market is growing significantly and provides advantages over debit/credit cards such as not requiring a bank account or income verification. MatchMove's platform can help companies strengthen their brands, reduce costs, access customer data and analytics, and reach untapped markets in Southeast Asia where many lack bank accounts or credit cards.
This document summarizes MatchMove Pay, a Singapore-based fintech company that provides a virtual prepaid card solution on a customizable cloud-based platform. The prepaid card market is projected to reach $3.1 trillion by 2022. MatchMove's platform allows companies to issue their own prepaid cards and wallet systems under their own brand. It provides a front-end for customers and a back-end system to manage customer data. This solution helps companies strengthen their brand, reduce costs, access customer data and untapped markets, especially in developing countries where many lack bank accounts.
2. Who are We?
▪ PayMaster – A one stop payment mobile app operating in Sri
Lanka.
▪ A fully owned subsidiary of FirstPay (Pte) Ltd – A FinTech
headquartered in Singapore.
▪ Authorized by the Central Bank of Sri Lanka to process mobile
payments.
▪ Vision : To make PayMaster The Super App in Sri Lanka by 2022.
3. Ransika De Silva
Founder / CEO
Bhanuka Galhenage
Chief Technical Officer
Nimanthi Dissanayake
Chief Product Officer
▪ 17+ years experience.
▪ Graduated from Manchester
Metropolitan University –
BSc(Hon).
▪ Former Lead Architect at
Funding Societies | Modulku –
Singapore.
▪ 13+ years experience.
▪ Graduated from University of
Leicester -MBA & University of
London -BSc(Hon).
▪ Former external consultant for
HCI projects-Stanford University,
AT&T and Qtel.
▪ 14+ years experience.
▪ Graduated from Manchester
Metropolitan University–
BSc(Hon).
▪ Former external technical
consultant Mcdonalds &
American Home Schield.
Our Management Team
4. Mobile top-ups
TV/ BroadBand
bills
Utility bills
Doctor bookings
Cash based
Online
banking
/mobile
banking
• Requiring to visit multiple
locations
• Considerable time on the road
• Long queues at the counters
• Inefficiency of the counter
staff
• Need to have the exact
amount in cash as getting back
the balance is an issue
• Time restrictions
• Additional fees for registration
• Registration requires manual
approval
• Need to login in everytime
• Not user friendly
• Language barriers
• Not accessible to everyone
• Inefficient customer service
Postpaid mobile
bills
Shopping/
Grocery bills
Exhausted
Annoyed
Time killer
Not Happy
Late for work
Inconvenient
Day-to-day payments – What a Nuisance!
5. ▪ Prepaid Top-ups
▪ Bill Payments
▪ QR Payments
▪ In-app Credit
▪ Buy Now Pay Later
▪ Doctor Channeling
▪ Insurance
▪ Invite & Earn
▪ Transaction History
Features we offer:
✓ No traveling / No queues
✓ Any Time/ Any where
✓ Secure
✓ One time login
✓ No need to enter
payment details again &
again
✓ No registration fee
✓ Accessible to anyone
with a smartphone
✓ Localization
✓ 24/7 Help line
It’s so Convenient
PayMaster Consumer – One Stop Payment App
6. ▪ Prepaid Top-ups
▪ Bill Payments
▪ Doctor Channeling
▪ Insurance
▪ Sales Report
▪ Subscription / Cash
based wallet
Features we offer:
✓ Any Time
✓ Secure
✓ Sales commission to the
merchant – an extra
income
✓ Localization
✓ 24/7 Help line
Serving the none smart-phone community through our merchant network.
✓ Secure
✓ Less traveling
✓ One stop location for
all payments
For the Merchant For the none smart-
phone user
PayMaster Merchant – No one is left behind…
7. ▪ Mobile apps - Android (Java) , iOS (Swift)
▪ Backend - Spring Java
▪ Hosted on AWS
▪ Database- AWS RDSPostgreSQL
▪ 0 downtime deployment
▪ Scalable backend/simulates micro services
▪ Multi zoned deployment for redundancy
▪ OWASP Mobile Application Security Verification
Standard(MASVS 1.1).
