The document discusses the future of investment product distribution through crowdfunding and technology. It outlines that traditional distribution channels are no longer effective for retail investors due to issues like market volatility, compliance rules, and costs. However, new technologies are empowering retail investors by allowing them to access alternative products, diversify more easily across assets and platforms, and mitigate risks. The future of finance lies in technologies like fintech, regtech, alternative products, and roboadvisors that are obsoleting old distribution methods and bringing retail investors back through modernized rules and innovative options.

1. Building the Crowd &
the Future of Investment
Product Distribution
National Press Club,
Washington, DC
May 4, 2017

2. Crowdfinance IS the future
of finance

3. © 2017 Dara Albright Media, All Rights Reserved
If we only had the CROWD…

4. © 2017 Dara Albright Media, All Rights Reserved
INDUSTRY WIDE DISTRIBUTION PROBLEM

5. © 2017 Dara Albright Media, All Rights Reserved
• Retail has been driven away by:
• Market Volatility
• FINRA Compliance & fiduciary rules
• Economics – can no longer afford to accommodate micro-investors
• Greed
• Traditional distribution channels are no longer effective
INDUSTRY WIDE DISTRIBUTION PROBLEM
Retail on the run…

6. © 2017 Dara Albright Media, All Rights Reserved
INDUSTRY WIDE DISTRIBUTION PROBLEM
Even P2P (Peer-to-Peer) Lending had to change its name to “marketplace lending”

7. © 2017 Dara Albright Media, All Rights Reserved
RETAIL “the Crowd” IS RETURNING
• Retail is bring brought back by:
• FinTech (advancements in micro-technologies)
• RegTech (modern securities legislation being introduced to support modern
financial technology)
• AltTech (investment product innovation)
• MediaTech (democratization of journalism)
• AdvisorTech (roboadvisors, digital investing, machine learning)

8. © 2017 Dara Albright Media, All Rights Reserved
“FinTech”
• Empowering Retail Investors through the advancement in Micro-
Technologies. Even the tiniest investor can now:
• Diversify within platforms
• Diversify across a wider range of asset classes
• Access higher yielding alternative products
• Mitigate portfolio risk
“Technology has been dislocating financial services for decades. We are only now just reaching that seminal moment where
instead of disrupting the brokerage industry, technology will utterly obsolete it.”

9. © 2017 Dara Albright Media, All Rights Reserved
“RegTech”

10. © 2017 Dara Albright Media, All Rights Reserved
“AltTech”
A New Universe of Alternative Investment Products for the Masses

11. © 2017 Dara Albright Media, All Rights Reserved
“MediaTech”

12. © 2017 Dara Albright Media, All Rights Reserved
New Media Voices

13. © 2017 Dara Albright Media, All Rights Reserved
Just like media, traditional distribution channels are being displaced.
New retail distribution channels are obsoleting old ones
“AdvisorTech”

14. © 2017 Dara Albright Media, All Rights Reserved
“AdvisorTech”

15. The Future of Finance is
Here

16. “Dynasty wealth is created by
being on the forefront of
shifts in mass media and
retail distribution”

17. © 2017 Dara Albright Media, All Rights Reserved
@ToTheStoics
@DaraAlbrightMedia
www.Linkedin.com/in/DaraAlbright
Speaker, writer and influencer on topics
relating to FinTech, RegTech, digital-, peer-
& crowd- finance
About Dara Albright
www.daraalbrightmedia.com
Thank you!
Let’s connect: