2. L e ` f r u k x f jd lg d k jh c S a d
e ; k Z f n r v k id k g k f n Z d L o k x r
d jr k g S A
g e k jh “ k k [ k k , a s
e U n lk S j “ k k [ k k & x k S ” k k y k e k d s Z V c l
L V s . M ] e U n lk S jA
f i i f y ; k e . M h & e u k l k e k x Z x k a /k h
p k S jk g k ] f iif y ; k e . M h A
n y k S n k “ k k [ k k & iz x f r p k S jk g k
e g w & u h e p jk s M ] + n yk S n k A
d ` f ’ k m it e . M h “ k k [ k k & c h -v k j- u k g V k
e k x Z ] e U n lk S jA

3. vk t d s fo p k j
 Only buy something that you’d be perfectly happy to
hold if the market shut down for 10 years.
Warren Buffett
 के वल वही खरीििये ििसे आप खुशी के साथ अगले िस सालो तक
रख कर सके .
वॉरे न बफे

4. gekjh lsok,s
 c p r [ k k r k (Saving Account)
 p k y q [ k k r k (Current Account)
 L k k o f /k t e k [ k k r k (Fixed Deposit)
 f e ; k n h t e k [ k k r k (Recurring Deposit)
 n S f u d t e k [ k k r k (Daily Deposit)
 _. k , o a v f x z e [ k k r k (Loan &Advance)
 E k f g y k l e q g _. k (Group Loan-Micro
Finance)

5. v f r f jD r ls o k a , s
 RTGS & NEFT
 Mobile Alerts
 Shares & Dividend
 Lockers
 PAN Card

6. _. k [ k k r k s d s i z d k j
 n q q i f g ; k & p k j i f g ; k o k g u _. k
(Vehicle Loan)
 X k z g & _. k (Home Loan)
 l E i f r f o : ) _. k (Loan Against Property)
 O ; f D r x r _. k (Personal Consumer Loan)
 L e ` f r y ? k q & _. k (Smriti Small Loan)
 C k h e k i k f y l h f o : ) _. k (Loan on NSC/
KVCPolicy)
 n S f u d t e k [ k k r s i j _. k (Loan on
Daily Deposit)

7. Types Of Advances
 Cash Credit Limit
 Overdraft Limit
 Loan Against Ware House Receipt
 Loan Against Deposit Receipt
 Over Draft Against FDR
 Gold Loan

8. Lkkof/k tek ;kstuk ij C;kt njs
 15 ls 45 fnu rd :- 6%
 46 ls 90 fnu rd :- 7%
 91 fnu ls 179 fnu rd :- 9%
 180 fnu ls vf/kd ,oa 1 o’kZ ls de :-
9.25%
 1 o’kZ ls vf/kd ,oa 3 o’kZ ls de :-
10%
 3 o’kZ ls vf/kd :- 9.25
o f j’ B u k x f jd k s g s r q 1 o ’ k Z ls v f /
k d d h v o f /k i j 0.5% C ; k t n j v f /k d
d h l q f o /k k A

9. Today’s Top Three Agent
Deposits
 Manoj Jain - 36.18 lacs
 Op Agrawal - 14.00 lacs
 Ravindra Porwal - 8.24 lacs

10. Today’s Top Three Agent
Loans
 OP Agarwal - 2.50 lacs
 Raheem khan - 2.14 lacs
 Anil Solanki - 1.91 lacs

11. Targets :- 30 June 2012
100 crores
As on Date 13 June 2012
Total Deposits - 5893.34
Total Advances - 4121.90
Total Business - 100.15

17. /k U ; o k n
L e ` f r c S a d if jo k j