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Khan rehman, islamic microfinance .pdf
- 1. Financing the Poor: Towards an Islamic Microfinance An Islamic Finance Industry Perspective Iqbal Khan and Aamir A. Rehman Harvard Law School - 14 April 2007
- 8. Islamic microfinance is a complementary initiative to Islamic finance Microfinance mission reflects part of Islamic ethos Microfinance Islamic finance Reaches previously under-banked population Focus on uplifting the poor Models advocate: - financial inclusion - entrepreneurship - risk-sharing through partnership financing Routed in Shariah-compliance Fair access to capital Equitable Core concern New-market innovation Finance based on worthiness of ventures and assets, and not based on wealth Asset orientation
- 12. Islamic microfinance requires combined efforts Create successful partnership formula Best-of-breed microfinance institutions Modest capital commitment Requires institutional will
Notes de l'éditeur
- Dead capital: These are physical resources and capital that are not used for any purpose other than to provide physical service to their owners. Islamic finance can be used in other Muslim and developing countries to convert dead capital into income generating assets to financially and economically empower the poor