▪ CIS control version 7.0 and NIST standards
Scalable & Secure Technology Stack
8. 2017 2018 Jun
2018
Aug
2019 Jan
2019
Mar
2019
Sep
2020 Jan 2020 Jul 2021 Jan 2022 Jun
Ideation &
Beta
100 Payments
Seed Investment
Official Launch
MASVS 1.1
Compliance
1 Million
Payments
Merchant App
Launch
6.5 Million
Payments
20 Million
Payments
V4.0
V3.0
V2.0
V1.0
Our Milestones
10. PayTM (India)
USD 16 B valuation
2020
PhonePe (India)
USD 5.5 billion
valuation 2020
Alterra (Indonesia)
USD 25 million valuation
2018
Wave Money (Myanmar)
USD 78 million valuation
2019- Jun 2020
MobiKwik (India)
USD 700 million valuation
2021
Success Stories in Asia
11. 21.3 million
Totalpopulation
USD 209 million
Insurance Market
97%-98%
Smartphone usage
5.3%
Has a Credit Card
91 %
Pre-paid
Mobile Connections
31.80 million
Mobile Connections
74%
Has an account with a
financial institution
USD 30 million
Doctor Channeling Market
Source:https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_3Q2020_e.pdf
USD 7 billion
Wire Transferring Market
USD 3 billion
Utility Bill Market
Addressable market
USD 1.5 billion
Mobile Top-up Market
12. Sources : https://datareportal.com/reports/ & https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_3Q2020_e.pdf
64
34.7
1.3
Web Traffic by Device (%)
Mobile phones Laptops & desktops Tablets
6.71 7.13
10.1
10.9
0
2
4
6
8
10
12
Jan-18 Jan-19 Jan-20 Jan-21
Internet Usage
Internet users (mil)
Internet usage is growing…
13. 9
10
9
7
5 5
0
2
4
6
8
10
12
13Y-18Y 19Y-24Y 25Y-34Y 35Y-50Y 51Y-65Y 65Y+
Frequency of mobile screen unlocks
Times per hour
7.90 mil
Total Number of Active
Social Media Users
98.7%
% of Total Social Media Users
Accessing via Mobile
87%
Considers Social Media
As the Key Media Source for News
Updates
Frequency of smartphone usage is very high…
14. Sources : https://datareportal.com/reports/ & https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_3Q2020_e.pdf
Cash 93.7
Online 6.3
Payments %
Yet majority of day-to-day payments are cash base
37%
Yearly growth on
Online Payments
USD 21 billion
Online Payments (2019)
15. 0
0.2
0.4
0.6
0.8
1
1.2
1.4
1.6
Q1
2019
Q2
2019
Q3
2019
Q4
2019
Q1
2020
Q2
2020
Q3
2020
Q4
2020
Millions No of Transactions
**Q2 2020 -COVID-19. Sudden rise in the number of transactions
✓ All-in-one payments app with multiple revenue streams
✓ Strong and growing unit economics
✓ Very Positive contribution margins
Strong forward traction
Paying Customers 31,000 +
CAC USD 2
CLTV USD 18.32
CLTV:CAC 9:1
Monthly Sales USD 450,000
Reloads (6.5 million) USD 5 million
Bill Payments (92k) USD 0.5 million
In-app Credit 1300 +
Merchants 150 +
Facebook Followers 45,000 +
Store Ratings 4.5/5 +
Store Reviews 5000 +
19. Multiple Revenue Streams
Commission per Reload 4-6%
Commission per Bill Payment 2-3%
Commission per Insurance Purchase 10%
Commission per Doctor Appointment 8-10%
Commission per QR Payment 0.17%
Interest per In-App Credit Loan (Weekly) 4-9%
Monthly Subscription per Merchant USD 1.5
20. Raising USD 1.5 million to achieve the following milestones within the next 18 months
The Ask
▪ Annual Run Rate – USD 15 million
▪ 20 million payments
▪ 100,000 consumers
▪ 3000 merchants
▪ 100,000 In-app credit disbursed
Milestones (next 18 months) Key Hirings
▪ Marketing Manager
▪ Finance Manager
▪ 2 Software Engineers
▪ QA Engineer
21. Use of Funds
40%
30% 20%
10%
Scaling the Merchant Base
▪ Social Media Ads
▪ Door to door marketing
▪ Branding
Scaling the Consumer Base
• Social Media Ads
• Referral Points
• Introducing new billers
• Scaling the BNPL feature
Operational Costs
▪ Server upgrades
▪ Payroll/rent
▪ Overhead costs
New Hires
▪ Marketing Manager
▪ Finance Manager
▪ Software Engineers
▪ QA Engineer