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Thorsten Beck Development Research Group The World Bank
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Access – Why do we care?
But should lack of access concern us? Defining the access “problem” is not easy ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
From concern to concept to data –  Access indicators and their use ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Indicators of access –  old friends and new ventures ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Access asymmetries and segmentations -  The symptoms ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
From symptoms to indicators – physical outreach ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Use of geographic indicators –  Branch density across countries Source : Beck, Demirguc-Kunt, Levine and Martinez Peria (2005). The residual branch intensity  is the deviation of the actual from the predicted number of branches – relative to the predicted  number -, from a regression of the number of branches on GDP, area, and population. 80.2m 125m 8.4m 21m 188m GDP/branch (USD) -0.08 13,104 244.5 Mexico 0.02 3,345 105.2 U.S. 0.00 22,300 21.1 Bangladesh 3.43 1,000 12.7 Spain -0.82 8,700 1.3 Singapore Residual branch intensity Population/branch Area/branch
From symptoms to indicators –  socio-economic segmentation ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Use of firm-level data –  Financing obstacles and patterns across countries ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
From symptoms to indicators – Finance for the “most worthy”? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What does observed access and participation tell us? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
From access to desirable outcomes –  financing obstacles and financing constraints ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Digging at the grassroots: Evaluating the impact of microfinance (Gine et al.) ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Assessing the microfinance promise (Cull, Demirguc-Kunt and Murdoch) ,[object Object],[object Object],[object Object],[object Object],[object Object]
Collecting new cross-country data on access and participation ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Using new cross-country data on access and participation ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Concluding remarks ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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  • 1. Thorsten Beck Development Research Group The World Bank
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  • 8. Use of geographic indicators – Branch density across countries Source : Beck, Demirguc-Kunt, Levine and Martinez Peria (2005). The residual branch intensity is the deviation of the actual from the predicted number of branches – relative to the predicted number -, from a regression of the number of branches on GDP, area, and population. 80.2m 125m 8.4m 21m 188m GDP/branch (USD) -0.08 13,104 244.5 Mexico 0.02 3,345 105.2 U.S. 0.00 22,300 21.1 Bangladesh 3.43 1,000 12.7 Spain -0.82 8,700 1.3 Singapore Residual branch intensity Population/branch Area/branch
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